Time Deposits

[tonyp]

well, it's all over the papers. legacy has closed. i hope none of you guys had any investments there.

Covered by PDIC up to P250k.

[Google]

with measly rates likes these, better to just spend it on something....damn banks!

 

to add, considering that the inflation rate is higher than the interest rate, talo ka talaga.

much better to invest in a small business, where ROI is higher.

[Davecollisonzamora]

ING / Gsave na lang

[Ben.Dover]

Suggest mag PagIbig MP2 instead of time deposit. dati na ako nag time deposit maliit interest mataas lang konti sa savings. 

MP2 is lockin 5 years and at annually ang dividend last year 7.03%. Safe din yung pera mo 

[Ben.Dover]

if you still choose to do time deposit Tonik digital bank has the highest interest rate as of writing

[neilgayuman]

Go for Digital Banks if you won't need that money soon cause they have much better rates. Or just put in MP2. 

[MartinDomingo]

how much na interest now sa time deposit

[martbogard]

On 7/13/2024 at 12:22 AM, neilgayuman said:

Go for Digital Banks if you won't need that money soon cause they have much better rates. Or just put in MP2. 

Agree dito, nasa modern era na tayo. Go for Digital Banks. Pagibig MP2 is also ok.

[Yelloweyeddemon29]

Mas okay yung sa Maya, abot ng 10% yung interest nya pero 250k plus dapat

[MartinDomingo]

big money investment

[Seedsman]

Saan may pinaka maganda na interest rate? 

[martbogard]

4 hours ago, Seedsman said:

Saan may pinaka maganda na interest rate? 

Try mo kumuha ng Digital banks or Pag-ibig MP2 kung long term.

May pinost akong interest rates ng mga digital banks sa pinas as of sept 2024. -> Products and services -> Product Reviews -> Digital Banks

[doublehunter]

try seabank 4.5% p.a., daily credit ng interest, insured up to 500K