fatchubs Posted March 26, 2013 Share Posted March 26, 2013 But in insurance they charge you with fee atAbout 5% & in insurance are longer terms unlikeIn uitf after 30 days you can pull out your moneyIf you want .... What you are mentioning are the difference in product features ... ie. tenor, entry or exit fees/charges. These have nothing to do regarding the question whether it is redundant or not to have a variable life and a uitf since they are not one and the same. 1 Quote Link to comment
living_on_interest Posted June 1, 2013 Share Posted June 1, 2013 Exchange Traded Funds are coming and is a better option. Its Mutual Fund traded real-time (vis-a-vis Mutual Fund that only moves on a daily basis). Quote Link to comment
sinstyle Posted June 15, 2013 Share Posted June 15, 2013 guyz, what is the step-by-step procedure in investing mutual fund? thanks! Quote Link to comment
cbotc Posted July 2, 2013 Share Posted July 2, 2013 guyz, what is the step-by-step procedure in investing mutual fund? thanks!1. Decide what kind of mutual fund you want to invest in. Money market? Bonds? Balanced (mix of bonds and stocks)? or Equity (pure stocks)? It is advisable to diversify - put your money on the different mutual fund types according to your financial objectives, age, cash flow position and appetite for risk taking. 2. Decide which mutual fund manager to invest in - there are mutual funds managed by banks (BPI, BDO, Metrobank, PNB, etc) and insurance companies. Look at the performance history of each fund. While past performance is not an indicator of future performance, past history gives you an idea of the fund's strategy and the end result employing such strategy in a given market environment. 3. Go to the fund manager and purchase - banks have marketing officers who will assist you, insurance companies will have agents for this purpose. It is advisable to buy on dips - that is when the market is on the downtrend to take advantage of the upswing when it occurs. 4. Stick to your investment objective. Don't panic and pull out just because your investment starts losing money. Chances are the situation is temporary and the loss is just on paper. The economic fundamentals are strong and the market is forecasted to hit 7,500 by year end. We reached 7,300 before dropping to 5,900. Now, it's finding support at 6,500 level. These are not absolute rules to follow. There will be other posters who will supplement or refute what I have just posted. Listen and learn from them too. That is what I do and learn a thing or two from them. Good luck. Quote Link to comment
r.dean Posted June 13, 2014 Share Posted June 13, 2014 Does peso-cost-averaging also work in MF? Quote Link to comment
fatchubs Posted August 1, 2014 Share Posted August 1, 2014 Does peso-cost-averaging also work in MF? yes it does 1 Quote Link to comment
erika123 Posted August 8, 2014 Share Posted August 8, 2014 Saw this in the news today. Thought it would be nice to share this. May inspire people about saving and investing. http://1-ps.googleusercontent.com/h/lifestyle.inquirer.net/files/2014/08/620xNxt0808Y-david-wilson_feat6_1-660x494.jpg.pagespeed.ic.-bAeKne-I9.jpgWITH MR.Wilson Sy Dubbed as the Warren Buffett of the Philippines, Wealth Securities and Philequity Fund founder Wilson Sy wasn’t always the stock investment virtuoso he is known to be today. Sy remembers fondly his days at Xavier School and his education under the Jesuit priests. He credits Xavier School and the Ateneo De Manila University for the values these two schools inculcated in him. Through the rigorous English lessons, theology classes and liberal arts education, he learned the importance of focus, discipline and hard work. Working even on holidays and during Christmas break when everyone else was on vacation, Sy would wake up at 8:30 a.m. to help out in the family store, selling such products as soap and toothpaste. At a young age he learned the value of money. “You don’t just