Harding Posted November 15, 2021 Share Posted November 15, 2021 i am always against getting loans. banks and credit card companies are always offering me to have a loan from them. i do not want to pay interest that will burden me. there are ways that you can avoid acquiring loans. one is money from parents and relatives. if you are in business, you can use the proceeds of sales while deferring payment to suppliers etc. avoid loans that may create headache in the future. Quote Link to comment
amyleong Posted November 17, 2021 Share Posted November 17, 2021 I badly need a loan for emergncy purposes. Cant wait for banks processing and approvals. Please email mo if u know anyone who is willing to give loan with up to 10-20% interest. leongamy28@gmail.com Quote Link to comment
Harding Posted November 27, 2021 Share Posted November 27, 2021 On 11/17/2021 at 9:26 AM, amyleong said: I badly need a loan for emergncy purposes. Cant wait for banks processing and approvals. Please email mo if u know anyone who is willing to give loan with up to 10-20% interest. leongamy28@gmail.com do you have collateral? Quote Link to comment
Harding Posted November 27, 2021 Share Posted November 27, 2021 On 11/11/2021 at 7:33 PM, KID FIGHTER said: Kaya mag loan anywhere ng instant cash as long as you have a gold or platinum credit card for at least a year and fully paid lagi. Bago mag pandemic naka loan ako ng 1.5M unsecured yan. But I make sure that I pay my dues on time. Kasi nag loan na rin ako diyan about 5 years ago ng 1M. Nabayaran ko kagad in 3 years. So they already trust me with unsecured loans. you got a good credit record. loan agent keeps calling me offering low interest loan. not needed it yet and dont want to pay interest Quote Link to comment
TataLinoXvX Posted December 2, 2021 Share Posted December 2, 2021 Cash Loans are good for emergency usages lang, specially nagkalat na mga online lending companies. Risk, mataas ang interest rates and if you fail to pay or delay sa payment, the interest gains interest as well. So nagpapatong-patong yung utang mo. But for long term loans, banks are the best to approach but one must have good credit score, must have savings account sa bangko na uutangan and last is collateral. Quote Link to comment
MartinDomingo Posted March 28, 2022 Share Posted March 28, 2022 sana offeran ulit ako ng BPI ng loan .please lang. i need money grabe hay lets go baaby 1 Quote Link to comment
mdyogwapo Posted March 28, 2022 Share Posted March 28, 2022 As much as possible, avoid availing loan just for the sake of making a loan. Dapat may nakalatag na plan on how to make that money grow at a rate na mas mataas kesa sa interest rate ng bangko. Quote Link to comment
DNL Posted April 2, 2022 Share Posted April 2, 2022 (edited) Does anyone have an idea if saan/kanino pwede mangutang ang kagaya kong freelancer with somehow "enough" income? I'm looking for a long term contract para maging maliit ang monthly payment (installment). Thank you brothers! 🙏 Edited April 2, 2022 by DNL Quote Link to comment
FF Posted April 22, 2022 Share Posted April 22, 2022 (edited) On 4/2/2022 at 11:09 AM, DNL said: Does anyone have an idea if saan/kanino pwede mangutang ang kagaya kong freelancer with somehow "enough" income? I'm looking for a long term contract para maging maliit ang monthly payment (installment). Thank you brothers! 🙏 if you can qualify for a credit card this is possible. However you have to have proof of income and existing bank accounts where you have some savings. Edited April 22, 2022 by FF Quote Link to comment
DNL Posted April 22, 2022 Share Posted April 22, 2022 1 hour ago, FF said: if you can qualify for a credit card this is possible. However you have to have proof of income and existing bank accounts where you have some savings. Thank you for the insight. I tried applying for a credit multiple times back then, never had the luck of being approved. Hirap maghanap ng taong mahihiraman nowadays. Quote Link to comment
