money Stock Market

[Papa Popoy]

For my non-retirement account, I pulled the trigger on GLD today Don PP.

 

Bale from 60% stocks, 20% bonds, 20% cash..my goal is to be adjusted to 50% stocks, 20% cash, 15% bonds, and 15% gold,

 

Happy investing to y'all!

Non-retirement account

 

I have started consolidating my non-retirement funds into 1 platform starting Dec of 2017. This helps me know how I am doing for all my non-retirement acounts - college plan, savings plan, business plan, etc. without having to do much calculations. It also keeps it easy for me to make adjustments.

 

Just curious how I am doing na for all my non-retirement accounts in a historical lookback since that date to now.

 

This 2-Yr- and-8-mo period is quite balanced because market-wise:

 

2018 is bad

2019 is good

2020 1H is average

 

Outcome:

SPY = 28%

MRS = 60%

 

Analysis: 60% > 28%

Conclusion: MRS beating the market.

 

[/size]

 

anggaling mo, 60% in just 2yrs and 8 months. Gusto ko maging ganyan lahat ng portfolio ko 😂

[MRROUGHSEX]

What I noticed, during uncertain times like recession, war, trade war, pandemic, etc. GLD is becoming more valuable than most equities.

Walang umiidolo sakin na mga taga Orchard residences...mga taga Orchard tower lang

Dabes dyan pre. Magkano kalakaran dyan?

[MRROUGHSEX]

anggaling mo, 60% in just 2yrs and 8 months. Gusto ko maging ganyan lahat ng portfolio ko

Me 50% ka na nga GLD pa lang yan, pano pa equities mo.

[Papa Popoy]

Dabes dyan pre. Magkano kalakaran dyan?

Wahahahahaha..wala akong alam dyan 😂😂😂

 

Me 50% ka na nga GLD pa lang yan, pano pa equities mo.

Sa mga 2yrs na equities ko 30+% lang yung pinakamataas(XLY)...pero meron akong 4 months pa lang 30% na (KWEB)...at meron din akong 2yrs na pero -6% (IJR) 😂 Actually, IJR at XLV ang ineexpect kong aangat (malaking spike) pag may mass produced na vaccine na 😉 Edited July 27, 2020 by Papa Popoy

[MRROUGHSEX]

Wahahahahaha..wala akong alam dyan

 

Sa mga 2yrs na equities ko 30+% lang yung pinakamataas(XLY)...pero meron akong 4 months pa lang 30% na (KWEB)...at meron din akong 2yrs na pero -6% (IJR) Actually, IJR at XLV ang ineexpect kong aangat (malaking spike) pag may mass produced na vaccine na

Ilang platform yan?

 

Kung isa lang, then you can hit "All Accounts" or something similar for the entire period from start to today.

 

Here is how to get the total return.

 

Step 1. Divide your Additions by 2. For example, in Jan 2018, my Total Begin Balance is 45K. Then from that point until now, I had Additions over time from salary and other income of 82K. So 82K / 2 = 41K.

 

Step 2. Add Total Begin Balance with Step 1 figure. So, 45K + 41K = 86K

 

Step 3. Caculate your total return during the period by adding these: Interest Income + Dividends + Appreciation. For me, this is 54K.

 

Step 4. Calculate your return % by dividing your Step 3 by Step 2 figure. So, 54K/86K = 62%. This 62% is very close to my time weighted return of 60% I showed earlier.

 

To me these 4 steps is a nice check tfrom those returns you see in your platform becasue this method is based on actual results.

 

Why divide by 2 in Step 1? Because it is a simplified way to distribute your Additions over a period of time. It basically assumes that 50% were added at the beginning of time and hence, you were able to get the full return for that 50%. It also assumes that the other 50% were added at the end of time so it gets 0 return.

 

The other advantage of this method is it calculates based on total balance, be it cash or stocks. For what good is getting 60% return if that is for only for my equities that ,say for example, is 70% of total balance, while my remaining 30% is in money market earning 1%.

 

In reality, the total return would of that would be (70 * 60%) + (30 * 1%) = 42 + 0.3 = 42.3%. Not 60%.

Edited July 27, 2020 by MRROUGHSEX

[Papa Popoy]

Ilang platform yan?

 

Kung isa lang, then you can hit "All Accounts" or something similar for the entire period from start to today.

 

Here is how to get the total return.

