Construction - Residential,commercial, Atbp.

[NASTYMERLIN27]

JUST IN CASE YOU DON'T KNOW:

 

PILIPINO: INGLES: ANO DAW YUN?:

SENEPA - FASCIA BOARD ( SOMTHING YOU SEE FROM THE EXTRIOR CEILING NEAR THE GUTTER )

KOSTILYAHE - CEILING JOIST ( WHERE YOU NAIL THE CEILING BOARD )

ESTAKA - STAKE ( USED TO KNOW WHERE TO DIG, HOW LONG IS IT? )

ESCOMBRO - EARTH FILL ( IF YOU NEED TO ADJUST THE LEVEL OF YOUR FLOOR..YOU NEED THIS )

BISAGRA - HINGE ( NO..YOU DON'T TAKE THIS IF YOU HAVE PENILE ERECTION ISSUES...THIS

ONE'S FOR THE DOOR )

[NASTYMERLIN27]

TO CHECK IF AN ENGINEER IS REALLY WHAT HE SAYS HE IS....HE MUST KNOW HE'S DUTIES UNDER THE...

 

NATIONAL STRUCTURAL CODE OF THE PHILIPPINES ( NSCP )

 

NSCP 5.1.3 INSPECTION OF CONCRETE CONSTRUCTION

 

5.1.3.2 - THE INSPECTOR SHALL REQUIRE COMPLIANCE W/ DESIGN DRAWINGS & SPECS AND KEEP RECORD

THAT SHALL COVER :

A) QUALITY & PROPORTIONS OF CONCRETE MTRLS AND STRENGTH OF CONCRETE

CONSTRUCTION & REMOVAL OF FORMS, AND RESHORING

C) PLACING OF REINFORCEMENT

D) MIXING, PLACING & CURING OF CONCRETE

E) SEQUENCE OF ERECTION AND CONNECTION OF PRE-CAST MEMBERS OR WALLS

F) TENSIONING OF PRE-STRESSING OF TENDONS

G) ANY SIGNIFICANT CONSTRUCTION LOADINGS ON COMPLETED FLOORS, MEMBERS OR WALLS

H) GENERAL PROGRESS OF WORK

 

( KUNG NAGPAPAGAWA KA NANG BAHAY NA KONKRETO, TAPOS WALANG MAIPAKITA NI KAPIRASONG PAPEL TUNGKOL

SA PINAGAGAWA, TAPOS NAG-PAKILALA PANG LISENSYADONG(?) ENGINEER...ABA TANGGALIN MO NA YAN, KAHIT

TAPOS LANG NG HIGHSCHOOL KAYANG GAWIN ITO...HE HE HE, INGAT KAYO BAKA PAGNATUTULOG KA SA BABA BIGLANG

GUMIBA YAN...IKAW RIN :evil: )

 

 

THE NSCP WAS MADE AS GUIDELINES TO GOVERN THE CONSTRUCTION OF STRUCTURES HERE IN THE PHILIPPINES,

REGISTERED AND NON-REGISTERED ALIKE ARE OBLIGATED TO FOLLOW THE CODE TO PROMOTE A UNIFORM SYSTEM OF

SAFETY & COMPLIANCE THAT BOTH ENGR. PRACTITIONER & CLIENT MAY BENEFIT ( PARA NMAN WALANG MASAKTAN

KUNG HINDI YAN ALAM NUNG KA-KONTRATA MO O SINASAHURAN MO, ABA..EH B*B* NGA YANG KINUHA MO.. HE HE HE BKA NAGPANGGAP LANG YAN :boo: )

[NASTYMERLIN27]

ITANONG KAY PROF KUNG ALAM...

 

( NAKAKA-ASAR MINSAN KUNG YUNG MGA PROF NATIN EH NAG-AASTA DIOS NA TILA BA

ALAM NYANG LAHAT...ABER TIGNAN NGA NATIN..ITANONG NYO SA KANYA KUNG ALAM NGA NYA ITO.. :evil: )

 

DOOR PARTS:(EXCLUDING DOOR KNOB,KEY, HINGES & SCREWS )

1.TOP RAIL

2.INTERMEDIATE RAIL

3.LOCK RAIL

4.BOTTOM RAIL

5.CLOSING STILE

6.HANGING STILE

7.MULLION

8.PANEL

9.ESCUTCHEON PLATE

10.JAMB

11.CASING

12.STRIKE PLATE

 

( KUNG HINDI YAN ALAM NG PROF MO...AY...ANO BA YAN PINTO LANG DI PA ALAM NAKAPUNTOS KA NA KAY SIR/MAM!!! :evil: )

[NASTYMERLIN27]

F Y I

 

RECENTLY THE PHILIPPINE INSTITUTE OF CIVIL ENGINEERS ( PICE ) PAID A FULL PAGE AD

ON THE PAPER.

