Digital Banks

[kirifuda]

Kaka-open ko lang Maya account this month. Nakakatuwa lang daily mo nakikita interest, kahit onti pa lang deposit may progress na.

Iniisip ko rin tuloy magdiversify at mag-open din either sa CIMB or Seabank.

 

[takasu]

anyone using netbank? 6% adb?

safe kaya?

nag move out na ko from ownbank diversify ko ulit to different digital bank. 

 

[mrmali]

14 hours ago, kirifuda said:

Kaka-open ko lang Maya account this month. Nakakatuwa lang daily mo nakikita interest, kahit onti pa lang deposit may progress na.

Iniisip ko rin tuloy magdiversify at mag-open din either sa CIMB or Seabank.

 

Go for seabank bro! interest in Maya is capped at 15% @ 100k php max (pero need to do alot of their quests to get that 15. so expect around 3-5% PA if di gaano ka-active in using your maya.

[Parzival22]

Safe ba SeaBank?

[Bunsbreezy]

Down parin CIMB

[kirifuda]

Kinakabahan na ako maglipat sa CIMB, may mga unauthorized transaction issue sila kahapon. Ibabalik naman daw nila yung mga affected.

 

On 4/24/2025 at 3:22 PM, mrmali said:

Go for seabank bro! interest in Maya is capped at 15% @ 100k php max (pero need to do alot of their quests to get that 15. so expect around 3-5% PA if di gaano ka-active in using your maya.

Thanks sa advise Sir. Maglipat ako Seabank pag pasok ng mga OT nung holy week. 😀

Edited April 27 by kirifuda

[titocarlos]

2 months na ko nagtataas 50k adb sa cimb gsave hindi parin tumaas sa 12% yung akin...😮‍💨

[ZeroG]

CIMB had issues randomly closing down accounts as well if I remember correctly 

[mariamariamakiling]

Go tyme

[Super Mike]

Ingat sa pagpili. Hindi lahat ng e-banks ay kumikita na. 

[marvz40663]

Seabank, GoTyme, and Maya Savings for me.

[jace000]

saan mas okay mag save? go tyme or maya?

[marvz40663]

On 5/1/2025 at 11:06 AM, jace000 said:

saan mas okay mag save? go tyme or maya?

Maya ang pinakamalaking digital bank sa Pinas in terms of assets. Under ito ng PLDT-Smart last I checked pero hindi na ako sure ngayon. GoTyme, on the other hand, ay under ng JG Summit (Gokongwei) group of companies. Malaking korporasyon sa Pinas pero binenta din kasi nila yung Robinson's Bank sa BPI.

Monthly ang credit ng interest ng GoTyme savings while Maya ay everyday.

Nagamit ko ang GoTyme wallet at debit card noong nag-libot kami sa Hongkong para maka-withdraw sa Bank of China ATMs nang walang transaction fees.

Currently, nakalibre ako ng Lander's membership (1 year) nung nag-apply ako ng Maya Landers Credit Card.

In summary, may pros and cons bawat isa. Ikaw na bahala mag-decide.