throw away money, it isn’t that easy to earn. For every Colgate I sold, I’d earn one centavo. You then realize that everything counts,” he says. These childhood lessons came in handy as soon as he landed a summer job at Multinational Bancorporation where he worked in fixed income, money market and equities—his first foray in investment banking. He moved on to investment banking pioneer Bancom after finishing a Management Engineering degree at the Ateneo. After the 1986 Edsa revolution, he chose to work at Wealth Securities after a seat in a stock brokerage was offered him. After one client after another asked him to manage their portfolio, Sy, with several stockbroker friends, decided to launch a fund management company called Philequity Management, Inc. (Pemi). This was in 1994. Twenty years later, Pemi has become the distributor of the best performing mutual fund in the Philippines, Philequity Fund, Inc., with an average annual yield in excess of 20 percent. Through the years, Sy has made it a habit to read newspapers, analyze tables on Bloomberg, give talks in investor briefings, sit on the board of big companies, and trade stocks. He tries to learn something new every day. “No matter what your status in life is, be grounded. When you start believing that you’re the best, that will be the start of your downfall. You have to keep working hard and learning new from other people,” he points out. Why invest? “If you don’t know how to invest or manage your own money, your money will run out.” Sy believes that learning how to invest is as important or even more important than learning how to make money. He also stressed that the beauty in investing in stocks is that you get to become partners with the best brands, the best managers and the biggest names out there, while still remaining anonymous. Moreover, the stock market is very liquid; you can easily get out when you want to. “Companies make mistakes and they’re stuck, but you aren’t. If you see a mistake in a company, you can easily get out of it if you’re a stock investor,” he says. “When you have something good, keep it. When your stock is doing well, hold on to it; keep your bulk. When your stock isn’t doing so well, learn to let go.” Sy practically eats, sleeps and breathes the stock market: “When you get into stocks, you get hooked. Something new comes up every day; nothing is the same. You never get out of stocks once you get hooked because nothing is similar. Even if it’s similar, there’s always some twist that makes it different.” The only other thing that keeps Sy awake are NBA games, as he is a big fan of the Los Angeles Lakers. It’s rumored that he even memorizes the statistics of the players the way he keeps in mind stock price quotations. More focus Sy is a firm believer in education as the solution to our country’s rich-poor gap. He constantly stresses the importance of going to school and how it gave him the different values he practices to this day. Sy tries to do his part in helping educate Filipino investors by sharing his ideas, opinions and thoughts on market trends through the Philequity Corner, which is published both on the Philequity website and in a major broadsheet. With Philequity hitting the 20-year mark this year, Sy plans to release a compilation of his best articles, ideas and lessons on investing. I ended my interview with Sy more inspired than ever. I had just talked to my dad’s idol and arguably the best Filipino fund manager. The last piece of advice he shared with me: “I’m not really more intelligent than other people. It’s just that I probably have more focus. So listen to your father, keep working hard, read more, study what the best in their field do, and stay focused.” Quote Link to comment
rcko21 Posted August 14, 2014 Share Posted August 14, 2014 Is it good to invest on mutual funds in august? Any forecasters out there ? Quote Link to comment