 

THE AD STATES THAT The PHILIPPINE INSTITUTE OF CIVIL ENGINEERS (PICE) has obtained a

WRIT OF PRELIMINARY INJUNCTION COMPELLING the Secretary of the Department of Public Works and Highways, NOT TO ENFORCE the published REVISED IMPLEMENTING RULES AND REGULATION (IRR) OF THE NATIONAL BUILDING CODE OF THE PHILIPPINES (PD 1096), insofar as it bars civil engineers, from exercising the right to prepare, sign and seal building plans, designs and specifications.

 

MEANING: CIVIL ENGINEERS CAN STILL PREPARE, SIGN AND SEAL BUILDING DESIGNS, PLANS AND SPECIFICATIONS AND SUBMIT THEM TO BUILDING OFFICIALS FOR BUILDING PERMIT.

 

The WRIT OF PRELIMINARY INJUNCTION, DATED MAY 24, 2005, HAS NO EXPIRY DATE AND MEANS THAT THE QUESTIONED PROVISIONS OF THE REVISED IRR OF THE NATIONAL BUILDING CODE CANNOT BE IMPLEMENTED FOR AS LONG AS THE ISSUES RAISED BY PICE IN ITS PETITION ARE UNRESOLVED.

 

OBVIOUSLY THERE ARE OTHER "PROFESSION" WHO'D LIKE TO HAVE IT ALL FOR THEMSELVES ( THE WORK THAT IS ), BUT IN MY OPINION CIVIL ENGINEERS HAVE THE RIGHT TO PREPARE, SIGN & SEAL BUILDING PLANS, DESIGNS AND SPECS BECUASE OF THE FACT THAT CIVIL ENGRS. ARE JACKS OF ALL TRADE, AND PREPARATION OF DESIGN SPECS CAN BE ACCOMPLISHED BY A "MERE" CIVIL ENGR. AND I DO THINK THE SEAL APPLICATION FOR OTHER DISCIPLINES ( EE, ME, ARCHI ) CAN BE MADE TO COMPLIMENT THE DESIGN & BODY OF WORK MADE...AS A GENERAL PRACTITIONER I BELIEVE THE CE IS MUCH MORE CAPABLE AND THAT THE TRADES CAN GO ABOUT AS PARTICIPATE IN THE DESIGN PROCESS, WITHOUT HAVING TO BREAK THE CURRENT STATUS QUO.

 

VIOLENT REACTIONS MAY BE POSTED HERE

 

KEEP THOSE QUERIES COMING !!!

[skyscraper]

Nice explanation of engineering theories...nastymerlin!

 

Seems your a Doctor of Civil engineering...

[NASTYMERLIN27]

Nice explanation of engineering theories...nastymerlin!

 

Seems your a Doctor of Civil engineering...

 

IN RELATION TO SKYSCRAPER'S COMMENT

 

1. Nice explanation of engineering theories...nastymerlin! Seems your a Doctor of Civil engineering...

< SHHSSHHH...DONT SAY BAD WORDS... BAKA ISIPIN NILA NA MATANDA NA AKO ACTUALLY THE URGE TO IMPROVE KNOW-HOW IS THRU YEARS OF UNWARRANTED STRIFE TO MAKE ME PROVE TO MY "MASTERS" ( PROFESSORS ) THAT I AM WORTHY TO BECOME ONE OF THEM...LETS JUST SAY I WAS NOT YOUR TYPICAL GOOD STUDENT, AN UNDERACHIEVER AS YOU MIGHT CALL IT, BUT BECAUSE OF THE INSPIRATION OF ONE MENTOR ( WHO WAS ALSO AN UNDERACHIEVER ) MADE ME BELIEVE THAT IT IS POSSIBLE, AND WITH THE DEAN'S ABOLITION THAT " Whether you like it or not once you finish it either your registered or not..you are still a civil engineer by right ". I CANNOT CLAIM THAT I KNOW EVERYTHING...BUT AT LEAST I CAN SAY I MAY KNOW SOMETHING ABOUT IT :cool: MAHIRAP LANG KASI DITO SA ATIN..KUNG SINO PA MINSAN YUNG MAY PINAG-ARALAN...KUNG KUMILOS AT UMASTA..AY TILA PARANG WALANG PINAG-ARALAN

 

AND FYI TO ALL...YES I HAVE PLANS OF TAKING MY MASTERS...ITS JUST A MATTER OF PESOS & CENTAVOS THAT MAKES IT DIFFICULT >

 

< TO EVERYONE SENDING PM'S...PWEDE BANG IPASKIL NYO NA LANG DITO SA BOARD PARA NMAN MAI-SHARE NATIN..HIRAP MAG-EDIT EH :cool: >

[NASTYMERLIN27]

IN RELATION TO A QUESTION SENT VIA PM

 

Q: ANO PO BA ANG CMP AT PAANO PO ITO MAKAKATULONG?

