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Free Legal Advice


Butsoy

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Hello po....

 

I'd like to ask lang po in behalf of my friend, my friend have a debt sa bank, personal loan po, medyo ilang months na sya overdue kasi sabi nya may financial problem lang sya pero he's willing to settle it little by little.

 

One day, he received a WRITTEN COMPLAINT WITH PRELIMINARY ATTACHMENT. tapos may nakalagay na sa civil case number sa letter. His trying to seek kindness if the law office to grant him a little time to settle even partial payment.

 

But, the person he spoke told him na nai-file na daw sa rtc ang civil case nya.

 

Question ko po:

Is there any way na mai-pull out pa yung written complaint with preliminary attachment na may civil case number?

 

Pag may nakalagay na po bang number ng civil case, does it mean na-file na talaga sa court?

 

Does it mean it's already subpoena?

 

Based po sa na-received nya, wala pa naman docs stamp yun, so it means na di po naipa-file pa yun?

 

Pwede ba syang hulihin at kunin ang mga gamit nya using that complaint?

 

help naman nyo po ang friend ko. Thanks in advance.

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Hello po....

 

I'd like to ask lang po in behalf of my friend, my friend have a debt sa bank, personal loan po, medyo ilang months na sya overdue kasi sabi nya may financial problem lang sya pero he's willing to settle it little by little.

 

One day, he received a WRITTEN COMPLAINT WITH PRELIMINARY ATTACHMENT. tapos may nakalagay na sa civil case number sa letter. His trying to seek kindness if the law office to grant him a little time to settle even partial payment.

 

But, the person he spoke told him na nai-file na daw sa rtc ang civil case nya.

 

Question ko po:

Is there any way na mai-pull out pa yung written complaint with preliminary attachment na may civil case number?

 

Pag may nakalagay na po bang number ng civil case, does it mean na-file na talaga sa court?

 

Does it mean it's already subpoena?

 

Based po sa na-received nya, wala pa naman docs stamp yun, so it means na di po naipa-file pa yun?

 

Pwede ba syang hulihin at kunin ang mga gamit nya using that complaint?

 

help naman nyo po ang friend ko. Thanks in advance.

 

hello,

 

eto lang advice ko sa iyong friend.

 

1. check nyo muna kung talagang me kaso. in my practice, maramin na akong nakitang ganyan na bogus complaint, panakot lang. check mo kung me summons from the court itself. why? because the court itself ang magpapadala ng kopya ng complaint and require the person to answer it. not the law office na nag-file (kung yung letter galing sa isang collecting agency at hindi galing sa korte, wala pang kaso talaga yan).

 

MAG INGAT SA MGA PANANAKOT NG MGA COLLECTING FIRMS.

 

2. kung talagang me kaso nga, get a lawyer to protect your interests, lalo na sa preliminary attachment. the lawyer will tell you what to do. wag hayaan na umusad yung kaso na walang ginagawa.

 

3. pwede yan ma-withdraw. the plaintiff itself can file a motion to withdraw the complaint, or pwede magkaroon ng settlement sa mediation or pwede magkaroon ng compromise agreement na i-aaprove ng koret.

 

4. no, hindi sya pwedeng ikulong. however, pwede makuha yung mga gamit nya in case matalo sya sa kaso. at kung talagang me preliminary attachment, meron mga properties nya na kukunin. so again, its best to get a lawyer.

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IMHO Vista is an overkill. It eats up too much resources plus it still has a lot of bugs. :hypocritesmiley:

 

This is also the same thing people said before Win XP was released, but look at XP now, it turned to be a common standard OS nowadays whether you use your PC for business, mainframe or just simple home use for playing pacman and even older games. We must face the truth that technology is fast evolving to change how we do our daily routines. You might say it's an overkill at the moment but whether you like it or not all upcoming technologies will be designed to run on Win Vista for these manufacturers and programmers to earn profit and continue with their business just like what they did from Win 98 - ME - XP. i'm not opposing you just for the sake of argument but my point is Technology is fast evolving and these technologies are being developed to cope up with every man's needs when they use these machines. So why limit yourself with the current technology if you can afford to buy the upcoming new ones, after all it's where we're all heading to. Peace bro :cool:

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Hello all.

