legal Free Legal Advice

[linux_distro]

Is there a provision in Philippines law to file for personal bankruptcy?

 

Act No. 1956

 

it is sited in

http://ca.supremecourt.gov.ph/cardis/CV71418.pdf

http://ca.supremecourt.gov.ph/cardis/CV69384.pdf

[bonito99]

@all: last post was on the topic of nbi monitoring this forum. apologies...

 

@bonito99: thanks bro. fyi: the company didn't even provide training for my friend; no formal class or certificates. it was all a farce 'coz it was the job itself so called "on-the-job training" disguised as "training". technically, they spent on the trip and accomodations but these are job-related. necessities for accomplishing your tasks. what do you think?

 

 

 

Not a strong case for them to file.

[game_boy]

How much will cost to hire a lawyer for collecting bouncing checks?

 

 

not woth it, i am pursuing a case for bounced checks since 2003 and up to now we haven't reached pre-trial. tiyagain mo na lang kulektahin. tama ang sabi nila wala talagang justice dito sa atin....puro just-tiis lang

[linux_distro]

not woth it, i am pursuing a case for bounced checks since 2003 and up to now we haven't reached pre-trial. tiyagain mo na lang kulektahin. tama ang sabi nila wala talagang justice dito sa atin....puro just-tiis lang

 

True. It's quite frustrating. Thr Courts apparently realized that they have unwittingly become collecting agents in bouncing checks laws and to counter that perception they have consciously render bouncing checks law less effective. This may explain why Courts impose more fines instead of imprisonment, and even if imprisonment is imposed accused can apply for probation. Also, the poor complainant has to pay filing fees.

 

Kaya, one might be better off filing a civil case, pray for preliminary attachment, and ask for consequential damages otherwise difficult to recover from a criminal case. Moreover, in a civil case, one does not need the presence of fiscal for the hearing to proceed.

 

Siguro, if you can craft a situation where a bouncing check will qualify as estafa under PD 818, then maybe you can exert a lot of pressure on the accused who is detained without bail while the case is pending. Check the Bail Bond Guide http://www.doj.gov.ph/bail_d2e1.html, which provides that ESTAFA (Art. 315, Par. 2(d) as amended by PD 818) If the amount of fraud is P32,000.00 or over the penalty is Reclusion perpetua and No Bail is allowed. Check the law here http://www.chanrobles.com/presidentialdecr...ecreeno818.html

[specs]

i have a question for the experts. Pls do try to shed some light into it.

A certain bank is asking us to settle the remaining charges and interest occured over two years.

They threatened to freeze our assets thru other banks and take away the house that we owned along with the car.

 

Now the funny thing was this so called "charges and interest rates" were based on our annual fees. We called up their representative and had them terminate the card before the due date of expiry. They claimed that nobody from their company received our calls.

 

We still have the names (in fact three of their reps) who spoked to us and said it will be terminated when upon expiry of the card.

 

What really irks me was that EVERYTHING we bought was paid for and on time.

Now they are asking 13,000 for the card that was never used nor seen? Annual fees and interest of that started 2 years ago.

 

So mga bosses di ba dehado naman tayo masyado!!!

Hoping you guys can give some advice.

Thanx

[linux_distro]

i have a question for the experts. Pls do try to shed some light into it.

A certain bank is asking us to settle the remaining charges and interest occured over two years.

They threatened to freeze our assets thru other banks and take away the house that we owned along with the car.

 

Now the funny thing was this so called "charges and interest rates" were based on our annual fees. We called up their representative and had them terminate the card before the due date of expiry. They claimed that nobody from their company received our calls.

 

We still have the names (in fact three of their reps) who spoked to us and said it will be terminated when upon expiry of the card.

 

What really irks me was that EVERYTHING we bought was paid for and on time.

Now they are asking 13,000 for the card that was never used nor seen? Annual fees and interest of that started 2 years ago.

 

So mga bosses di ba dehado naman tayo masyado!!!

