legal Free Legal Advice

[mlpf]

gud pm po sir. i hope you can clarify something before i take action to help one of my bros.

 

he has a case, something like "other deceits" under estafa i think and well he and the people he owed money already went to a mediation court daw. ang problem po e di rin naman nya natupad his part na pagbayad dun sa schedule na pinagkasunduan. yesterday was supposed to be another hearing e kaso di umattend ang kups ala kasi pambayad. pinagsabihan ko na nga na magpakita ka kahit ala pang pera. mag-iisue po ba kagad ng warrant ang court for his arrest coz of his absence? or will it be another subpoena like he received before to appear in court? TIA po sir.

 

It would depend on the recommendation of the prosecutor. Normally, the prosecutor will request the court to issue a warrant of arrest if the accused is absent despite notice.

[curian]

i read that case as well but parang obiter yung statement.

 

best thing to do is to check with the SC. hehehe.

[dekimasen]

Tanong lang po...

Pwedi po bang ilagay sa pangalan ng pamangkin ko ang lupa na nabili namin para makaiwas sa land reform?

siya po ay 17 years old palang at american citizen na bumibisita sa pinas paminsan-minsan.

 

tnx po.

[Pinoymale]

i read that case as well but parang obiter yung statement.

 

Hmm,I read the case again and it doesn't look like an obiter dictum since it was in the main body of the decision and there was no other ruling on that issue. I hope the SC clarifies this.

[bonito99]

Tanong lang po...

Pwedi po bang ilagay sa pangalan ng pamangkin ko ang lupa na nabili namin para makaiwas sa land reform?

siya po ay 17 years old palang at american citizen na bumibisita sa pinas paminsan-minsan.

 

tnx po.

 

bakit sa kanya? sino sya? gaano ba ka laki lupa niyo?

[dj_flip03]

Sires!

Nag 10 year anniv po ako sa company namin (call center). It's been my first and only job. The problem is: now, I wanna move on. Because I have been a team lead for almost 7 years now and hindi na talaga ako ma-promote promote. I heard na may "early retirement program" daw sa company namin. Paano ko po kaya masasabi sa kanila in a professional way na "huy! kung ayaw nyo na ako i-promote, eh pakawalan nyo na lang ako at bigyan nyo ako ng early retirement option!"

In other words: Paano ako makaka-piga ng "substantial amount" sa company ko na 10-years kong pinag silbihan bago ako umalis at mag try ng ibang profession.

 

Salamat po!

[BigJ]

question lng po, pag magpapaupa po ba ng mga condo, or apartment or factory warehouse kailangan pa po ba mag apply ng business permit? kailangan pa po ba e declare sa income tax ito? thank you po

[bonito99]

Sires!

Nag 10 year anniv po ako sa company namin (call center). It's been my first and only job. The problem is: now, I wanna move on. Because I have been a team lead for almost 7 years now and hindi na talaga ako ma-promote promote. I heard na may "early retirement program" daw sa company namin. Paano ko po kaya masasabi sa kanila in a professional way na "huy! kung ayaw nyo na ako i-promote, eh pakawalan nyo na lang ako at bigyan nyo ako ng early retirement option!"

In other words: Paano ako makaka-piga ng "substantial amount" sa company ko na 10-years kong pinag silbihan bago ako umalis at mag try ng ibang profession.

 

Salamat po!

if you qualify for it, then you can request for it.

[Pinoymale]

question lng po, pag magpapaupa po ba ng mga condo, or apartment or factory warehouse kailangan pa po ba mag apply ng business permit? kailangan pa po ba e declare sa income tax ito? thank you po

 

If you're renting only a single unit then I don't think you need to register for business permit but you should still declare the income you earn as rent, especially from something as big as a warehouse.

[redblack]

If you're renting only a single unit then I don't think you need to register for business permit but you should still declare the income you earn as rent, especially from something as big as a warehouse.

 

In renting out a property, take note of the following:

 

1. Even if you are just renting out a single unit, the owner of the property should get a lessor's permit from the city hall, esp. if it is for commercial purposes because when your lessee applies for a business permit, it will be required to present the lessor's permit.

 

2. Also, under existing VAT regulations, rental payments exceeding PHP 10,000 per unit received by the landlords whose gross annual income exceed PHP 1,500,000.00 are subject to 12% VAT. If the gross annual rental income is less than P1,500,000.00, the applicable tax rate is 3%.

 

3. Get an official receipt, even if it is just one condo unit or a house or a warehouse.

 

Why do I suggest this? Note hindi ako BIR Agent. But the thing is, pag hindi nagbayad sa iyo yong nag-re-renta, tapos nangolekta ka, madali syang bumuwelta sa iyo na "sige, babayaran kita pero isyuhan mo ako ng OR para sa mga nakaraang buwan na binayaran ko sa iyo." Maiipit ka ngayon, pwede ka mag-file sa korte makuha mo yong renta pero isusumbong ka naman sa BIR for non-issuance of OR and non-payment of VAT and other taxes. CRIMINAL CASE yong sa iyo, yong sa nag-re-renta CIVIL lang (unless may BP22 na involved).

