lone23 Posted July 29, 2017 Share Posted July 29, 2017 Utang makes you financially unstable. 1 Quote Link to comment
JFK Posted July 29, 2017 Share Posted July 29, 2017 Pag nagpautang ka - napaka bait mong tao!Pag sumingil ka ng utang - napaka sama mong tao! Quote Link to comment
thelittlebigboy Posted August 3, 2017 Share Posted August 3, 2017 only lend what you can afford to lose. Quote Link to comment
sanchezZZZzz Posted August 3, 2017 Share Posted August 3, 2017 Kailangan pag magpapautang kikilalanin mo ang tao kung nahihiya b xa sa reputasyon nya, reason bkt mangungutang, mode of payment, spending habits, monthly income Mawawalan at mawawalan ka ng pera, kaya dpt palagyan mo ng interest kse ung mawawala seo na money, sa interest naman papalit and mostly, lesson skanila na wag na maging gastador Quote Link to comment
jologs32 Posted August 7, 2017 Share Posted August 7, 2017 Most of the time I borrow money from my mother or siblings if I won't be able to get my salary on time and there's something I need to pay. Quote Link to comment
ulongilaw Posted October 20, 2017 Share Posted October 20, 2017 Hindi ako umuutang but I cut my expenses. Quote Link to comment
chessboxin Posted October 20, 2017 Share Posted October 20, 2017 Yung nagpapautang, hindi ko ginagawa. You'll realize that once you give someone credit, it's either they would ask again or other people will know and others will also ask money from you. Yung nangungutang, I only have one credit card and I never exceed 10K. Credit cards aren't bad per se, as long as you're spending money that you actually have and you'll pay on time without interest. Quote Link to comment
Kreator Posted October 20, 2017 Share Posted October 20, 2017 kahit anong pagmamakaawa ng pinsan ko,hindi ko siya pinahiram. alam kong magkakasira lang kami kapag singilan na. Quote Link to comment
Sirbas Posted October 22, 2017 Share Posted October 22, 2017 Nahihiya ako singilin yung kaibigan ko umutang sakin hahaha Quote Link to comment
MTC Hunter Posted March 12, 2018 Share Posted March 12, 2018 ayaw ko umutang, ayaw ko magka utang na loob, dahil pag sila naman mangutang sa iyo, hindi ka pwede makatanggi Quote Link to comment
Rollypolly123 Posted March 12, 2018 Share Posted March 12, 2018 Mahirap talaga maningil. Sila pa galit Quote Link to comment
Robo Cop Posted April 10, 2018 Share Posted April 10, 2018 as much as possible huwag masanay sa pangungutang, dahil hindi magandang bisyo ito Quote Link to comment
judgejury Posted April 10, 2018 Share Posted April 10, 2018 Paying all the debt i owed before this year is finish Quote Link to comment
Mad Damian Posted April 10, 2018 Share Posted April 10, 2018 Happened once nung nagkasakit ako for a year.Had to live off my savings pero supplemented rin by cc debt. Laki rin inabot.Took me a little over 2 years to pay them all back but after that yung binabayaran ko sa cc bills ko na set amount, tuloy ko pa rin linalagay sa bank account ko. Quote Link to comment
Hari ng Spakol Posted April 26, 2018 Share Posted April 26, 2018 There's a bad debt and there's a good debt. if you use the debt for housing loan, then you earn from it thru rental, then that's a good debt. Quote Link to comment
chessboxin Posted April 30, 2018 Share Posted April 30, 2018 Pinaka mahirap na utang hindi yung malaki, pero yung maliliit na utang pero marami. Sasabihan pa sa ibang tao nangungulit ka para isang maliit na halaga like 3K-5K. E paano ka naman at kailangan mo din ng pambili ng grocery or pangbayad ng kuryente? Siguro mahirap or pangit pakinggan pero kailangan mamili ka din ng kaibigan na kaya sustentuhan ang sarili. Napakahirap magka kaibigan na nangungutang kahit ng maliit na halaga kasi hindi ka makatanggi (kasi maliit lang) pero alam mong hindi mo na rin masisingil. Naranasan ko na yan nung kabataan ako nakipagkaibigan ako sa iba't ibang tao pero mahirap talaga yung ikaw ang unang tinatakbuhan pag nangangailangan pamilya nila. At isa ko pang natutunan, huwag mag abuno kung kaya. Madalas yan kung may nagpapabili ng something or kumakain kayo sasabihin "ikaw muna bayaran kita bukas" hangga't hindi na nabayaran. Quote Link to comment
Kevin Balot Posted June 11, 2018 Share Posted June 11, 2018 debt should be paid on time Quote Link to comment
glyr Posted June 12, 2018 Share Posted June 12, 2018 Di ako nagpapautang kung kani-kanino lang unless close, trusted friends. Kapag ako naman ang nangutang, I always make sure to pay on time. Quote Link to comment
wsetboy Posted June 14, 2018 Share Posted June 14, 2018 Ako ayaw ko nagpapautang to everyone that i know. Its not that i am a bad friend or company, its just that, madali mag pahiram ng pera but napakahirap mag singil. Quote Link to comment
Red&Hot Posted June 16, 2018 Share Posted June 16, 2018 mahirap na mag pautang sa panahon ngayon, nakakasira ng pagkakaibigan Quote Link to comment
JohannBeckham Posted July 2, 2018 Share Posted July 2, 2018 I love credit card churning/travel rewards. Nkaka ipon ako ng points to go on trips in Europe, U.S. Asia, etc. As long as you're disciplined and you pay it in full, you'll be fine. Mukang wla atang credit card churning/travel rewards dito sa MTC, I would love to open one sana. Quote Link to comment
takatakboi Posted July 5, 2018 Share Posted July 5, 2018 mga 10 people pinautang ko tig 1k in different occassions.. di ko sinisingil parang aus lang hahaha.. ung iba umiiwas di na ung iba hardened.. parang wala lang.. well based sa exp ko di na un mga nakakaulit lalo na pag dumating ung crucial time sa kanila lesson learned.. magbayad ng utang lalo na sa pinagkasunduang panahon.. mahalaga un sa nagpapautang kesyo me tubo o wala. Quote Link to comment
flatwall Posted July 6, 2018 Share Posted July 6, 2018 Dpt ituro s school yng family management at financial literacy pra umangat nmn ang Buhy ng mga Pilipino.... Quote Link to comment
Papa Popoy Posted July 24, 2018 Share Posted July 24, 2018 Ayaw mangutang at magpautang ng cash... madalas gumamit ng credit card Quote Link to comment
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