 

A: CMP OR "COMMUNITY MORTGAGE PROGRAM" IS A PROCESS WHEREIN LAND OCCUPANTS ( A.K.A SQUATTERS ) MAY GAIN POSSESION OF THE LAND WHILE NEGOTIATING IT WITH THE GOVERNMNT AND LANDOWNER. TO PUT IT SIMPLY IT IS A LEGAL PROCESS IN SOCIALIZE HOUSING IN THE PHILIPPINES WHEREIN AN AMICABLE SETTLEMENT IS MADE JUST TO APPEASE THE LANDOWNER AND THE RESTIVE "OCCUPANTS" TO A WIN-WIN SOLUTION...AND TAKE NOTE AT TIMES POLITICS HAS A HAND TO THIS ( AND I WILL EXPLAIN MORE OF THIS LATER )

 

THE TYPICAL PROCESS GOES LIKE THIS:

 

1. OCCUPANTS ORGANIZE THEMSELVES TO GAIN CONTROL THE LAND AND NEGOTIATE TO THE OWNER ON HOW MUCH FOR THE LOT.

 

2.OCCUPANTS THEN FILL-IN THE NECESSARY PAPERWORK TO MAKE IT THAT THE LANDOWNER AND OCCUPANTS HAVE A DEAL SO THAT THE OCCUPANTS BUY THE LOT.

 

3.OCCUPANTS NEGOTIATE WITH AN "ORIGINATOR" ABOUT THE DEAL

 

4. OCCUPANTS IMPROVE THE AREA SO THEY CAN COMPLY WITH GOVERNMENT REGULATIONS ON HOUSING & DVLPMT

 

5.OCCUPANTS AND LANDOWNER SEAL THE DEAL AND TURNOVER OF LOTS IS ACCOMPLISHED

 

I'LL BE PUBLISHING HERE NEXT HOW A TYPICAL "SOCIALIZE" SUBDIVISION IS MADE USING THIS "CMP" STUFF :cool:

 

O..YUNG MGA MEDYO PURDOY DYAN NA GUSTO MAGKAROON NG SARILING BAHAY....ABANGAN NYO ITO KASI EXCITING ITO...SA HALAGANG P300-700/MONTH FOR 25YRS MAY BAHAY AT LUPA KA NA...NO KIDDING !!!!

 

A B A N G A N !!!!! :cool:

[NASTYMERLIN27]

SORRY IF I HAVE BEEN IN DISPOSED OF RECENTLY, IM CURRENTLY FINISHING UP ON SOME DETAILS HERE IN BICOL. AND LIKE MOST OF YOU HEARD, EVERYTHINGS REALLY TIGHT HERE...

 

REST ASSURED I WILL TRY TO REPLY TO ALL YOUR QUERIES AS SOON AS POSSIBLE

 

P E A C E O U T !!! :cool:

[huggybear]

hey there!!

 

im a civil engineer too, though i specialize in transportation engineering.

from the things that you have posted, hands down po ako. dami mo alam e

 

sana wag ka magsawa magsagot sa mga tanong naming mga rookies

[NASTYMERLIN27]

IN RELATION TO THE QUERIES ABOUT SOCIALIZED HOUSING PART 1

 

WHAT IS CMP

 

CMP OR COMMUNITY MORTGAGE PROGRAM WAS CONCEPTUALIZED IN 1988 AS A HOUSING PROGRAM

FOR THE POOR AS A COMMUNITY BASED LOAN WITH THE HELP OF AN ORIGINATOR. THE PROGRAM

IS BEING MADE BY THE NATIONAL HOME MORTGAGE FINANCE CORP( NHMFC). ( NOW ITS THE SOCIALIZED

HOUSING FINANCE CORP. )

 

CMP WAS MADE ON THE FOLLOWING PRECEPTS:

A) IT HAS AN INTEREST OF ONLY 6% EACH YEAR

IT IS PAYABLE IN 25YRS ( MATAGAL YON..PERO MASARAP )

C) LOAN IS INSURED UNDER THE MORTGAGE REDEMPTION INSURANCE ( MRI )

D) LANDOWNER IS EXCEMPTED FROM CAPITAL GAINS TAX

E) BENEFICIARIES ARE MEMBERS OF A LEGIT ASSOCAITION

 

HOW DOES IT WORK?

