Insurances

[Dr_PepPeR]

point taken, dr. pepper. i would agree that not all insurance agents have the necessary expertise; their primary objective would be to sell the product. in the case of zeep, it's possible that the agent just "mimicked" the script given to them on the 7-year projection. as you said, let the buyer beware then.

 

Actually you already hit the nail on the head Ms. lustfortravel. It's just that I suddenly remembered all the insurance agents' spiel on the investment portion when I asked them about it. It wasn't always pretty but I let them finish anyway.

Edited June 15, 2008 by Dr_PepPeR

[Google]

A majority of insurance agents don't know what they are talking about when discussing investments, especially projections. Investment officers rarely commit to a period over one year. This is not intended in any way to criticize insurance agents, but if the agent is not really a finance expert, its always caveat emptor, especially when long term forecasts are made. My own worthless opinion.

 

 

based on my 15 years experience in the insurance industry, agents are only trained to sell the products. the ones who are making a miscalculation on projections are the actuaries.

[Dr_PepPeR]

based on my 15 years experience in the insurance industry, agents are only trained to sell the products. the ones who are making a miscalculation on projections are the actuaries.

 

And you are absolutely correct sir!

[wallace]

Maganda din ang insular. My favor has a 20 year time plan na ahuhulugan na nya for 8 years. Covered ang hospitalization nya and may dividends pa na binibigay.

[jcngasol]

can someone help me? I'm looking for the a good HMO. Can anyone give me insight on Maxicare, I-care, Medicard or any other recommendations. Thanks so much

[Google]

can someone help me? I'm looking for the a good HMO. Can anyone give me insight on Maxicare, I-care, Medicard or any other recommendations. Thanks so much

 

all of those companies are ok, but i would prefer I-Care. but take note. READ THE CONTRACT PROPERLY. Most of them have LIMITATIONS where they will not pay for certain illnesses.

[Dr_PepPeR]

can someone help me? I'm looking for the a good HMO. Can anyone give me insight on Maxicare, I-care, Medicard or any other recommendations. Thanks so much

 

From what I know Maxicare is the most reliable and hassle free HMO. Only tried three so I guess my experience is a bit limited.

[jerpau]

sir is thier other way to get your insurace?

kc meron akong kakilala na nagpapakagat pa sa aso makakuha lang ng pera.

e naawa n nga ako e.pinapautang ko sana ayaw.

any other ways?

[kazium425]

sir is thier other way to get your insurace?

kc meron akong kakilala na nagpapakagat pa sa aso makakuha lang ng pera.

e naawa n nga ako e.pinapautang ko sana ayaw.

any other ways?

 

anong klaseng insurance ung kinuha niya and ung premium ba ung gusto niya makuha?

[wizard23]

if you have life insurance, you can loan from your insurance - depends on the cash value/divident payouts of your insurance. no need to have yourself bitten by a dog. aralin niyo mabuti bago kayo kumuha ng life insurance products - mga features, benefits para ma miaximize ninyo ang investment niyo.

[kaitaro]

Hi! Im from Philam Financials. If you are interested, i can give you a short presentation about our products. Just PM me. Thank you.

 

http://www.ephilam.com/philamcare/home.html

pwede po maginquire kung anong offers po nila?

 

salamat sa mga advice po ninyo lahat.

 

merry xmas to all

[calvinisevil]

pwede po maginquire kung anong offers po nila?

 

salamat sa mga advice po ninyo lahat.

 

merry xmas to all

 

still interested in getting insurance? ang tanong ko lang ano ba ang hinahanap mo talaga?

[Archus]

Mga GMs, do you have any feedback to sunlife life insurance / mutual fund investment scheme? please share. TIA

[harpoon24]

I had a VUL in Sunlife, magagaling mga financial advisors nila, well trained

[Baraka]

You can't go wrong with the variable-type insurance Pru Life has, and AXA also has very affordable plans. Both are reliable and flexible to your needs and budget.