mrbig86

Hello sa financial guru triad!

What do you guys think about investing on lot/lands in the Philippines for the coming months?

It depends on where you're going to buy that lot. First of all, make sure you're aware of where the development is going to be in the next 5-10 years. That way, you can pick a lot located in/around that area. Once development starts, the land value generally increases. I can give you an example about a lot I bought in the Visayas. I bought the lot roughly 10 years ago for 5 million. Now, the lot is worth 13 million because of the development happening in a nearby city. Another example is our property in Parañaque. When Arca South in Taguig started to be developed, it's value increased to more than double the original price in just 7 years - ready to be sold.

You will be able to get good information about the point I mentioned above from NEDA.

If you're thinking of investing in farm lands (for you to farm), take a note of the following:

1. Make sure the farm land has good irrigation system - some farm lands get enough water supply for a better part of 10 months, but some can barely get enough water for 8 months, worse some are only getting water for 5.

2. Compute your per cropping expenses (for rice fields, it's roughly around 30K per hectare every 3 months (one cropping), but may change depending on how your payment to your farmers are structured). The 30K includes fertilizer, pesticides, and all other expenses for you to complete one cropping (from planting to harvest)

3. Compute your per cropping income (If you're able to harvest, rice fields can net you around 20-50K per hectare, per cropping)

4. Make sure that farm land is not flood prone

5. Make sure you have a consistent buyer to sell to upon harvest

6. One last thing, make sure the area where you're planning to buy the land is not infested with NPAs.

Building a property to have it rented is not a good investment (in my opinion), unless you build a commercial building. Building an apartment which will only NET (not Gross) you around 20K a month is not worth the effort, not to mention it will take long to recover that ROI, while you're also required to maintain that apartment. If you're looking for a passive income, then it's a so-so idea.

I suggest you buy-hold-sell.

sa isang 5-star hotel sa Makati, if you avail their [Hotel Name] Suite, na worth 120,000K a night, automatically you have access to male strippers (Not sure kung saan nila kinukuha though, pero mukhang safe naman). Iba ibang nationality.

 

Stripper fee is extra.

There are a lot of things women want that they won't tell us guys. That's why if you have a woman in your life, you have to be sensitive to her needs/wants, and pay close attention.

Battlestar Galactica

The feeling of being unwanted. :'( am I that ugly? :'(

Don't ask yourself that. It will only make you feel bad about how you look. You have to understand that things beyond your control are not worth worrying about - like his preference with women.

I drove a blind-pregnant woman and her 10 year old son from the grocery to their house.

Incompetent boss to employees: Ako'ng bahala sa inyo

Mayruon na ba nakasubok ng yamaha tricity dito?

Balance-wise, It looks safer. Pero I heard mas mabigat siyang i turn. Nakanganyan ang isang guard sa village namin. Mukhang masaya naman siya, ilang years na niyang gamit yun.

Casual Dining

Paintings or Sculptures?

Gundam (Gunpla) - Perfect Grades (19 models) and Real Grades (32 models, may isang narelease nung April pero di ko pa nabibili).

Salt and Pepper bottles (wife's collection) - as of today nasa 700+ sets na and counting.

Lower tolerance to BS.

1. It's a Wonderful Life (1946)

2. Casablanca (1942)

3. Lawrence of Arabia (1962)

4. Ben-Hur (1959)

5. The Bridge on the River Kwai (1957)

6. The Sound of Music (1965)

7. Dr. Strangelove (1964)

8. Citizen Kane (1941)

9. Gone with the Wind (1939)

10. The Time Machine (1960)

The Gods Must be Crazy

1. Schindler's List

2. Antichrist

3. The Pianist

4. 12 Years a Slave

5. Hotel Rwanda

6. Road to Perdition

7. Prisoners

8. The Fall

9. The Witch

10. Grave of the Fireflies

1. Drunken Master films

2, Ip Man films

3. Undisputed films (not an Asian film franchise)

That prophet was sooooooo wrong. :lol:

Pretty much especially for the past 9 years - bigger roles, much more complicated issues to solve.

Roughly 330 kph in an Audi R8 V10 Plus Mk. II. SCTEX north bound.

I was trying to stress test Waze's speedometer. Interesting enough, it can only read up to 237 Kph, once you hit around 250, the speedometer goes back to 0. Driving faster that that will make the speedometer disappear.

I'm direct to the point, walang filter. Ako yung taga pagsabi sa tao ng mga bagay na ayaw nilang marinig - especially sa boss ko. By experience, ayaw sa akin ng mga Filipino bosses kasi ayaw nila tanggapin na may hindi sila magandang ginagawa.

If you're not particular of looking like a model, and gusto mo lang makapag exercise to stay healthy and active, I advise mag setup ka nalang ng home gym. Or better yet, magaral ka ng mga body weight exercises.

I honestly find commercialized gyms to be over charging - kaya ako ng setup ng home gym. Anyway, body weigh exercise is the best. wala ka nang gagastusin pa, and you can workout anytime you want. kahit naghihintay ka lang na maluto ang sinaing mo.

For me since I have plenty of time:

1. 1 hour HIIT (starting at 4:30 or 5:00 AM)

2. 1 hour weight lifting (starting at 12 or 1 PM)

3. 45 resistance training (starting at 6 PM)

4-5 days a week.

How to install ssd with existing hdd?

Kung may seperate slot ka for additional SSD, then plug and play mo lang yung SSD. However, kung gusto mong itransfer yung OS mo from your existing HDD to your new SSD, medyo complicated ang process, and even unreliable.

Na try ko nang gawin yan mga 4 or 5 times na. pero i ended up reformatting and reinstalling the OS instead - laging nasastuck at a certain percent yung pag clone ng OS. Kahit sa mga paid softwares, hindi parin gumagana yung OS clone which is a complete waste of time and money.

You guys know where to buy cheap pc parts?

Brand new or used? Either way, search mo lang "TipidPC" sa google. marami siyang mapagkakatiwalaang seller ng brand new at used na parts.