camus Posted July 3, 2016 Share Posted July 3, 2016 Another important thing... As a borrower, don't be afraid to be audited and questioned. That's part of the deal, nothing personal. Your creditor has a right to know what's happening because it's his money. Just answer questions truthfully, no hard feelings. Kung ayaw mo pakialaman ka, then huwag ka humingi ng tulong. If you want help, then by definition you also give up some of your independence. Quote Link to comment
D'Engineer B Posted July 4, 2016 Share Posted July 4, 2016 sobrang hirap maningil lalo na kung ang uutang sayo eh bilas mo o bayaw mo. nakakadala.. Quote Link to comment
Mad Damian Posted July 4, 2016 Share Posted July 4, 2016 Mahirap tumanggi ng mga mang-uutang pero MAS MAHIRAP maningil lalo na kapag kailangan nyo na yung pera.Most of the time naman yung mga mang-uutang di marunong maghawak ng pera.Kapag may pera na di kailangan, ginagastos muna.Sila dapat marunong mahiya kapag ayaw mong pautangin. 1 Quote Link to comment
Piaggio Posted July 11, 2016 Share Posted July 11, 2016 I'd rather lend than borrow. I like the freedom of being debt-free. Quote Link to comment
JizzyH Posted July 15, 2016 Share Posted July 15, 2016 utang sa credit card. pautang sa ofismates, walang lusot. hehe.tska sa taong alam mong may income. Quote Link to comment
Mad Damian Posted July 15, 2016 Share Posted July 15, 2016 Already loaned out more or less 500k. Much bigger than my cash on hand so I'm somehow going to be broke soon. Excluding lend outs to families. Wag kayo mag pautang kung kakailanganin nyo rin kagad yung pera, mahirap maningil baka mag away pa kayo ng pinautang mo. Hahahaha while I do have my own liabilities, Utang sa credit card at pag same yung cash and installment price ng mga high value items na bibilhin ko. Bro, mas malaki pa nawala sayo na di mo alam.Yung interest na binabayaran mo sa cc mo dag2 pa yan.Dapat kapag may pera ka, ibuhos mo na sa lahat ng utang mo.Sa ganung paraan, wala ka na rin matirang pera para pautangin sino pa. Quote Link to comment
Miss Zelda Posted July 15, 2016 Share Posted July 15, 2016 I never lend money. Yung ibang tao magsasabi " Uuuy, ang laki naman ng bahay mo, ganda ng sasakyan mo, pautang naman". Taragis naman! pinaghirapan ko ang pera ko! Lame excuse for emotional blackmail. People outta grow up and work hard. 2 Quote Link to comment
Mad Damian Posted July 16, 2016 Share Posted July 16, 2016 I never lend money. Yung ibang tao magsasabi " Uuuy, ang laki naman ng bahay mo, ganda ng sasakyan mo, pautang naman". Taragis naman! pinaghirapan ko ang pera ko! Lame excuse for emotional blackmail. People outta grow up and work hard. Exactly, people here are so used to smooching off others Quote Link to comment
spectre777 Posted July 16, 2016 Share Posted July 16, 2016 If you're gonna lend money, just lend an amount you're willing to part ways Quote Link to comment
Mad Damian Posted July 17, 2016 Share Posted July 17, 2016 If you're gonna lend money, just lend an amount you're willing to part ways Yeah but people who lend from you will smell blood and will keep coming back again and again and again and again Quote Link to comment
lone23 Posted July 24, 2016 Share Posted July 24, 2016 As much as possible bayaran agas para hindi tumubo. 2 Quote Link to comment
Mad Damian Posted July 24, 2016 Share Posted July 24, 2016 I never lend money. Yung ibang tao magsasabi " Uuuy, ang laki naman ng bahay mo, ganda ng sasakyan mo, pautang naman". Taragis naman! pinaghirapan ko ang pera ko! Lame excuse for emotional blackmail. People outta grow up and work hard.these ppl will never learn that we went w/o certain things for a long oeriod so we can save to make our deams a reality. Quote Link to comment
lone23 Posted January 6, 2017 Share Posted January 6, 2017 Sabi nila, kung ayaw mo na makita ang isang tao, pautangin mo sya. Quote Link to comment
lone23 Posted January 6, 2017 Share Posted January 6, 2017 Sabi nila, kung ayaw mo na makita ang isang tao, pautangin mo sya. Quote Link to comment
EnduranceDS Posted January 18, 2017 Share Posted January 18, 2017 (edited) I never lend money. Yung ibang tao magsasabi " Uuuy, ang laki naman ng bahay mo, ganda ng sasakyan mo, pautang naman". Taragis naman! pinaghirapan ko ang pera ko! Lame excuse for emotional blackmail. People outta grow up and work hard. Two thumbs up! Got the feels from the previous post...Aside from that lame excuse, it makes me sad when relatives are pressuring me to treat them whenever I get promoted or was able to buy something for myself. An example is that I got last year's iPhone model but on a discounted promo from Globe (coz I was a postpaid subscriber for 7yrs). "Manlibre ka naman kasi me bagong kang cellphone!" I practice delayed gratification, why can't they do the same??? Invest but spend occasionally for yourself without depleting your current savings (travel, dinning, gadgets, or whatever makes you happy) Edited January 18, 2017 by EnduranceDS Quote Link to comment
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