 

1) SQUATTERS ( OR WHATEVER YOU CALL EM' ) NEGOTIATE WITH THE LANDOWNER

ABOUT THE POSSIBLE PURCHASE OF THE LAND THEY " OCCUPIED"

2) SQUATTERS ORGANIZE THEMSELVES INTO A " HOMEOWNERS ASSOC." AND EXECUTE AN AFFIDAVIT OF AGREEMENT

WITH THE OWNER THAT THEY INTEND TO BUY THE LAND, THEN SECURE THE DOCUMENTS NEEDED BY

THE NHMFC, THEN HIRE AN ORIGINATOR.

3) THE ORIGINATOR SERVES AS MEDIATING ENTITY BETWEEN "HOMEOWNERS ASSOC" AND NHMFC AND SERVES AS

" GUIDE " TO THE "HOMEOWNERS"

4) AS PER REQUIREMENT, THE "HOMEOWNERS" MUST DEVELOP THE AREA INTO A RESIDENTIAL SETTLEMENT, SO THE

NHMFC WILL GRANT THE LOAN TO THE ASSOCIATION.( ITO YUNG MADUGONG BAHAGI RITO )

5) AFTER ALL THE REQUIREMENTS OF THE NHMFC IS ACCOMPLISHED, IT "BUYS" THE LAND BASED ON THE APPRAISED

VALUE OF THE AREA THEN PAYS IT TO THE LANDOWNER. IF IT IS LESS THAN THAT IS AGREED UPON BY THE LANDOWNER

AND "ASSOCIATION" , THAT AMOUNT BECOMES THE EQUITY TO BE PAID BY THE ASSOC. DIRCTLY TO THE LANDOWNER.

6) ONCE THE DEAL IS MADE, THE NHMFC ISSUES THE MONTHLY BILLING OR AMORTIZATION FOR THE LOAN.

7) AFTER THE LOAN IS PAID UP, NHMFC ISSUES LAND TITLES TO EACH BENEFICIARY OR HOMEOWNER.

 

N RELATION TO THE QUERIES ABOUT SOCIALIZED HOUSING PART 2

 

BASIC REQUIREMENTS:

 

A) "OFF-SITE ASSOCIATION" - MEANS YOUR NOT "SQUATTING" ON THE AREA

1)MUST BE ORGANIZED AND REGISTERED WITH THE SECURITIES & EXCHANGE COMMISSION OR LGU CERTIFIED

2)MUST HAVE 70% HOMOGENEITY - MUST BE OF THE SAME AREA

3) REGISTERED WITH THE HLURB

4) MUST BE AFFECTED BY AN IMPENDING EVICTION/DEMOLITION ORDER ( TAGA RILES, TAMBAKAN, SQUATTER NGA!! )

 

"ON-SITE ASSOCIATION" - SQUATTER NA NGA!!!

1)MUST HAVE AN ORGANIZATION

2)LANDOWNER MUST BE WILLING TO SELL THE PROPERTY ( GOOD LUCK )

3)REGISTERD WITH THE HLURB

 

C) FOR BENEFICIARIES - ( YUNG MGA "SQUATTER" MISMO O GUSTONG MAGKABAHAY )

1)MUST BE A LEGIT MEMBER OF THE ASSOC.

2)AGE BET. 18-50YO

3) HAS NOT MADE A HOUSING LOAN WITH ANY HOUSING AGENCY

4)HAS CAPACITY TO PAY

5)NOT A " PROFESSIONAL SQUATTER" ( YEAH RIGHT!!! ) :cool:

6)DILIGENT IN ATTENDING MEETINGS BY THE ASSOC. ( ITO YUNG ISA SA PAGPAPAGURAN MO )

7)STRUCTURE OWNER ( PRIORITY DAW ITO PAGNAKATAYO NA DUN )

8)RENTING THE STRUCTURE ( 2ND PRIORITY DAW ITO )

9) SINGLE ( 3RD PRIORITY DAW ITO ) :cool:

 

IN RELATION TO THE QUERIES ABOUT SOCIALIZED HOUSING PART 3

 

 

D) LAND REQUIREMENTS (MINSAN DI NASUSUNOD ITO )