RocketRacoon Posted August 15, 2014 Share Posted August 15, 2014 Right now is not a good time. Lots of stocks have skyrocketed, most of which are blue chips where the usual fund managers invest your placements. Anyway, we can't always time the market. Just add your placements when the market dips. Quote Link to comment
heyitsme Posted August 19, 2014 Share Posted August 19, 2014 very informative forum. thanks guys Quote Link to comment
matthew Posted August 23, 2014 Share Posted August 23, 2014 Market will consolidate soon but it doesnt matter if its high since mutual funds are built for long term placements. Quote Link to comment
Clown_2 Posted September 22, 2014 Share Posted September 22, 2014 here is Colayco's tip... HINDI garantisado ang tubo sa mutual funds. Sa katunayan, puwede pa ngang bumaba ang halaga ng investment mo. Pero kung susundin mo ang ilang simpleng patakaran, napakaliit ng tsansa na matalo ka. Tandaan na sa Mutual Funds, hindi ka kumikita o nawawalan ng pera hangga’t hindi mo binebenta ang shares mo. Mahalagang maunawaan na puwede mong ibenta ang iyong shares anumang oras at tiyak na may bibili nito. Sa ibang uri ng investment, puwedeng maging mahirap ang paghahanap ng buyer lalo na tuwing panahon ng emergency. Ang pangunahing patakaran ay ang mga sumusunod: 1.) Piliin lamang ang mga pinagkatitiwalaan at kilalang mutual funds. May inaalagaang reputasyon ang mga kilalang kumpanya at napakalayong mangyari na ipapaubaya nila ang kanilang mutual fund sa mga fund manager na hindi mahuhusay. Pero siyempre, kahit ang mga kilalang pangalan ay puwede pa ring magkamali. Kung kaya puwede pa ring protektahan ang sarili sa pamamagitan ng mga sumusunod na patakaran. 2.) Pumili sa mga pangunahing uri ng mutual funds: Equity Fund, Bond Fund, Balanced Fund. Piliin kung alin ang angkop sa iyong personal na planong pinansiyal (kailangang may malinaw kang plano bago mo man lang isiping mag-invest). Sa bawat uring nabanggit, ang mga fund na may mas mataas na paglago sa mga nagdaang taon ay may mas mataas na tsansang maging matagumpay pati sa hinaharap. 3.) Ikalat ang iyong panganib. Huwag ilagay lahat ng savings sa mutual funds. Hinihikayat ko kayo na i-invest na lang ang mga halagang gagastusin sana sa mga bagay na walang halaga. Sa halagang Php 35.00 kada araw, makakaipon ka ng Php 1,000.00 sa isang buwan. Kung sumali sa isang Equity Mutual Fund na karaniwang lumalago nang 15% kada taon, ang Php 1,000.00 kada buwan (na dagdag sa Php 5,000.00 na panimulang hulog sa mutual fund) ay magiging Php 238,000.00 sa loob ng 10 taon. Pero sa loob ng 120 buwan na ito, ang inilabas mo lang na pera ay Php 125,000.00. Sa loob ng 20 taon, ang pera mo ay magiging Php 1,409,000.00 kahit na Php 245,000.00 lang ang inilabas mo. Kung ang panimulang requirement na Php 5,000.00 ay ang kabuuan ng lahat ng inyong savings, mag-isip nang mabuti bago mag-invest. Kung sa susunod na 3-5 taon ay wala naman kayong mahigpit na pangangailangan para sa savings, puwede n’yo nang subukan ang investing. Kung may biglang pangangailangan at mapipilitan kang ibenta ang iyong shares, may posibilidad na malugi ka nang kaunti pero maliit lang ang posibilidad na maubos ang iyong investment. 4.) Magtalaga ng target para sa sarili mo. Sabihin na nating gusto mong kumita ng 20% sa loob ng isang taon. Kapag naabot mo na ito, ibenta mo na ang ilang bahagi ng iyong shares upang makuha mo ang tubo, pero huwag mo na galawin ang original na halaga ng iyong investment. Kung piliin mong huwag magbenta, pwedeng bumaba lang ang iyong average return on investment. Quote Link to comment
Wanderlusting Posted September 27, 2014 Share Posted September 27, 2014 Right now is not a good time. Lots of stocks have skyrocketed, most of which are blue chips where the usual fund managers invest your placements. Anyway, we can't always time the market. Just add your placements when the market dips. Very good advice right here. I expect equities to plateau at 7,300 - maybe 7,320 tops. On the fixed income side, I also expect BSP to increase rates soon - maybe 25 bps. So at least equities and bonds expectations should be downward after this recent major upswing. US may also REALLY (finally & at last) start increasing rates soon - maybe 1Q 2015. Quote Link to comment