 

It's been a while since I posted on this thread, hope somebody could enlighten me on this...

 

Is there anyway one can check if there's a pending warrant of arrest / criminal or civil case filed against him/her?

 

A good friend of mine is currently overseas, he left a couple of bank debts back in PH last year and is wondering if he'll get into any trouble if he gets back. On a side note, he said in good faith, he would settle his obligations when he's ready, he was just discouraged by the harassments thus cut-off of communciation to the banks... now he's wondering if those institutions actually sued him...

 

I suggested he hire an attorney prior to visiting manila to do the check for him, Im not 100% confident with the my advice though..

 

Are there any lawyers out there who provide this kind of service?

 

Thanks!

 

Unless the bank debts were incurred in the province, I suggest your friend have his name checked in the major Regional Trial Courts like Makati (where most of the banks have their mother office), Pasig, Quezon City and Paranaque.

 

Generally debts are civil in nature, specially if they are credit card debts(I surmise this by the harassment factor your friend is getting). One possiblity of getting a criminal complaint is when your friend issues a bad check. So ask your friend if he issued any, otherwise, it would be hard to fathom why there is a criminal case hence necessitating a warrant.

 

Your advice is very sound, and indeed there are law firms who do this kind of stuff.

 

Jopoc's observation is very true, collection agencies can get very desperate by doing sly stuff to get their debtors to pay. Among others, they threaten a debtor with a criminal suit, which inappropriate given the nature of the problem. Unfortunately for Creditor banks, most of the debts are civil in nature and therefore will not merit the criminal case and the warrants that they bring. Worse, the debts are below the 100,000 pesos threshold which would not be worth one's day in court. A civil case runs into at least P 200,000 pesos under today's legal fees, so these guys resort to weird stuff. I'm not encouraging anyone to be a deadbeat (or balasubas in our language) because it makes the cost of credit, which we all pay, very high. But these are the facts of life my friends. :zorro:

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This is also the same thing people said before Win XP was released, but look at XP now, it turned to be a common standard OS nowadays whether you use your PC for business, mainframe or just simple home use for playing pacman and even older games. We must face the truth that technology is fast evolving to change how we do our daily routines. You might say it's an overkill at the moment but whether you like it or not all upcoming technologies will be designed to run on Win Vista for these manufacturers and programmers to earn profit and continue with their business just like what they did from Win 98 - ME - XP. i'm not opposing you just for the sake of argument but my point is Technology is fast evolving and these technologies are being developed to cope up with every man's needs when they use these machines. So why limit yourself with the current technology if you can afford to buy the upcoming new ones, after all it's where we're all heading to. Peace bro :cool:

 

When did Microsoft come out with a Mainframe OS?

 

That's because XP wasn't stable when they first released it. Actually, if you think about it, or if you were already there during the mid 90s when they claimed DOS was dead... none of the OS' that came from Microsoft was ever stable during the time of their golden release. That is why it is never advisable to jump in the bandwagon of "new software", specially if it's from Microsoft.

 

If you want a simple rule of thumb, always wait at least after the first service pack before you try it out. From someone who has been involved a lot in developing and shipping out software to the market.... quality is never the highest priority when they determine the release date.

 

It's worth noting though that Vista has some potentially nice features. Like the removal of Power Users which Microsoft has been trying to k*ll for several years. But have you read their new EULA (End User License Agreement)? The conditions are ridiculous.

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This is also the same thing people said before Win XP was released, but look at XP now, it turned to be a common standard OS nowadays whether you use your PC for business, mainframe or just simple home use for playing pacman and even older games. We must face the truth that technology is fast evolving to change how we do our daily routines. You might say it's an overkill at the moment but whether you like it or not all upcoming technologies will be designed to run on Win Vista for these manufacturers and programmers to earn profit and continue with their business just like what they did from Win 98 - ME - XP. i'm not opposing you just for the sake of argument but my point is Technology is fast evolving and these technologies are being developed to cope up with every man's needs when they use these machines. So why limit yourself with the current technology if you can afford to buy the upcoming new ones, after all it's where we're all heading to. Peace bro :cool:

 

 

When did Microsoft come out with a Mainframe OS?