 

Step 1. Divide your Additions by 2. For example, in Jan 2018, my Total Begin Balance is 45K. Then from that point until now, I had Additions over time from salary and other income of 82K. So 82K / 2 = 41K.

 

Step 2. Add Total Begin Balance with Step 1 figure. So, 45K + 41K = 86K

 

Step 3. Caculate your total return during the period by adding these: Interest Income + Dividends + Appreciation. For me, this is 54K.

 

Step 4. Calculate your return % by dividing your Step 3 by Step 2 figure. So, 54K/86K = 62%. This 62% is very close to my time weighted return of 60% I showed earlier.

 

To me these 4 steps is a nice check tfrom those returns you see in your platform becasue this method is based on actual results.

 

Why divide by 2 in Step 1? Because it is a simplified way to distribute your Additions over a period of time. It basically assumes that 50% were added at the beginning of time and hence, you were able to get the full return for that 50%. It also assumes that the other 50% were added at the end of time so it gets 0 return.

 

The other advantage of this method is it calculates based on total balance, be it cash or stocks. For what good is getting 60% return if that is for only for my equities that ,say for example, is 70% of total balance, while my remaining 30% is in money market earning 1%.

 

In reality, the total return would of that would be (70 * 60%) + (30 * 1%) = 42 + 0.3 = 42.3%. Not 60%.

Angtindi, sobrang detalyado..pwede ka nang mag-apply na broker 😂✌️ Pero seriously, anggaling ng analysis mo. Ginagawa ko kasi minomonitor ko lang time-weighted return at actual return. So far, kumikita naman ng konti. Isang platform lang yan. Ok na ako sa isang platform lang, unless mag-iinvest ako sa ibang market. Edited July 28, 2020 by Papa Popoy

[jamesbalingit]

best time to buy mga papi

[MRROUGHSEX]

Angtindi, sobrang detalyado..pwede ka nang mag-apply na broker ✌️ Pero seriously, anggaling ng analysis mo. Ginagawa ko kasi minomonitor ko lang time-weighted return at actual return. So far, kumikita naman ng konti. Isang platform lang yan. Ok na ako sa isang platform lang, unless mag-iinvest ako sa ibang market.

I don't have "actual return" sa platform ko, sana meron Don PP. Does it calculate including cash/money market? Kasi nga the time-weighted return is an average of returns as they perform over the time they are held. It is not based on the value, otherwise it will be called value-weighted return.

best time to buy mga papi

Agree ako dyan Don JBa. Bili rin ako.

 

Happy investing to y'all!

[MRROUGHSEX]

My 2020 Scoreboard as of 20200727:

SPY +1%

MRS +22%

MRS ahead by 21 percentage points, for a Year-to-Date gain of $31.8K or Php1.59M.

[Papa Popoy]

I don't have "actual return" sa platform ko, sana meron Don PP. Does it calculate including cash/money market? Kasi nga the time-weighted return is an average of returns as they perform over the time they are held. It is not based on the value, otherwise it will be called value-weighted return.

Agree ako dyan Don JBa. Bili rin ako.

 

Happy investing to y'all!

Merong money-weighted return aside from time-weighted return.

Kumita ka na rin ba sa GLD? Ayaw paawat...taas baba equities pero ang GLD patuloy na tumataas.

[sirheinrichcu]

if your trading in PSE

 

TEL and GTCAP is a sure winner for now

its way under value

[jamesbalingit]

happy investing mga papi

[MRROUGHSEX]

Merong money-weighted return aside from time-weighted return.

Kumita ka na rin ba sa GLD? Ayaw paawat...taas baba equities pero ang GLD patuloy na tumataas.

Bumili ako 8%. I will buy again next month until hit my 15% goal. Onga, pataas ng pataas kaya di pa ako makadagdag.

 

Strategy ko kasi buy 50% one time, then buy the rest 10% for the next 5 months to hit 100% of my goal of 15%.

[MRROUGHSEX]

if your trading in PSE

 

TEL and GTCAP is a sure winner for now

its way under value

Ayos Don S. Buti dito ka na sa stocks kesa sa online sports. Congrats!

[MRROUGHSEX]

For 2H of the Year

My profit goal this year is $770 per week.

3 weeks so far this 2H of year so $770 x 4 = $3.0K Target Profit YTD

Actual 4 weeks 2H YTD Profit = $2.1K.

Analysis: $2.1K > $3.0K

Conclusion: MRS NOT Beating the Target