Utang

[Buko Juice]

Paano ba maningil ng utang? Kadalasan kasi ako ang inuutangan.

[madsci]

Ang experience ko sa Utang is this, wag ka mangungutang kung di malinay sa yo ang panggagalingan ng pambayad mo.

 

Pag nag pa utang ka naman, dapat naka ready ka sa dalawang bagay: either di ka na bayaran o babayaran ka pero matagal.

kaya pag pinakawalan mo, siguraduhin mo na di mo kakailanganin agad yung pera

[xays99]

nagpautang ako at a financially tight time sa father-in-law ko due to a medical emergency. 90k (nobody else around had quick access to such amount, daw). he died after 2 months, unfortunately, and the debt was never paid.

 

tama ba na may sama ng loob parin ako after 2 years?

 

Depends on you and the circumstances. If I were in your shoes, I probably wouldn't hold resentment. Isipin ko na lng na tulong yun and besides, what can you do? Ikasama lng ng loob mo yan. My uncle owes me a sht ton of money for his business but I don't count it against him since he's the only one taking care of my lola between them siblings. And hindi naman nababawasan medical bills ni lola. We are not obligated by any means to just dish out money. Nasa prinsipyo na natin yun. Now kung may nangutang sayo at hindi ka binabayaran tapos panay luho lng then that's a different story.

[mph]

nagpautang ako at a financially tight time sa father-in-law ko due to a medical emergency. 90k (nobody else around had quick access to such amount, daw). he died after 2 months, unfortunately, and the debt was never paid.

 

tama ba na may sama ng loob parin ako after 2 years?

consider it as a gift para nde sumama loob mo

[Mad Damian]

Yung pinautangan ko

Mas masarap pa buhay ng pamilya nya.

Pa europe at tate mga travels kahit di sya kasama.

Pero akong nagpautang di naman maka travel.

 

Tpos pag magbayad ilang taon bago matapos.

 

Ang maganda lang dyan, di sya makautang muli dahil ipaalala kong may utang pa sya kung nanghihiram muli. Kapal muks!

 

Sana wag nang bayaran para di na ako mahiraman muli

Edited December 31, 2019 by Mad Damian

[Mind Set]

Be strict pag dating sa Utang, ask mo :

1. Kailan babayaran

2. Paano ang bayaran?

3. Huwag kang magtago

[lone23]

mahirap maningil

[sirheinrichcu]

never loan sa friends

never loan sa crush

2 rules i live by

[Maverick II]

On 8/17/2019 at 8:28 PM, Katniss_12 said:

The best yung mga babaeng nagpopost ng "you don't need anyone to survive in this world...you are strong" tapos may utang siya sayo. Eep. HAHAHAHA facepalm nalang....pede ba?

daming ganito sa FB at dito sa MTC. kung saan saan nakakarating, daming damit, laging nasa coffeeshops, high end ang phone and gadgets, tapos tinatakasan at inaaway pa yung inutangan. sila pa yung may post na "I will cut you from my life" hahahaha. Mga pictures nila, laging solo pero sobra yung pagkain haha. May sponsor na, nangungutang pa.

[TrueLife_FunLife]

6 hours ago, Maverick II said:

daming ganito sa FB at dito sa MTC. kung saan saan nakakarating, daming damit, laging nasa coffeeshops, high end ang phone and gadgets, tapos tinatakasan at inaaway pa yung inutangan. sila pa yung may post na "I will cut you from my life" hahahaha. Mga pictures nila, laging solo pero sobra yung pagkain haha. May sponsor na, nangungutang pa.

Agreed. May kakilala ako na ganito kung mag birthday anak pa resort resort pa or staycation tapos yung partner nya signature clothes pa. Umutang sya samin pinapahiram naman namin kasi close friend nya. Pero to the point she stole a  jewelry from my wife, that ended their relationship. Ayun shes now being hunted for fraud kasi she gained access to a foreign credit card and used that to splurge.

[Pen15]

sabi nila para maiwasan di masira ang friendship wag magpautang...err

di ko pinautang ung friend ko kaya hanggang ngayon di na nya ako kinakausap.

baka kapag pinautang ko at di mabayaran ako naman ang di kumausap sa kanya😂

 

 

 

[supermario115]

If you know how to borrow, you should also know how to pay. Debt should be paid. Collecting payment is the hard part. Hay...

[kano_d_great]

6 hours ago, supermario115 said:

If you know how to borrow, you should also know how to pay. Debt should be paid. Collecting payment is the hard part. Hay...

totally.

[chopstix]

On 1/17/2020 at 9:35 AM, Mind Set said:

Be strict pag dating sa Utang, ask mo :

1. Kailan babayaran

2. Paano ang bayaran?

3. Huwag kang magtago

I follow this guideline. Pero ako tuloy ung nagmukhang masama dito heheheh. Kaya nga nakakainis ung mga nangungutang na yan.

[Psari19]

Haha wag daw pautangin para di masira ang friendship pero nasira pa din kahit di ko pinautang kasi nagtampo dahil di ko napautang.