1)CLEAN TITLE WITH NO ANNOTATION OF DEBT OR LIS PEDENS

2)PRIMARY USE IS RESIDENTIAL

3)FOR OFF-SITE, MUST NEED MINIMUM DEVELOPMENT NEEDS

4)TITLE IS UNDER A TORRENS SYSTEM

5) MUST NOT BE IN A RISK AREA..POSSIBLY A GEO-HAZARD

6)NEAR BASIC AMENITIES / UTILITES

7)HAS A RIGHT OF WAY

 

PHASES OF CMP

A) PURCHASE COMMITMENT LINE -PCL, GOVERNMT IS ALLOTING FUNDS FOR THE ASSOC. LOAN TO PAY THE LANDOWNER

LETTER OF GUARANTEE - GOVERNMENT GIVES THE LANDOWNER A GUARANTEE THE HE WILL BE PAID FOR THE LAND

AFTER HE TRANSFERS THE TITLE TO THE ASSOC.

C) TAKE-OUT - LANDOWNER IS PAID, AND NOW THE ASSOC. IS THE OWNER OF THE AREA.THEN THE MONTHLY AMORTIZATION

PAYMENTS FOR THE LOAN STARTS.

D) INDIVIDUALIZATION - AFTER THE LOAN IS PAID, SUBDIVISION & DISTRIBUTION OF TITLES FOR EACH BENEFICIAIES IS

MADE.

 

IN RELATION TO THE QUERIES ABOUT SOCIALIZED HOUSING PART 4

 

 

LETS TALK ABOUT M O N E Y

 

 

EXPENDITURES FOR THE CMP FOR EACH MEMEBER/BENEFICIARY:

1) 6 MOS ADVANCE FOR MONTHLY AMORTIZATION

2) 2 MOS ADVANCE FOR MONTLY AMORTIZATION - TREASURER'S BOND

3) COMMITMENT FEE

4) SURVEY FEE

5)DOCUMENTARY STAMP TAX

6)TRANSFER TAX

7)REGISTRATION OF TITLE

8)DOCU STAMP ON MORTGAGE

9)ANNOTATION FEE

10) SITE DEVELOPMENT & CONSTRUCTION ( ITO YUNG TALAGANG MADUGO )

11) MISC. FEE - e.g. ORIGINATORS FEE, HONORARIA, ETC.

 

LOAN AMOUNT ( ON SITE ASSOC )

1) IF THE AREA IS HIGHLY URBANIZED - P60,000.00

2) IF AREA IS NOT HIHGLY URBANIZED - P45,000.00

 

LOAN AMOUNT ( OFF SITE ASSOC )

1) IF THE AREA IS HIGHLY URBANIZED - P60,000.00

2) IF AREA IS NOT HIHGLY URBANIZED - P30,000.00

 

IN RELATION TO THE QUERIES ABOUT SOCIALIZED HOUSING PART 5

 

< THESE THAT I HAVE MENTIONED IS JUST A BASIC OF HOW "SOCIALIZED" HOUSING WORKS HERE IN THE PHILIPPINES

AND IT DOES NOT INCLUDE BASIC DEVELOPMENT CONSTRUCTION FEES. >

 

< FEES DEPEND ON THE LAND AREA AND THE ASSOCIATION "DUES" >

 

EXAMPLE BREAKDOWN OF FEES:( NOTE FOR EACH BENEFICIARY/MEMBER )

 

GIVEN:

LAND AREA - 11,104SQM

SALEABLE AREA - 8,015SQM

OPEN SPACE - 459 SQM

NO. OF LOTS - 186 LOTS ( ETO RIN YUNG NUMBER NG MEMEBRS,

MINIMUM LOT AREA IS 37SQM

AVE. LOT AREA IS 40SQM

MAXIMUM LOT AREA IS 100 SQM )

 

 

ORIGINATOR/COMMITMENT FEE - P750.00 ( +/- )

MEMEBRSHIP FEE - P150.00 ( +/- )

ASSOCATION MONTHLY DUES ( DEPENDING IF ITS ONE TIME, YEARLY, MONTHLY ) P50.00/MO

SURVEY FEE ( DEPENDS ON AREA, LOT DESIGNATION & MARKERS & DOCUMENTATION ON TECHNICAL DESCRPTN )- P 1,500.00 ( +/-)

ADVANCE TO NHMFC ( 6 MOS )- P 2,349.60 ( +/- )

TREASURERS BOND ( 2 MOS ADVANCE OF THE ABOVE )- P 783.20 (+/-)

MRI ADVANCE ( 12MOS ) - P281.15 (+/-)