goodboy053081 Posted October 1, 2014 Share Posted October 1, 2014 FREE Online Seminar by J3 PATINO,RFP (Registered Financial Planner) 1) "5 Pillars of Wealth"By watching this first video you'll be ensuring that you have a SOLID foundation for building wealth. Just click on this link to access it: http://gameofwealthonline.com/1-moneymatters/ Na-experience mo na ba makasakay sa financial roller coaster? Yung tipong isang araw, parang ang dami mong pera, at wala kang financial problems. Tapos sa susunod na lingo eh balik ka sa dati at BITIN ka ulit sa pera. Yung panahon na natutuwa ka na dahil may savings ka na. Tapos may mangyayari nalang at kakailanganin mong gastusin ang pinaghirapan mong savings? Ang madalas na dahilan nito ay kakulangan sa mga BASIC na lesson tungkol sa pagyaman. Ito ang na s-solve ng seminar series na ito. Click this link lang para mapanood mo na ang video na ito. http://gameofwealthonline.com/1-moneymatters/ 2) Video #2 of the Take the Leap, Invest within the Week is out. The basics of the stock market sooooooo simple,even a grade-school student will be able to understand it! >> Video 2: Basics of the Stock Market http://clicks.aweber.com/y/ct/?l=9UM_.&m=40LTITV6dPHP.qP&b=5LnvA6oPRITTxzcXvh2vqQ Watch it to discover the answers to these questions: What is the stock market? How does it work?How can you make money with it?How much money can you make? How do you avoid/eliminate risks in the Stock Market? and more! >> Video 2: Basics of the Stock Market http://clicks.aweber.com/y/ct/?l=9UM_.&m=40LTITV6dPHP.qP&b=5LnvA6oPRITTxzcXvh2vqQ P.S. The stock market is much simpler than what it seems. In this video you'll find how how simple it really is. Enjoy! 3)The Second Video of the 5 Pillars of Wealth Seminar is here!!!In this video, you'll learn about the BIGGEST and most COMMON mistake Filipinos make in their journey to wealth. Just click this link to start watching the video. http://gameofwealthonline.com/2-choice/ This mistake is about the definition of wealth. Actually, kung sa simula palang mali na ang definition mo ng wealth. Lalo na yung magiging paraan na gagamitin mo para yumaman. If you don't understand this common misconception about wealth, then it is impossible to build a SOLID FOUNDATION for your financial success. Click mo lang ang link na ito to start watching: http://gameofwealthonline.com/2-choice/ 4) Video #3: Investing Strategies!This video will make all the difference in your investing life. >> Video 3: Strategies of Investing http://clicks.aweber.com/y/ct/?l=9UM_.&m=46tZDhJpNPHP.qP&b=LIoVimHffoOo0mabGT_chw In today's video you'll learn about: "Strategy-Focused Investing". This concept will determine if you're going to be a "peaceful and confident" investor ORa "worried and stressed" investor. It will determine if the stock market will complement your lifestyle OR complicate it. That's why I'm excited for you to learn it! >> Video 3: Strategies of Investing http://clicks.aweber.com/y/ct/?l=9UM_.&m=46tZDhJpNPHP.qP&b=LIoVimHffoOo0mabGT_chw 5)We Filipinos are VERY hardworking. However, why are so many poor? Apparently, hard work isn't enough. In our 3rd video, you'll learn about the 3 ingredients for financial progress. And knowing and applying these 3 ingredients is the differencebetween Working HARD vs. Working SMART. Just click on the link below to start watching: Video 3: http://www.gameofwealthonline.com/3-process Pili ka nalang sa 4 options when it comes to your results... No Hard Work + No Smart Work = Poverty. Hard Work + No Smart Work = MediocrityNo Hard Work + Smart Work = Above Average SuccessHard Work + Smart Work = MASSIVE Success Smart Work o pagiging "wais" ang kailangan para maging successful. Yun ang matututunan mo in this next training video. Just click on the link to start watching: Video 3: http://www.gameofwealthonline.com/3-process 6) It's time for you to win the Game of Wealth!You have been playing the game since you were born. The big question is - How well have you been playing? Video Link: The Conclusion - Winning the Game of Wealth http://clicks.aweber.com/y/ct/?l=F_7O2&m=3znxAQhUeCoK2qP&b=cAHm99rij8TyELo1nYOqaw In the past 3 videos I've sent you, you have learned about the 5 Pillars of Wealth. And if I were to to summarize the 3 most important lessons in the series... 