MartinDomingo Posted April 27, 2022 Share Posted April 27, 2022 hindi parin ako inaapprove ng bpi nakakainis .500k lang naman linoloan ka..mmag 1 month na Quote Link to comment
FF Posted April 27, 2022 Share Posted April 27, 2022 3 hours ago, MartinDomingo said: hindi parin ako inaapprove ng bpi nakakainis .500k lang naman linoloan ka..mmag 1 month na hi comrade ! matanong ko lang ...collateralized naman ng maayos ung loan mo? Quote Link to comment
sirheinrichcu Posted June 9, 2022 Share Posted June 9, 2022 kaya yan omnes qui hanc foto videbunt omnem fortunam meam adibunt . i erit omnia fortuna tua Quote Link to comment
Harding Posted June 11, 2022 Share Posted June 11, 2022 kung may collateral and with steady income . add pa dyan na.matagal ng nagtrabaho ang mag loan mas may possible maka loan. karaniwan kasi ng nag loan mukha lang ang gustong icollateral haha. Quote Link to comment
MartinDomingo Posted June 28, 2022 Share Posted June 28, 2022 gusto ko magloan sana makaloan pako so i can buy more Converge stocks hay nako 10% increase today Quote Link to comment
jamesbalingit Posted July 6, 2022 Share Posted July 6, 2022 lahat ng pera ko nasa stocks sobrang lugmok nako sa utang ang dami kong loan hindi ko alam kung paano babayaran magpopokpok ulit ba ako hay nako ano bayan Quote Link to comment
svista Posted August 5, 2022 Share Posted August 5, 2022 Yung nakikita nyong interest rate sa google play or app store ay di totoo. Mataas sila maningil at mababaon kayo sa utang. At eto pa marami silang apps na magkakamuka. Iwasan nyo tong mga Lending Apps na to: Cashbee Cashjeep Pedicash OurCash CashG PCash Peramo Iisa lang may ari nyan. Malaysian or Chinese ata may ari. Kinukuha nila mga profile data nyo at contacts sa phone. At binebenta nila sa mga ibang third parties. Imbis na tulungan kayo sa pangangailangan ninyo at mas mababaon kayo sa utang at vina-violate pa nila ang privacy policy ninyo. Quote Link to comment
svista Posted August 5, 2022 Share Posted August 5, 2022 Wag na rin kayo mag apply dito kasi dati akong QA (Tester) ng mga lending apps nila. Hindi maganda at pamamalakad dito. Masyadong traditional ang management at wala man lang ka-flexibility sa mga empleyado. Pangit din pamamalakad sa IT department masyadong bossy yung CTO nila haha kala mo sya may ari. Laging galit ang animal at sya pa yung laging hapon na kung pumasok tapos gusto laging mag OT. Wag nyo na balakin mag apply dito. Pabago bago sila ng company name at pinapangalan nila sa isang Pinoy pero ang talagang may ari ay mga Chinese. Imaginary din yung ibang business name nila akala mo legit. Mga manduragas itong mga companya na to. Whale Tail Lending Services ang current company name nila pero binabago bago nila to para di sila mahuli. Quote Link to comment
justarandomguy Posted May 14, 2023 Share Posted May 14, 2023 Checking if anyone here offers a personal loan amounting to around 50-70k to be paid back with interest. Just a long shot to try and get one to pay for my mom's medical bills. Care to discuss the details through PM or E-mail. I'm a freelancer with a decent amount of income but unfortunately due to not having an established career yet, I have no collateral to offer. Hopefully I can hear from anyone here. Thank you. Quote Link to comment
justarandomguy Posted May 16, 2023 Share Posted May 16, 2023 On 5/14/2023 at 1:24 PM, sondate12 said: gcredit Sadly maliit lang kaya sa GCredit and best narin isa nalang hiraman para isang bayaran lang din. Thank you for the recommendation though. Quote Link to comment
jors1116 Posted July 24, 2023 Share Posted July 24, 2023 depende sa pag gagamitan pero most of the time hindi sya maganda lalo na sa luho lang mapupunta unless otherwise needed yung isang gamit or pag gagamitan sa bahay, school, etc at walang choice else iwasan kung maari Quote Link to comment
freestyler er Posted September 11, 2023 Share Posted September 11, 2023 depende talaga san mo gagamitin un pera. pag magloan make sure kaya. 🤭🤭 Quote Link to comment
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