Hoping you guys can give some advice.

Thanx

 

You can write to Bangko Sentral through Chairman Amando M. Tetangco, Jr., Governor and Chairman of the Monetary Board, Bangko Sentral ng Pilipinas, A. Mabini St. cor. P. Ocampo St., Malate Manila, Philippines 1004, Tel. No. : (632) 524.70.11, Fax No. : (632) 523.62.10.

 

I once complained against my bank for issuing me a credit card and charging me fees for it without my consent, BSP wrote the Bank, and the Bank apologized profusely and cancelled the unauthorized charges.

 

Good luck.

[DELISYUS]

pasensya if i'm not phrasing my questions well but i'd like to know lang din the ff:

 

 

1) scope of adultery/concubinage (up to w/c point it cannot be denied? testimonies from the women? pictures on cellphones? text messages?)

 

2) automatic repercussions (will the unfaithful party have to be officially filed a case against before the spouse can seize control of assets? kasi what if you just want to protect the assets but don't want the father naman to go to jail? how much would she be entitled to? does she need to file for legal separation muna before getting control of the assets? can the kids do it in her stead? how much are the kids entitled to? can they seize control over properties 'given away' or 'bought' if these fall under conjugal property, like if the father bought the mistress a house? and what if mistress was named as an incorporator sa company, can she be removed from her post, so to speak, by virtue of her having an affair with a married man? ano pa kaya ibang penalties pede gawin dun sa mistress?)

[specs]

Thanx Linux.

Hope it works coz my wife is freakin out

[rocco69]

1) scope of adultery/concubinage (up to w/c point it cannot be denied? testimonies from the women? pictures on cellphones? text messages?)

 

Ang adultery ay kapag ang isang babaeng may-asawa ay makipagtalik sa ibang lalaki. Makipagsex lang siya, may krimen na.

 

Ang concubinage ay kung ang isang lalakeng may-asawa ay:

a) patitirahin sa bahay nilang mag-asawa ang kanyang kabit (bilang kabit simula sa simula ng pagtira dun)

b)makikipagtalik sa isang bababeng hinid niya asawa sa ilalim ng eskandalosong sitwasyon; o

c) makikisama sa ibang babae sa ibang lugar bilang mag-asawa

 

Depende sa ebidensya ang pagpapatunay nito. Kalimitan naman na ang pakikipagtalik ay hindi ginagawa sa lugar na marami ang nakakakita. Usually nga, ang nakakakita lang nito ay ang mga sangkot lang. Sa adultery, pwedeng gamitin ang picture sa cellphone at testimonya ng sangkot dito. Ang text message, medyo malabo pa, pero pwede ring gamitin kasama ang ibang ebidensya. Pag nagka-anak ang babaae at ito ay napatunayang hindi anak ng lalaki (at wala namang artificial insemination), yun ay mabigat na ebidensya ng adultery.

 

Sa concubinage, ang pakikipagtalik lamang sa ibang babae ay hindi concubibage. Kahit may pictures ka pa na nagtatalik sila, kung ito naman ay hindi ginawa sa eskandalosong sitwasyun (ang eskandaloso ay tulad, halimbawa, ng pakikipagtalik sa harap ng Rizal Monument), di ito concubinage. Walang kaso.

 

2)

i) automatic repercussions (will the unfaithful party have to be officially filed a case against before the spouse can seize control of assets?

 

walang automatic repercussions dito, kailangang may kaso, pero dahilan nga na ang pakikipagtalik ng isang lalaki sa iba ay di krimen, hindi criminal case ang kasagutan, kundi civil case lang. Sa ilalim ng Family Code, ang "legal separation" ay pwedeng isampa kapag ang lalaki ay nakipagtalik sa ibang babae.

 

ii) kasi what if you just want to protect the assets but don't want the father naman to go to jail?

 

as stated earlier, walang criminal case kapag sex lang ang nangyari.

 

iii) how much would she be entitled to?