[silvercross0816]

Sires!

Nag 10 year anniv po ako sa company namin (call center). It's been my first and only job. The problem is: now, I wanna move on. Because I have been a team lead for almost 7 years now and hindi na talaga ako ma-promote promote. I heard na may "early retirement program" daw sa company namin. Paano ko po kaya masasabi sa kanila in a professional way na "huy! kung ayaw nyo na ako i-promote, eh pakawalan nyo na lang ako at bigyan nyo ako ng early retirement option!"

In other words: Paano ako makaka-piga ng "substantial amount" sa company ko na 10-years kong pinag silbihan bago ako umalis at mag try ng ibang profession.

 

Salamat po!

 

I'm going to simplify my suggested action plan for you:

First, don't rely on on heasay, go to your HR and get a copy of your company's retirement plan.

Second, I take it that you're still a yuppie (30's or so). The law does not entitle you to a retirement benefit yet. you're best bet is if your Company provides an early retirement plan.

Third, assuming na may retirement plan nga kayo sa company, you cant get more than what is stipulated there.

Fourth, your best bet to get more than what you're entitled to is to gamble your resignation vs the idea that you are indeed an asset of the company that they company will move heaven and hell to retain you using a substantial amount of money.

[dekimasen]

bakit sa kanya? sino sya? gaano ba ka laki lupa niyo?

 

Tatay nya po ang talagang bumili ng lupa kaya lang may more than 4 hectares na na lupa na nakapangalan sa tatay. ang lupang binibili ngayon ay higit sa 3 hectares.

 

nakapagbayad na kami ng capital gain tax sa deed of sale na nakapangalan sa brod -in-law ko na tatay ng pamangkin ko pero di tinaggap ng DAR dahil sa lupang pagmamay - ari nya.

 

ngayon gusto naming sa pangalan ko na ilagay lupang bibilhin. babaguhin nalang ang deed of sale at papalitan ng pangalan ko.

 

Tanong: kailangan po ba naming magbayad ulit ng capital gain tax or pweding na yong unang binayad?

[jzeus]

thanks for posting advices, this is very helpful for those seeking free legal advise and information.

 

btw, i have question, this is in relation with having a loan in rural bank where the collateral is the title.

 

my question is: just in case the borrower fails to pay the amortization for so many times (e.g yrs). can the bank foreclose the property and transfer the title TCT on their name. if so, will the borrower be free from any liability from the previous loan when the collateral was sequester.

 

awaiting reply from all masters here.

 

thanks, jzeus

[reignman214]

Tanong lang po...

Pwedi po bang ilagay sa pangalan ng pamangkin ko ang lupa na nabili namin para makaiwas sa land reform?

siya po ay 17 years old palang at american citizen na bumibisita sa pinas paminsan-minsan.

 

tnx po.

 

The persons qualified to own lands here sa pinas in case of individuals are only filipino citizens. If american citizen na pamangking mo, he can qualify if formerly filipino citizen sya or he re acquired his citizenship.

 

Tanong lang po...

Pwedi po bang ilagay sa pangalan ng pamangkin ko ang lupa na nabili namin para makaiwas sa land reform?

siya po ay 17 years old palang at american citizen na bumibisita sa pinas paminsan-minsan.

 

tnx po.

 

The persons qualified to own lands here sa pinas in case of individuals are only filipino citizens. If american citizen na pamangking mo, he can qualify if formerly filipino citizen sya or he re acquired his citizenship.

 

Tanong lang po...

Pwedi po bang ilagay sa pangalan ng pamangkin ko ang lupa na nabili namin para makaiwas sa land reform?

siya po ay 17 years old palang at american citizen na bumibisita sa pinas paminsan-minsan.

 

tnx po.

 

 

The persons qualified to own lands here sa pinas in case of individuals are only filipino citizens. If american citizen na pamangking mo, he can qualify if formerly filipino citizen sya or he re acquired his citizenship.

[Pinoymale]

thanks for posting advices, this is very helpful for those seeking free legal advise and information.

 

btw, i have question, this is in relation with having a loan in rural bank where the collateral is the title.

 

my question is: just in case the borrower fails to pay the amortization for so many times (e.g yrs). can the bank foreclose the property and transfer the title TCT on their name. if so, will the borrower be free from any liability from the previous loan when the collateral was sequester.

 

awaiting reply from all masters here.

 

thanks, jzeus

 

Yes, the bank can foreclose the mortgage if the borrower defaults on the amortization payments. Usually, the bank will file an application for extra-judicial foreclosure. An auction will be held and the property will be sold to the highest bidder, which is usually the bank. A certificate of sale is annotated on the title. The mortgagor or a third party may redeem the property within 1 year from the date of the annotation of the certificate of sale. After 1 year and no redemption has been made, the bank can have the title transferred to its name.

 

If, after the auction, there is still a balance (called a deficiency) remaining from the loan, the bank may file a claim to recover that deficiency.