1. Money is important therefore it should be studied.2. Wealth is a choice, while poverty is a result of not making that choice. 3. Wealth is a process, that's why anyone can become wealthy. That online seminar series was meant to be just the "awakening" course.Pang-pa gising lang talaga siya sa mga walang malay tungkol sa pera. Today in this video, (now that you're already "awake")...I show you the exact steps on what it takes to win the game of wealth. Video Link: The Conclusion - Winning the Game of Wealth http://clicks.aweber.com/y/ct/?l=F_7O2&m=3znxAQhUeCoK2qP&b=cAHm99rij8TyELo1nYOqaw P.S.This is going to be the start of a financial literacy revolution!To be a part of this movement, just click the link below: Video Link: The Conclusion - Winning the Game of Wealth http://clicks.aweber.com/y/ct/?l=F_7O2&m=3znxAQhUeCoK2qP&b=cAHm99rij8TyELo1nYOqaw 7) Here, you'll learn about a tool that will make investing "hyper-convenient" and "super-profitable" >> Video 4: Practical Investing http://clicks.aweber.com/y/ct/?l=9UM_.&m=3zfyGiqTOPHP.qP&b=K7rZ56baYWeXWOuqQYVg_Q Investing isn't just about the money. It's about what you can do with the money after. It's about more dreams being fulfilled. It's about more beautiful memories being created. It's about more people being loved. >> Video 4: Practical Investinghttp://clicks.aweber.com/y/ct/?l=9UM_.&m=3zfyGiqTOPHP.qP&b=K7rZ56baYWeXWOuqQYVg_Q 8) Time to take action!It's time to take the leap and get started with investing! >> Video 5: Taking the Leap ACTION STEPS that show you the EXACT steps you need to take to get START in the world of the stock market. Here's what you'll get in the video: an instructional guide on how to get started and create and accountan inside tour of COL's website a downloadable 1-page resource and action guide (super valuable!)With these things you're be all set to get started and take the leap. You're already mentally, emotionally and intellectually ready. The only thing left is for you to actually do itSo take the Leap and you'll be able to Invest Within the Week! >> Video 5: Taking the Leap http://clicks.aweber.com/y/ct/?l=9UM_.&m=3rfc.cL5yPHP.qP&b=Lg1xyuVcXYlGXdLBEGsBpw This is the last video in the online seminar series. 9) What is your gameplan for becoming wealthy? Do you have a structured approach to budgeting your money? Is your budget aligned with your real life goals? Or Is it just budgeting, for bugeting's sake? Do you understand how you should use the different financial toolsbased on your unique goals and financial objectives? Or are you investing just because 'sabi maganda daw'... Are you confident that if you keep doing what you're doing now...that you will be able to achieve your goals in life? Or is it just "blind-optimism", na puno ng "sana" or "bahala na". >> Learn how to create a financial gameplan here. http://clicks.aweber.com/y/ct/?l=F_7O2&m=3zUa5tAJNboK2qP&b=D8b1rnpsFLbjt4AtZ0zExg These are hard questions to answer. Masakit sa ulo, kasi serious topic talaga eh. But this email is only for people who are serious about their goals... If you're SERIOUS about creating a better life for yourself and your loved ones...If you want to LEARN how to World of Money works...If you want to KNOW how you can achieve financial freedom, step-by-step... If you want to be CONFIDENT in your daily money decisions... Then Its highly recommend that