 

ang importante, ang mag-asawa ay parehong may-ari ng kanilang ari-arian. Hindi ito pwedeng ibenta, ipamigay, o isangla ng walang pahintulot ng parehong mag-asawa. Kapag ginawa ito ng lalaki, pwedeng habulin ang mga ari-arian ng babae. KIeep in mind na pati ang sweldo ng lalaki ay pag-aari nilang pareho.

 

iv) does she need to file for legal separation muna before getting control of the assets?

 

kahit pa magfile siya ng legal separation, hindi lahat ng assets ay mapupunta sa babae, she will, however, get one-half. Kapag napatunayan na guilty si lalake ng pakikipagtalik sa iba, malaking porsyento ng parte niya ay ma-foforfeit at mapupunta sa kanilang mga anak (see Art 63[2], Family Code).

 

v) can the kids do it in her stead?

 

hindi pwede na ang mga anak ang magfa-file ng legal separation at ito ay personal lamang sa mag-asawa.

 

vi) how much are the kids entitled to?

 

kung may fofeiture, sila ay entitled dun sa share sa "net profits" sa ari-arian ng kanilang ama (see Art. 63[2] at 102[4] ng Family Code.

 

vii) can they seize control over properties 'given away' or 'bought' if these fall under conjugal property, like if the father bought the mistress a house?

 

The wife can file an action to recover, kasi nga di naman puwedeng ipamigay ng lalaki ang kanilang ari-arian sa iba without getting the consent of his wife (see Art. 96, Family Code).

 

viii) and what if mistress was named as an incorporator sa company, can she be removed from her post, so to speak, by virtue of her having an affair with a married man?

 

hindi ito actually ground for removal of a director kasi wala namang koneksyon sa pagpapatakbo ng corporation, pero if 2/3 of the stockholders vote to remove her, pwede, kahit walang dahilan

 

ix) ano pa kaya ibang penalties pede gawin dun sa mistress?)

 

Kung ito ay government employee, pwede siyang makasuhan sa Civil Service ng immorality

 

pasensya if i'm not phrasing my questions well but i'd like to know lang din the ff:

1) scope of adultery/concubinage (up to w/c point it cannot be denied? testimonies from the women? pictures on cellphones? text messages?)

 

2) automatic repercussions (will the unfaithful party have to be officially filed a case against before the spouse can seize control of assets? kasi what if you just want to protect the assets but don't want the father naman to go to jail? how much would she be entitled to? does she need to file for legal separation muna before getting control of the assets? can the kids do it in her stead? how much are the kids entitled to? can they seize control over properties 'given away' or 'bought' if these fall under conjugal property, like if the father bought the mistress a house? and what if mistress was named as an incorporator sa company, can she be removed from her post, so to speak, by virtue of her having an affair with a married man? ano pa kaya ibang penalties pede gawin dun sa mistress?)

[DELISYUS]

sabi ko nga am not phrasing my questions well

 

 

 

so ok... kung ang tatay ay nakikipagtalik/nakikipaglandian ng hubad sa kung sino-sinong babae at may pruweba nito (pictures nila habang nagtatalik/naglalandian ng hubad), ano yung civil case na pwedeng ipataw sa kanya?

 

and pwede ko rin ba itanong bakit ang laki ng diperensya ng status ng kaso/kailangang ebidensya sa adultery at concubinage? syempre am looking at it as parehong pagiging unfaithful... and parehong pag-create ng chance na magkaron ng anak outside of the marriage...

 

 

thanks so much po!

[webmaster_ph]

Not a strong case for them to file.

 

yeah, but just wondering why go through to all that trouble?

 

anyway, just as you said. just a bunch of scarecrow tactics.

 

thanks again.

