Long Term Investment

[tommy69]

Actually, it is not. They pool funds together to buy real estate similar to Reit's. Unfortunately yields are dependent on the appreciation of the property that you bought....

I have not bought though... Secondly, why buy now when real estate is going down?

[Guest lustfortravel]

Actually, it is not. They pool funds together to buy real estate similar to Reit's. Unfortunately yields are dependent on the appreciation of the property that you bought....

I have not bought though... Secondly, why buy now when real estate is going down?

 

that's good to know then. thanks for the clarification.

[^JaGuar^]

Actually this is my biggest dilemma. Where to invest money? All fixed income instruments (Dollar or Peso) will lose money for the investor in REAL terms, because of inflation. So bonds and bank deposits are not a good place to put money.

 

The stock market is still lethargic and I expect the property market to soften (thank God i just sold my Condo).

 

So where to invest? I am already up to my neck in the stock market.

 

J

 

Just wait for few months interest rate will rise beacause of rising inflation.

[Dr_PepPeR]

Actually this is my biggest dilemma. Where to invest money? All fixed income instruments (Dollar or Peso) will lose money for the investor in REAL terms, because of inflation. So bonds and bank deposits are not a good place to put money.

 

The stock market is still lethargic and I expect the property market to soften (thank God i just sold my Condo).

 

So where to invest? I am already up to my neck in the stock market.

 

J

 

This is also the dilemma of many fund managers. I suggest you try an actively managed fixed income portfolio which will have short, medium and long term GS and commercial papers. If your fund manager is good, trading gains will yield better returns than a hold to maturity fixed income asset.

[teban]

hi po ask ko lang po can anyone here clarify to me the PDIC coverage? for example 250K lang ang covered di ba how can i open another account name na belonging solely to me din without adding in other people?

[parbust3r]

This is also the dilemma of many fund managers. I suggest you try an actively managed fixed income portfolio which will have short, medium and long term GS and commercial papers. If your fund manager is good, trading gains will yield better returns than a hold to maturity fixed income asset.

 

 

any recommendations dr pepper?

i still have a bit of liquidity and am looking for short term investment vehicles.

[Dr_PepPeR]

hi po ask ko lang po can anyone here clarify to me the PDIC coverage? for example 250K lang ang covered di ba how can i open another account name na belonging solely to me din without adding in other people?

 

The account name must be different so that means and/or accounts with different joint account owners will be considered as separate accounts. If the account is in the same name, the 250K PDIC coverage limit will apply to the aggregate of these accounts.

 

any recommendations dr pepper?

i still have a bit of liquidity and am looking for short term investment vehicles.

 

For really short term, I still think the way to go is the BSP Special Deposit Account with a gross of 5.9375 for thirty days.

[scooby91]

The account name must be different so that means and/or accounts with different joint account owners will be considered as separate accounts. If the account is in the same name, the 250K PDIC coverage limit will apply to the aggregate of these accounts.

 

 

 

For really short term, I still think the way to go is the BSP Special Deposit Account with a gross of 5.9375 for thirty days.

 

this sounds interesting and a better option indeed.

thansk for the advice Doc. .. pls allow me to clarify futher, how does one go about 'purchasing' SDAs?

[Dr_PepPeR]

this sounds interesting and a better option indeed.

thansk for the advice Doc. .. pls allow me to clarify futher, how does one go about 'purchasing' SDAs?

 

Banks usually offer this through their branches. Just go to the branch where you have an account and inquire.

[ting_lacson]

Walton International Group

nagbebenta dito $10k sa lupa sa U.S. Texas daw tapos kikita ka daw after 3 to 5 years scam ba ito?

Singaporean nakausap ko inexplain tungkol dito pero itsura niya parang scammer kasi

 

Hi, I'm with Priority Wealth International Group - distributors of landbanking products of Walton International Group here in the Phils.

 

The Singaporean you spoke to is one of my bosses here. I have a pretty good idea who you spoke with.

 

Walton has been doing this for the past 29 years (please do checkout www.waltoninternational.com) with offices all over the Asia and the world and is very cocky in saying that "Nobody has ever lost money with Walton!" with an approx audited return of 20% per annum.

 

So that's double your money in 5 years plus your money is in USD so who knows how this will be worth in pesos in 5 years.

 

Landbanking being a relatively new concept here in the Phils. often gets initial reactions of being a scam but if you do your homework, you'll know this investment really pays well.

 

But this is a high-end/low-risk/long-term investment wherein the only risk is "TIME" so if you will be needing your money sooner than 3-5 years then this could not be for you.

 

I am not a salesperson here so I guess I can't explain this thoroughly but in case you have any queries you may pm me and let's setup a meeting/presentation here at our makati office with a landbanking consultant.

[kaitaro]

HI I work in a bank, i would suggest you put some at time deposit then as it it matures, why not place it at Ayala Land Investment fund. We also offer Time deposit placements where in you can put in 1 to 2 years time principal plus interest. Since your starting fund is 50k why not place it at time deposit first. then when you have several donations received in a certain period then we can consolidate the proceeds to get a higher interest rate for the placement. dont place it for too long so you can add additional funds upon it's maturity. Do PM me for more inquiries.. thanks

anu pong bank nyo po at magkanu minimum at interest po?

[calvinisevil]

hi po ask ko lang po can anyone here clarify to me the PDIC coverage? for example 250K lang ang covered di ba how can i open another account name na belonging solely to me din without adding in other people?

 

Sa pag kakaintindi ko ang 250K is per Person (name) per bank. So in Proinciple if you have 1M tapos hinati-hati mo sa 4 na bangko(eg BPI, BDO, Allied, Citibank) covered na 1M ng PDIC... Assuming bumagsak yung apat...

[calvinisevil]

anu pong bank nyo po at magkanu minimum at interest po?

 

Kung willing kang mag invest ng mas matagal maraming ibang option. Actually hindi talaga tama ang pa 1 year 1 year lang. Dapat ang pera hinahati hati para mas maganda ang chances na lumaki at di malusaw.

[calvinisevil]

Walton has been doing this for the past 29 years (please do checkout www.waltoninternational.com) with offices all over the Asia and the world and is very cocky in saying that "Nobody has ever lost money with Walton!" with an approx audited return of 20% per annum.

 

So that's double your money in 5 years plus your money is in USD so who knows how this will be worth in pesos in 5 years.

 

Sorry kung mamimintas ako... kung 20%PA ang rate of return then the doubling time is closer to 2 Years. Which by the way also means relatively high risk as seen in the US market today.

 

Side comment lang naman pero mas maganda na alam natin diba?

[calvinisevil]

Sorry kung mamimintas ako... kung 20%PA ang rate of return then the doubling time is closer to 2 Years. Which by the way also means relatively high risk as seen in the US market today.

 

Side comment lang naman pero mas maganda na alam natin diba?

 

Ay sori... Mali mathematics ko.... 3 1/2 years pala! Hehehehehe! Tao lang..