you get Game of Wealth Premium Seminar. It is an online seminar, with 8-hours worth of comprehensive content about: Wealth Mindsets, Saving Techniques, Budgeting, Getting Out of Debt, Insurance, Healthcare, Mutual Funds, UITFs, Equities, Bonds, Tithing, Fate Funding, Gamification, Passive Income, Real Estate, Network Marketingand so much more.... The bottom line is, after going through the online program...you will ensure that EACH peso you spend, and EACH activity you engage inwill bring you closer to your financial goals and aspirations. >> Details of the seminar can be found here http://clicks.aweber.com/y/ct/?l=F_7O2&m=3zUa5tAJNboK2qP&b=D8b1rnpsFLbjt4AtZ0zExg 10) Many people know that they SHOULD be investing. Some people know HOW to invest already. But only very few are ACTUALLY investing. This problem really bothered me, so I thought about it. For some reason there are "things" that hold people back. Things that we know exist, but can't quite figure out and overcome. Investing is not only about the money. Nor is it about knowing how to do it. There are 3 specific barriers that must be overcome. Psychological BarriersPersonal BarriersSocial Barriers.To the few who are already investing, it was by CHANCE on how they overcame these barriers. But to most, an active effort must be done to overcome them. >> Overcoming the Barriers to Investing There's a segment there where my fellow investors share their experiences. You'll get to learn all about it in the video. If you know "something" has been holding you back with investing...You'll find it here in this video. Watch it, and break free! If you're already one of the few who have started to invest, this will motivate you to keep doing what you're doing. >> Overcoming the Barriers to Investing http://clicks.aweber.com/y/ct/?l=9UM_.&m=42TQv_Ku1PHP.qP&b=XE7s5E0E84OAAPAz6Egx2g 11) > Q&A Session Video Training http://www.stockmarketforpinoys.com/learn/qa-session This Q&A video contains 80+ mins worth of amazing content. We talk about stock market crashes, and what to do about them. We talk about other investments like Mutual Funds, UITF's and VULs as well. and sooo many more. >> Q&A Session Video Training http://www.stockmarketforpinoys.com/learn/qa-session 12) "The most expensive money mistakes are the ones you have no idea you're making." Article Link: 3 HIDDEN Costs of Being Financially Ignorant http://clicks.aweber.com/y/ct/?l=F_7O2&m=3ynXXzQnlioK2qP&b=sIGuK4yuQljWWizNBtQ.qA By the way, you can also forward this article to friends and family. After all, the game of wealth is a TEAM GAME. The more you're surrounded by financially successful people, the more you'll be sticking to your commitments and goals. Just click the link below to read the article: >> 3 HIDDEN Costs of Being Financially Ignorant http://clicks.aweber.com/y/ct/?l=F_7O2&m=3ynXXzQnlioK2qP&b=sIGuK4yuQljWWizNBtQ.qA 13) In this blog article you can learn how he was able to start investing, with a meager P11,500 per month salary, while supporting 2 kids. >> Continue reading his story here. http://www.stockmarketforpinoys.com/?p=1610 14) In this Q&A video we talked about: Family and MoneyBeing a "Slave to Money"Dealing with Foreign CurrencySSS and GSIS (and how the pension is a SCAM!) Estate Planning 101VUL vs. Mutual Fund + Term Insuranceand much more! Youtube Link here: 15) Lets REVIEW: Video 1: The Goals of InvestingLink: http://www.stockmarketforpinoys.com/learn/goals-of-investing Video 2: Basics of the Stock MarketLink: http://www.stockmarketforpinoys.com/learn/basics-of-the-stock-market/ Video 3: Investing StrategiesLink: http://www.stockmarketforpinoys.com/learn/strategies-of-investing/ Video 4: Practical InvestingLink: http://www.stockmarketforpinoys.com/learn/practical-investing/ Video 5: Taking the LeapLink: http://www.stockmarketforpinoys.com/learn/taking-the-leap/ Bonus Video: Overcoming Barriers to InvestingLink: http://www.stockmarketforpinoys.com/learn/barriers-to-investing/ Bonus Stock Market Q&A SessionLink: http://www.stockmarketforpinoys.com/learn/qa-session 16) May ipon ka ba?Nakakapag ipon ka ba? The skill of saving money is SO IMPORTANT!It's the building block to all forms of wealth. Without savings, you can't invest. Without savings, you can't start a business.And even if you manage to borrow money for the business, if you can't manage that money well, you'll be buried under debt! So if you're someone who has still trouble saving...I uploaded a short video for you in Youtube. http://clicks.aweber.com/y/ct/?l=F_7O2&m=43yHFcoLC5oK2qP&b=AWDoPm1GHH._NiWDppdGVA Link: How to Save Money http://clicks.aweber.com/y/ct/?l=F_7O2&m=43yHFcoLC5oK2qP&b=AWDoPm1GHH._NiWDppdGVA 17) In the big picture... investing is actually EASY to do. It just becomes DIFFICULT if you're not yet ready to invest. Link: 7 Things You Need to Have Before Investing http://clicks.aweber.com/y/ct/?l=9UM_.&m=3wb8I9P8gvHP.qP&b=BIinhRP_BwflJqKBsOI.xQ Do you think you can build a 3rd floorif you haven't started building the 1st and 2nd floor? Of course it's going to be tough because you still don't have a solid foundation. Investing works in the same way. You first need to have a solid foundation. If you want investing to be easy for you. Otherwise, it's going to be difficult, unsustainable and even impossible. Link: 7 Things You Need to Have Before Investing http://clicks.aweber.com/y/ct/?l=9UM_.&m=3wb8I9P8gvHP.qP&b=BIinhRP_BwflJqKBsOI.xQ So you build a good financial foundation for your current and future investments. 18) Money is always being associated with greed, materialism and other bad stuff.(Thanks to all the bad, evil and greedy people out there...) But have you ever heard of the term "Holy Money"?Do you believe that money CAN be holy? Watch the video: Holy Money 19) There is a poverty conspiracy going around. It's the reason why many Filipinos are poor, while only a few people are able to achieve real wealth... It's been going around for a very long time. And even the people you love the most, and your closest friendscan actually be spreading this conspiracy. Read all about it here: "10 Popular Sayings on Money - That You Should NEVER Believe"http://www.stockmarketforpinoys.com/?p=526 Right now, a lot of people are getting "enlightened" with this article.In the same way, people were probably "awoken" when they read Noli Me Tangere or El Filibusterismo. But this time, it's about fighting the Pinoy poverty conspiracy. Read all about it here. "10 Popular Sayings on Money - That You Should NEVER Believe" http://www.stockmarketforpinoys.com/?p=526 20) Do you have a crystal clear understanding on how financial products work? How they differ? What's their purpose? How to use them? If it's unclear to you, then you can start learning today! I created a video about Insurance vs. Investments(Very basic, very simple, just about 6 mins long) Click here to watch the video: Insurance o Investment? http://youtu.be/5ebRIgwy1iI 21) Here's a short that can reassure youof your long-term investing strategy in the stock market: Video Link: Stock Market Update from the Chairmanhttp://www.stockmarketforpinoys.com/trc/videoupdates/ 22) "The Stock Market WON'T Make You Rich" It's kind of k*ll-joy and depressing isn't it? But do I agree with it? Absolutely. >> Click here to learn why. http://clicks.aweber.com/y/ct/?l=9UM_.&m=44ldbyLS9YHP.qP&b=nnkSCWAeLd7lrJJEpCas0g In this latest article, you will learn about the proper expectations you should have as you invest in the stock market. This way, you can set realistic and achievable goals, while understanding what else you have to learn in order to achieve your financial goals. Click the following link to read the article: >> Why the Stock Market Won't Make You Rich (and What To Do About It) http://clicks.aweber.com/y/ct/?l=9UM_.