Digital Banks

[ElectricFan]

On 9/30/2024 at 11:29 PM, martbogard said:

Different pero subsidiary ng Union bank yung UnionDigital. So technically under 1 company.

Another explanation, UnionBank is a traditional bank (same sa BDO, BPI, MetroBank etc), UnionDigital is a digital bank (same as CIMB, GOMO, SeaBank, etc.)

IIRIC Union Bank is widely used during Pandemic-Talpak era, due Low fees and ease of access. So now they have Union Digital which is purely online only right? 

[martbogard]

3 hours ago, ElectricFan said:

IIRIC Union Bank is widely used during Pandemic-Talpak era, due Low fees and ease of access. So now they have Union Digital which is purely online only right? 

Not quite sure but you might be correct. UB is one of the most modern and advanced sa mga Traditional Banks and mostly used sa mga Crypto transactions. And yes, Union Digital is purely online. Though di ko pa sya nagamit 😅 but I have Union Bank as my main Traditional bank.

[martbogard]

Best digital debit card, Sea bank Visa Card. Lowest rate on par with Gcash Visa Card. 

Basta Debit card outside the country, Gcash Visa or Sea bank Visa.

 

[titocarlos]

are there any good local digital banks para sa USD savings?

[martbogard]

On 12/16/2024 at 9:29 PM, titocarlos said:

are there any good local digital banks para sa USD savings?

Good question. As of now wala din akong alam. Pero if you compare yung Dollar interest rates sa Traditional Bank, mas sulit if i convert na lang to PHP then ilagay sa Digital Bank. Pero siempre if habol mo talaga yung reserved dollar money, sa traditional bank lang talaga muna.