ANNOTATION/DOCU TAXES - P 1,700.00 (+/-)

LAND DEVELOPMENT FEE - V A R I A B L E ( DEPENDS ON WHAT YOUR ASSOC WOULD NEED TO DEVELOP,

TYPICAL ARE THE ROAD SYSTM, DRAINAGE, WATER, ELECTRICAL, OPEN SPACE ) - P10,000.00

 

 

TOTAL: P 17,564.00 ( START-UP PO ITO )

 

TOTAL AMOUNT THE ASSOCIATION HAS : P17,564.00 X 186 MEMEBRS = P3,266,904.00

 

 

TYPICAL COST OF SITE DEVELOPMENT (LOW-SCALE SUBDIVISION W/GROSS AREA =53.282SQM )

 

MOBILIZATION - P754,479.04

SITE PREPERATION - P946,150.54

ROADWORKS - P5,859,703.16

SEWER SYS - P2,085,092.28

WATER DISTRBTION SYS - P766,332.32

WELL, TANK ETC. - P2,110,000.00

POWER DISTRIBUTION - P960,000.00

COMMUNITY FACILITIES - P853,000.00

 

< AS YOU HAVE NOTICE, IT LOOKS BIGGER THAN THAT OF THE COST FOR CMP, IT MEANS SOME ITEMS

ARE ACTUALLY KAYO NA LANG ANG GAGAWA TALAGA DUN SA LUGAR NIYO>

 

< MONTHLY AMORTIZATION COST COULD GO AS HIGH AS P3,000.00/MO DOWN TO P500.00/MO PAYABLE IN 25YRS

 

IN RELATION TO THE QUERIES ABOUT SOCIALIZED HOUSING PART 6

 

Q & A PARA SA MGA NAGTANONG PO

 

Q:WHAT ARE THE COMMON PROBLEMS OF THIS STUFF YOU JUST POSTED

 

A:WELL IT DEPENDS ACTUALLY ON THE ORG THAT YOU ARE IN BUT COMMON PROBLEMS ARE ACTUALLY

"CHARACTER" & FISCAL IN NATURE, WITH THE BIG AMOUNT SOME OFFICERS OF THE ORG TEND TO "STEAL" LITTLE

DEPENDING ON THE HONORARIA, AND HOW STRICT THE ORG IN FISCAL MANAGEMENT IS.

 

CHARACTER PROBLEMS:

1) THERE YOU MIGHT EXPERIENCE THE FUNDS BEING EMBEZZELED BY SOME...( NAGDIDISPALKO NG PERA )

2) YOU MIGHT EXPERIENCE SOME OFFICERS ARE TOO "DICTATORIAL" I MEAN LET US ADMIT THAT COMMON PEOPLE

ARE ACTUALLY AT THE HELM OF THE ORG, AND AT TIMES SOME, NOT ALL OF THEM, SPIN OUT OF CONTROL..THEY

END UP VERY BOSSY IF YOU TRY EXAMINING THEIR POLICIES & MANAGEMENT

3) IN RELATION TO NO.2, AT TIMES EVEN IF THEY HAVE MEMBERS WHO ARE ABLE ( EDUCATED )TO HANDLE CERTAIN

TRANSACTIONS / BUSINESS, THEY TEND TO NOT CONSULT THEM, THEY JUST END UP HIRING SOMEONE ELSE TO DO THAT

EVEN IF IT IS QUITE OBVIOUS ITS ILL ADVISED SINCE YOU NEED THE FUNDS ( KUMBAGA EH MAGYAYABANG YAN NA KOMO

ALAM DAW NILA ANG GINAGAWA NILA, WAG DAW MALIITIN ANG KAKAYAHAN NILA, MASYADO KA DAW ELITISTA-DI KA DAW

DAPAT SUMASALI SA SAMAHAN KUNG GAYONG MAKIKIALAM KA, AT MINSAN SA KAWALAN NILA NG KAALAMAN PUMAPASOK SA

SA MGA KONTRATA AT NAGLALABAS NG PERA NG KULANG SA PAPELES ANG KA-TRANSAKSYON )

4) MISUSE OF FUNDS ( PAGDI GINAGAMIT ANG PERA, PINATUTUBUAN NILA, KAYA LANG DI NAPUNTA SA SAMAHAN ANG INTERES..SA KANILA)

 

FISCAL PROBLEMS:

1) LACK OF FUNDS ( MARAMI MINSAN DI NAGBABAYAD )

2) MISALLIGNMENT OF FUNDS ( MAY GASTUSIN KAYO, UUNAHIN PANG-XMAS PARTY "PARA DAW SA SAMAHAN" )

3) UNSOUND DEALS / CONTRACTS ( SEE NO. 3 OF CHRACTER PRBLEMS )

 

 

 

 

IN RELATION TO THE QUERIES ABOUT SOCIALIZED HOUSING PART 7 :cool:

 

 

 

Q: HOW COME YOU KNOW A LOT FRM THE INSIDE ON THIS

 

A: WELL TO BE HONEST, IM A MEMBER OF ONE OF THESE ORGS IN LAGUNA (MURA LANG MAGKALUPA EH..)