[rocco69]

1. so ok... kung ang tatay ay nakikipagtalik/nakikipaglandian ng hubad sa kung sino-sinong babae at may pruweba nito (pictures nila habang nagtatalik/naglalandian ng hubad), ano yung civil case na pwedeng ipataw sa kanya?depende nga sa circumstances ng pagkakakuha ng pictures na ito. Kung ito ay sa eskandalosong circumstance, pwedeng gamitin sa criminal case ng concubinage. pero kung ito ay "for personal consumption" lamang at nakakuha ka lang ng kopya, di ito ground for a criminal case. ang pwede ay civil case for legal separation dahil ang sexual infidelity ay ground na ngayon for legal separation (pero hindi nga agad masasabing criminal offense na concubinage ang sexual infidelity ng isang lalaking may-asawa)2. bakit ang laki ng diperensya ng status ng kaso/kailangang ebidensya sa adultery at concubinage? ang problema kasi ang criminal law natin ay hango sa lumang Spanish penal code. Sa pilosopiya kasi noon ng mga Kastila, ang masama sa adultery ay ang posibilidad na yung lalaki ay magpapalaki ng isang bata bilang kanyang anak kahit ang totoo ay di niya ito anak, ngunit anak ng babae sa ibang lalake. Ito ay posibleng mangyari kapag nakipagtalik ang isang may-asawang babae sa ibang lalaki, kaya itinuturing agad itong krimen ng ating batas.sa concubinage naman, hindi krimen ang tingin ng mga "machong" Kastila sa pakikipagtalik ng isang lalaking may-asawa sa ibang babae, ang krimen dito ay ang kahihiyang dinadala ng lalaki sa institusyon ng kasal (tingin din ng mga Kastila, wala namang posibilidad dito na magkakaroon ng batang mapagkakamalang miyembro ng pamilya kahit di tutoo dahil nga ang turing naman sa mga batang magreresulta sa pangangaliwa ng lalaki ay anak sa labas)dahil nga sa pagkakaiba ng batas, matagal nang kumikilos ang women's groups para baguhin ang batas sa adultery at concubinage upang itabla ang treatment ng lalaki at babae. kaya lang, busy sa impeachment, o di kaya sa wiretapping, ang ating mga mambabatas eh, mas importante daw yun.

sabi ko nga am not phrasing my questions well :Dso ok... kung ang tatay ay nakikipagtalik/nakikipaglandian ng hubad sa kung sino-sinong babae at may pruweba nito (pictures nila habang nagtatalik/naglalandian ng hubad), ano yung civil case na pwedeng ipataw sa kanya?and pwede ko rin ba itanong bakit ang laki ng diperensya ng status ng kaso/kailangang ebidensya sa adultery at concubinage? syempre am looking at it as parehong pagiging unfaithful... and parehong pag-create ng chance na magkaron ng anak outside of the marriage... thanks so much po!

1. so ok... kung ang tatay ay nakikipagtalik/nakikipaglandian ng hubad sa kung sino-sinong babae at may pruweba nito (pictures nila habang nagtatalik/naglalandian ng hubad), ano yung civil case na pwedeng ipataw sa kanya?depende nga sa circumstances ng pagkakakuha ng pictures na ito. Kung ito ay sa eskandalosong circumstance, pwedeng gamitin sa criminal case ng concubinage. pero kung ito ay "for personal consumption" lamang at nakakuha ka lang ng kopya, di ito ground for a criminal case. ang pwede ay civil case for legal separation dahil ang sexual infidelity ay ground na ngayon for legal separation (pero hindi nga agad masasabing criminal offense na concubinage ang sexual infidelity ng isang lalaking may-asawa)2. bakit ang laki ng diperensya ng status ng kaso/kailangang ebidensya sa adultery at concubinage? ang problema kasi ang criminal law natin ay hango sa lumang Spanish penal code. Sa pilosopiya kasi noon ng mga Kastila, ang masama sa adultery ay ang posibilidad na yung lalaki ay magpapalaki ng isang bata bilang kanyang anak kahit ang totoo ay di niya ito anak, ngunit anak ng babae sa ibang lalake. Ito ay posibleng mangyari kapag nakipagtalik ang isang may-asawang babae sa ibang lalaki, kaya itinuturing agad itong krimen ng ating batas.sa concubinage naman, hindi krimen ang tingin ng mga "machong" Kastila sa pakikipagtalik ng isang lalaking may-asawa sa ibang babae, ang krimen dito ay ang kahihiyang dinadala ng lalaki sa institusyon ng kasal (tingin din ng mga Kastila, wala namang posibilidad dito na magkakaroon ng batang mapagkakamalang miyembro ng pamilya kahit di tutoo dahil nga ang turing naman sa mga batang magreresulta sa pangangaliwa ng lalaki ay anak sa labas)dahil nga sa pagkakaiba ng batas, matagal nang kumikilos ang women's groups para baguhin ang batas sa adultery at concubinage upang itabla ang treatment ng lalaki at babae. kaya lang, busy sa impeachment, o di kaya sa wiretapping, ang ating mga mambabatas eh, mas importante daw yun.