&m=44ldbyLS9YHP.qP&b=nnkSCWAeLd7lrJJEpCas0g 23) Click the link below to watch the Q&A Videos: http://pinoymoneyacademy.com/game-of-wealth/bonuses/qa-sessions/ Also, the Resource Guide is also ready for download. Click the link below to download the Resource Guide:http://pinoymoneyacademy.com/game-of-wealth/bonuses/resource-guide/ 24) When you shared the stock market with your friends and family,What kind of reaction did you get? Did they STOP you because it was risky?Did they ASK you to teach them?Or did they simply didn't care? " 5 Stock Market Mythsand how to answer/overcome them as well " Youtube Video Link: Top 5 Stock Market Myths http://clicks.aweber.com/y/ct/?l=9UM_.&m=3zNBmRXR9oHP.qP&b=z5wSRdUOVGQJp4upNmtOdw In this video, you can really help clarify the misconceptions about the stock market. And in the off-chance that you're still not yet investing...Then this video can remove some the most common obstacles. Youtube Video Link: Top 5 Stock Market Myths http://clicks.aweber.com/y/ct/?l=9UM_.&m=3zNBmRXR9oHP.qP&b=z5wSRdUOVGQJp4upNmtOdw 25) WARNING! Are you familiar with the social status trap? This is the (DANGEROUS) belief that by climbing the social ladder, you are also improving your financial stability. This wrong belief is the reason why many people are poor. Because they buy things that will only make them FEEL or LOOK rich. But actually have a negative impact to their wealth. I shot a very quick video about it here: Youtube Link (This video is just 5 mins long, but the lessons you're learn will last for a lifetime.) 26) Last April 2014 was one of the biggest IPO's in the country. Double Dragon (DD) spiked to 50% gain during its first dayrose further to 135% gain 30 days later, and by May 14, it had already rose to 263% gains! Triple digit gains in such a short amount of time! Now, its good that people are making money, these events can also make a lot of people GREEDY and STUPID. That's why I felt the need to create this video about IPOs,so you have a REALISTIC sense of both the benefits and risks of IPOs. Here's the Youtube Link: (Sorry to have to be KJ about all this fast/hot/quick money) But responsible investing is much more important that emotions. 27) Do you think you are financially fit? Actually there is no standard test for that - but these articles could give you a good idea of where you are already. Here are the links: Test #1: 7 Financial Milestones to Reach Before You Hit 30 (Have you reached these milestones?) http://clicks.aweber.com/y/ct/?l=F_7O2&m=3weiy5ULWnoK2qP&b=4NormIBMULZF2PL2umrIHA Test #2: 17 Things Yuppies Need to Know to Win the Game of Money(Can you guess these 17 things?) http://clicks.aweber.com/y/ct/?l=F_7O2&m=3weiy5ULWnoK2qP&b=oZYAFfMAVwcA_9FNesKg5Q 28) Let me ask you a quick question - which would you rather have?a.) 2 FREE Cute Puppies ORb.) Money enough to pay for 4 years of college in a premier university? Of course B is the obvious choice!But do you know that a LOT of people choose A?And they do it over and over and over again as well? This financial error is due to the lack of understandingof the concept of OPPORTUNITY COST. Simply put, its the opportunity lost when you decide to buy one thing over another. In this new video, you will learn how seemingly small, and harmless choices, can actually hold us back from our most important goals in life. Find out how it happens and how to prevent it by clicking here. http://clicks.aweber.com/y/ct/?l=9UM_.&m=3u.mvB9MfkHP.qP&b=549docCHJbI80p4p5W26jA Lot's of small but powerful lessons in this video! which would you rather have?2 FREE Cute Puppies OR Money enough to pay for 4 years of college in a premier university? http://clicks.aweber.com/y/ct/?l=9UM_.&m=3u.mvB9MfkHP.qP&b=l1zBnx1_Mn.TeaPlngu3Mg 1 Quote Link to comment
daclown Posted December 31, 2014 Share Posted December 31, 2014 mga masters, is there a MF that could be bought, sold and monitored online? hassle sa byahe, fill up ng madaming forms and signing. any help would be appreciated. happy new year! Quote Link to comment
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