AND YES I HAVE EXPERIENCED MOST OF THOSE THAT I HAVE POSTED ( TULAD NA LANG PAG-HIRE NILA NG KONTRATISTA SA LABAS,

PAGTINGIN KO SA MGA PAPELES KULANG-KULANG...AND SOME OF THE ITEMS SULAT BALLPEN LANG..SO THEY MADE A DEAL PARA SA DRAINAGE

FOR P600,000.00 AND WOULD YOU BELIEVE IT, NI BREAKDOWN NG MATERYALES, MANPOWER O PLANO WALANG MAIPAKITA, SA P600T WALANG BUDGET

PARA LANG MAIPAKITA SA TAO KUNG SAN PUPUNTA YUNG PERA - BUT THAT IS ANOTHER STORY )

THEY WILL USE THEIR STRENGTH IN NUMBERS ( MAGSASALITA SILA NA PARANG TALUMPATI SA ENTABLADO PARANG NANGANGAMPANYA...PERO PAKINGGAN MO

PAIKOT-IKOT LANG )

( TOTOO YON AND AT TIMES MAY MGA POLITICAL FORCES NA MAKIKISAWSAW DUN...MALALAMAN MO KUNG PANO SILA MAKIPAG-USAP...PURO MALALIM NA TAGALOG AT

MANGHIHIKAYAT PA NA "KUMILOS" )

 

 

 

Q: ANO BA YUNG BABAYARAN SA LOTE? MAGKANO?

 

A: ACTAULLY ITS NOT THE ACTUAL LOT LANG ANG BABAYRAN MO..MAY KASAMA PA YON...KADALASAN

GANITO:

 

ACTAUL LOT + SHARE SA OPEN SPACE AND ROAD = TOTAL AREA X APPRAISED AMOUNT

 

(TOTAL AREA X APPRSD AMOUNT) - LOANABLE AMOUNT

 

EXAMPLE:(USE FORMULA ABOVE)

 

40SQM + 15SQM = 55SQM X P1,500.00 = P82,500.00 - ETO ANG BABAYARAN MO SA LOT OWNER

 

P82,500.00 - P60,000.00 ( ETO YUNG MAXIMUM LOANABLE AMOUNT ) = P22,500.00 ( ETO NA YUNG EQUITY MO NA IKAW MISMO MAGBAYAD SA LANDOWNER )

 

 

 

Q: PANO KUNG MAY PERA NA KO..PWEDE KO BANG BAYARAN YON AGAD

 

A: PWEDE..MAS MAGANDA NGA YON, WALA NG INTERES NA KASAMA..BASTA BAYARAN MO YUNG DIRKTANG LOAN...

YUN NGA LANG DI MO AGAD MAKUKUHA YUNG TITULO MO..KASI SABAY-SABAY IBIBIGAY YON SA INYO,

MAGBIBIGAY SILA NG CERTIFICATE NA BAYAD KA NA.

 

 

Q: DUN SA EXAMPLE MO ANG LIIT NAMN NG LOTE..GANON BA TALAGA?

 

A: GANON TALAGA YON...KASI PAGLUMAKI MASYADO TATAAS ANG EQUITY...MAXIMUM LOAN AMOUNT MO LNG IS P60T...

KUNG GUSTO MO NG MAS MALAKI..KUMUHA KA NG MGA DUMMY...SAKUPIN MO YUNG ISANG BLOCK THATS WHAT I DID

 

 

Q: ANO NMAN ANG PWEDENG ITAYO DUN? :cool:

 

A: PWEDE YUNG ROW HOUSE, SINGLE ATTACHED, SINGLE DETACHED MAY MGA LIVING AREA FROM 32SQM TO 18SQM FOR SINGLE FLOOR

SO PAG MAY 2ND FLOOR MULTIPLY IT BY 2 SA AKIN NA MAGPAGAWA KUNG MERON KA...

[NASTYMERLIN27]

hey there!!