 

That's because XP wasn't stable when they first released it. Actually, if you think about it, or if you were already there during the mid 90s when they claimed DOS was dead... none of the OS' that came from Microsoft was ever stable during the time of their golden release. That is why it is never advisable to jump in the bandwagon of "new software", specially if it's from Microsoft.

 

If you want a simple rule of thumb, always wait at least after the first service pack before you try it out. From someone who has been involved a lot in developing and shipping out software to the market.... quality is never the highest priority when they determine the release date.

 

It's worth noting though that Vista has some potentially nice features. Like the removal of Power Users which Microsoft has been trying to k*ll for several years. But have you read their new EULA (End User License Agreement)? The conditions are ridiculous.

 

OT na tayo mga gurus. No harm done. Bsta i don't like VISTA. Mac OS pwede pa o kaya linux.

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guys thanks again and i much appreciated all insights. very constructive naman lahat and i am glad this thread really has a lot of technology experts willing to share their valuable inputs.

 

pwede padagdag tanong : i read about blue ray dvd, is this in any way into the laptop market already? are all dvd drives region free? which brands are? sorry sa kulit ng tanong ko but i am really trying to learn as much with the new technology in laptop.

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guys thanks again and i much appreciated all insights. very constructive naman lahat and i am glad this thread really has a lot of technology experts willing to share their valuable inputs.

 

pwede padagdag tanong : i read about blue ray dvd, is this in any way into the laptop market already? are all dvd drives region free? which brands are? sorry sa kulit ng tanong ko but i am really trying to learn as much with the new technology in laptop.

 

It's ok to ask as long as you learn from the answers you get here. Until now i haven't seen blue ray drives available on laptops but I read one laptop specs with blue ray drive on it I just can't quite remember if it's SONY or HP brand. about the DVD drive regions, all DVD drives are region free whatever brand it is because these drives are all created to be generic DVD reader and nowadays mostly DVD reader-writer so whatever region is your disc it will be read on a PC because I already tried this. I also had an experience of repairing my DVD player, it was an unbranded DVD player from the US which my aunt gave me as a gift, there was a time when this home player was not reading anymore so I decided to look inside before I dump it to buy a new one and when I opened the cover a saw a Samsung slim-type 8x DVD drive inside my player, the circuitry is very simple the drive is connected to the power using the same connectors on a PC and the same IDE cable but the cable is just connected to a small piece of circuitry maybe that's where the interface and the firmware of the player was installed on. I tried to replace the drive on my player with my DVD drive from my PC then all of a sudden it played a movie when I tested it, I tried to test the samsung drive on my PC and it also didn't read anything so I found out that it was the drive itself that had a problem. I went to quiapo and looked for electronics scrap retailers, I bought a same size and type of DVD drive luckily it fitted in the drive mounting where the samsung drive was installed and until now that very same DVD player is still working at home. Sorry for the long story but I just remembered this experience that I had which made me say that all DVD drives are created generically to read & read-write, I guess the region settings on home players are programmed on a circuitry or firmware inside the player itself and not on the drive. I hope this helps :cool:

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ssirn2000,

 

very much so. yeah, US home players suck. i am so happy to know that all DVD drives are region free. see, i am planning to buy a DVD (concert) available only in UK and most reviews said they were unable to play it in their US branded home players. so i am thinking, might as well try it in DVD driver. actually, later on in my research, i did found a review for the same disc in a yahoogroup saying that he was able to play it in his computer drive, which is congruent to your experience. thanks for sharing and amen to quiapo! haha!

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revivals/remakes are ok as long as:

 

1) they don't cover it note for note. If they do that, then the whole point of the "revival" is gone. It's not a revival anymore, it's more like a karaoke version, it also shows 0 talent, and 0 creativity from whoever does the cover. A lot of artists/bands put their own spin on things and makes the song theirs.

 

2) Make sure that you get it right.

 

3) don't make your whole album a catalog of covers. that's just plain lazy and insulting to the listener. be f*cking artistic for god's sake!

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