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Utang


lomex32

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#1
Sa 24years of existence ko, sa credit card lang talaga ako umuutang. On time pa ko magbayad haha!

I mean, di nman ako pinanganak na mayaman, when I was a child naranasan ko rin yung umuutang kami sa tindahan ng babaunin ko sa school at uulamin namin habang wala pang sahod si papa, pero sympre utang ng magulang ko yon not mine hahahahaha.

#2

Nagpautang ako sa kamag anak twice, at twice din akong hndi nabayaran. 


Nagpapautang ako sa mga employees ko kasi idededuct ko naman sa sahod nila.

 

At nagpapautang lang ako ng amount na I can afford to lose. Most of the time, pag kamag anak nangutang due to medical emergencies, and medyo malaki unt hinihiram, binibigyan ko nalang ng amount na kaya ko lang (tulong). Not utang anymore kasi sasama lang loob ko pag di ako nabayaran.

 

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I mostly only lend money that I can afford to lose. 

Sa family, matic na I don't expect it to be returned, lalo na sa mga pinsan or aunts and uncles. 

Hindi na rin ako naniningil kahit sa mga kaibigan para walang samaan ng loob. I've been on the other side nung bata pako kaya alam ko naman na karamihan, humihiram lang dahil talagang gipit so ayaw ko na dumagdag pa sa mga magpapabigat sa kanila. If alam ko naman na malamang hindi gipit, then matic din that I say no. Just following what my parents taught us. 😊

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