 

im a civil engineer too, though i specialize in transportation engineering.

from the things that you have posted, hands down po ako. dami mo alam e < I FIGURE YOURE WORKING FOR EITHER DPWH, OR MMDA SA TRAFFIC ENGR. CENTER, YOU ARE SUPPOSE OR I MEAN I SUPPOOSE YOU KNOW WHAT I HAVE BEEN POSTING HERE ALL ALONG...SANA AY WAG MONG IPAWALANG BAHALA AY KAALAMAN MO..AND I ENCOURAGE YOU TO POST OR SHARE EM HERE...SA LONG AS THE INFO IS LEGIT

 

sana wag ka magsawa magsagot sa mga tanong naming mga rookies < UY UY UY...IM NOT THAT OLD PO...BKA MAS MATANDA KA PA SA KIN SIR :boo:

[NASTYMERLIN27]

NOW THIS IS OFF TOPIC FOR ALL OF YOU...

 

FIRST OF ALL THANK YOU FOR THOPSE WHO HAVE BEEN SENDING PM'S ASKING QUESTIONS ( BKT PURO GUEST ANG PANGALAN NUNG IBA? )

 

I WOULD LIKE TO ENCOURAGE EVERYONE TO SUPPORT THE LEGISLATED GRADUAL P125.OO ACROSS THE BOARD WAGE HIKE THAT WOULD HELP EVERYONE HERE IN THE COUNTRY..MOSTLY THOSE BELOW MANAGEMENT LEVEL, WHICH ARE THE BACKBONE OF THE PHILIPPINE BUSINESS AND INDUSTRY.

 

LET US NOT FORGET THAT THIS HAS BEEN LONG OVERDUE, WITH THE FACT THAT CERTAIN LOCAL COMPANIES HAVE PROFITS ( READ: PROFITS - IBIG SABIHIN KITA NA NILA TALAGA ITO TINAGGAL NA ANG GASTOS SA PAG-OPERATE NG BUSINESS NILA ) IN MILLIONS OF PESOS, AND YET DOES NOT SMALL CHANGE JUST TO ADD UP FOR THEIR WORKERS.

 

ITS A SHAME THAT FOREIGNERS HAVE TO GET US TO THEIR COUNTRY TO WORK AND YET WE OURSELVES ARE NOT ABLE TO DO SO IN OUR OWN SHORES.

 

SUPPORT THE LEGILATED GRADUAL P125.00 ACROSS THE BOARD WAGE HIKE. :mtc: :mtc: :mtc:

[igol ays]

i have a condo unit

i would like to convert the electricity from 220V to 110V except for perhaps three outlets (LR & BR air conditioning and refrigerator/stove)

thoughts? please advise

thank you

[NASTYMERLIN27]

i have a condo unit

i would like to convert the electricity from 220V to 110V except for perhaps three outlets (LR & BR air conditioning and refrigerator/stove)

thoughts? please advise

thank you

 

 

ACTUALLY ITS ILL-ADVISED THAT YOU DO THAT, IF YOU HAVE ITEMS THAT RUN IN 110v, I SUGGEST YOU JUST BUY A CONVERTER FOR THAT PARTICULAR ITEM...NOT HOW BULKY IT IS FOR THIS ONE ITEM..IMAGINE THE COST FOR DOIN THIS AT YOUR HOME AND LEAVING SOME SPARE...CONSULT YOUR LOCAL ELECTRICAL UTILITY IF THEY WILL ALLOW IT FIRST. :cool:

[igol ays]

ACTUALLY ITS ILL-ADVISED THAT YOU DO THAT, IF YOU HAVE ITEMS THAT RUN IN 110v, I SUGGEST YOU JUST BUY A CONVERTER FOR THAT PARTICULAR ITEM...NOT HOW BULKY IT IS FOR THIS ONE ITEM..IMAGINE THE COST FOR DOIN THIS AT YOUR HOME AND LEAVING SOME SPARE...CONSULT YOUR LOCAL ELECTRICAL UTILITY IF THEY WILL ALLOW IT FIRST. :cool:

thanks for your response

 

the condo unit is in fort bonifacio. is there any reason that it will NOT be allowed?

i understand that it will be less expensive to just buy converters; however, i've seen way too many cases of 110V equipment getting fried because some inattentive user plugged it onto a 220V outlet.

 

for planning purposes, just about all electrical equipment/appliances run on 110V except for the A/C units and the ref.

if the wiring conversion to 110V is NOT feasible, i realize that my best next move is to get converters for the rest of the electrical outlets in the condo unit. i also understand that i will then need to get converters that will have sufficient capacity to carry the projected load of the equipment/appliances that each converter will support.