sabi ko nga am not phrasing my questions well :Dso ok... kung ang tatay ay nakikipagtalik/nakikipaglandian ng hubad sa kung sino-sinong babae at may pruweba nito (pictures nila habang nagtatalik/naglalandian ng hubad), ano yung civil case na pwedeng ipataw sa kanya?and pwede ko rin ba itanong bakit ang laki ng diperensya ng status ng kaso/kailangang ebidensya sa adultery at concubinage? syempre am looking at it as parehong pagiging unfaithful... and parehong pag-create ng chance na magkaron ng anak outside of the marriage... thanks so much po!

[DELISYUS]

rocco69... maraming salamat po talaga

[hmmidontknow]

hi to all.. specially to those who can help me about my problem..

 

 

nag ka problema po kc ako regarding my contract sa dati ko pong company

may nkalagay po kc na nde daw po ako pdeng mag resign or mag awol with in 1 year after i became a regular employee...

 

at first im not aware na meron plng nka lgay na ganun kc po ang alam ko nde nde ako pedeng mag resign after1 year...

after 1 year ng ma tanggap po ako sa company as developer i decided to resign pero nde po nila tinatanggap yung letter ko lumipas po ang 1 month matpos ko pong sabihin and ung first attemp ko na ibigay sa knila yung letter nde padin po nila tinatanggap.. so i decided to awol..

and after 2 weeks nkatanggap po ako ng notice na kelangan daw po akong mag bayad ng training cost na 25k or else mag sasampa daw po cla ng demanda..

 

pls paki advice naman po ako kung anu po ang dapat kong gawin regarding this matter...

pde po ba akong makulong if ever?

or dahil nag awol ako makukulong ako?

 

salamat po sa inyong sagot...

[mlpf]

True. It's quite frustrating. Thr Courts apparently realized that they have unwittingly become collecting agents in bouncing checks laws and to counter that perception they have consciously render bouncing checks law less effective. This may explain why Courts impose more fines instead of imprisonment, and even if imprisonment is imposed accused can apply for probation. Also, the poor complainant has to pay filing fees.

 

Kaya, one might be better off filing a civil case, pray for preliminary attachment, and ask for consequential damages otherwise difficult to recover from a criminal case. Moreover, in a civil case, one does not need the presence of fiscal for the hearing to proceed.

 

Siguro, if you can craft a situation where a bouncing check will qualify as estafa under PD 818, then maybe you can exert a lot of pressure on the accused who is detained without bail while the case is pending. Check the Bail Bond Guide http://www.doj.gov.ph/bail_d2e1.html, which provides that ESTAFA (Art. 315, Par. 2(d) as amended by PD 818) If the amount of fraud is P32,000.00 or over the penalty is Reclusion perpetua and No Bail is allowed. Check the law here http://www.chanrobles.com/presidentialdecr...ecreeno818.html

 

Actually. there is no bail recommended for Estafa through the issuance of bouncing checks when the amount involved is Php 222,000.00 and above. The DOJ bail bond guide was amended by a circular issued by Secretary Raul Gonzalez. FYI.