Stocks Vs. Mutual Funds Vs. Uitf Vs. Pre-need

[Talley]

If you are confused about which investment instrument is right for you, consider attending the First Financial Planning Expo this weekend at the S.M. MegaTrade Hall. It will be from September 1 to 3 and all industries will be represented.

 

For those who are interested about learning how to choose between stocks, mutual funds, UITF's and pre-need plans, consider attending my talk on personal financial planning on September 2 from 1030 a.m. to 1230 p.m. It will be entitled Financial Planning for Non-Financial People and I will be explaining how all of those investment instruments work as well as what the inherent risks of each instrument are. Lastly, I will be showing how you can select which instrument is right for you.

 

There is a 20 peso fee to enter the Expo though the talk itself will be for free and open to everyone.

 

Hope to see you people there.

 

Carpe Noctem.

[miggs101]

Can you save 5% of your annual income, im into investments, if you are intested pm me or txt me at 09166402972, dont let your money be stuck in banks if you want to beat up inflation rate, invest your money in different ways and save for your future and the future of your love ones

[gzorros]

Stock pa rin - for newbie, passive, long-term investor buy the major blue chips specially Meralco, San Mig, PLDT etc. Buy a couple of shares from time to time (average over a period of months/years).

 

For tsupitero - well that would be another story.

[Dr_PepPeR]

Can you save 5% of your annual income, im into investments, if you are intested pm me or txt me at 09166402972, dont let your money be stuck in banks if you want to beat up inflation rate, invest your money in different ways and save for your future and the future of your love ones

 

Please post what you are offering here.

 

Stock pa rin - for newbie, passive, long-term investor buy the major blue chips specially Meralco, San Mig, PLDT etc. Buy a couple of shares from time to time (average over a period of months/years).

 

For tsupitero - well that would be another story.

 

Would not recommend stocks for a newbie. A couple of shares? You will have to go through a broker and they will definitely not accept your account for a couple of shares. That kind of strategy is very long term and should only be done if you will not need the return for a very long time, as in you are doing this for your children or grandchildren.

Edited September 16, 2006 by Dr_PepPeR

[mrsharpeye]

There's more into stocks. Beside, you really have to have a big capital to buy shares for the so-called blue chips. But, stocks is diffenitely worth to invest in.

[pogi1119]

nterest rates are presently at an all time low. This means Money Market and Bonds UITFs may be steadily slow going up even if they are Mark to Market

 

Thus you may want to consider Mixed Funds UITF's. 50-50 up to 70-30 mix of Fixed Income and Blue Chips Stocks, depending on the bank. IF you have been monitoring the stock market, particularly the index (which is affected by the Blue Chips) then you will be quite comfortable with this. If you are not the stock market type or have limited knowledge, suggest you first ask people who do.

 

The reward potential is great here but you must also know how to manage your risk: Meaning knowing when to come in, how long to stay, when to get out, and how long to wait before going in. This is kinda like playing stocks but on a very general level as you are consdiering the average of the Blue Chips and lest you forget, the the Fixed Income funds which actually comprise the majority of the said Balanced Funds.

 

Lastly considering the PSE Index's "very interesting" movements for the past weeks, you may want to consider investing in the Index Funds, which only a few banks offer. Here you are considering the index fund's movements ONLY.

[yehoshua]

Hi im planning to invest all my earnings next year... and i need advice on what to invest and when to invest.

My first idea is to buy government fund but if you can give me some good ideas on where to invest,that would be great.

 

I hope while im studying here in the philippines,im also earning big cash at the same time...

 

Dr.Pepper you seem to know everything about investment.. Can you help me sir.. I wanna be successfull jst like you

 

:mtc: :mtc: :mtc:

[Dr_PepPeR]

Hi im planning to invest all my earnings next year... and i need advice on what to invest and when to invest.

My first idea is to buy government fund but if you can give me some good ideas on where to invest,that would be great.

 

I hope while im studying here in the philippines,im also earning big cash at the same time...

 

Dr.Pepper you seem to know everything about investment.. Can you help me sir.. I wanna be successfull jst like you

 

:mtc: :mtc: :mtc:

 

First you will have to determine your objective. Is it to save up for a big purchase, for retirement, for high income etc. What is your time horizon? What is your risk appetite? How familiar are you with the investment instruments available to you?

[yehoshua]

 

First you will have to determine your objective. Is it to save up for a big purchase, for retirement, for high income etc. What is your time horizon? What is your risk appetite? How familiar are you with the investment instruments available to you?

/quote]

 

My goal is to have high income,i hope i can achieve this in a year...i prefer those with minimum risk.

Im not that familiar with any type of investment..maybe some good advice might help

 

Thanx Dr. Pepper :thumbsupsmiley:

[preacher]

Doc pep, I'm interested in these types of investments as well. I'm looking to have something between a high income to long term investment for retirement. I'm not familiar at all with any financial investment instruments what so ever and I also have a moderate risk tolerance. Hope you can help me out. you got pm btw. thanks!

[Dr_PepPeR]

Doc pep, I'm interested in these types of investments as well. I'm looking to have something between a high income to long term investment for retirement. I'm not familiar at all with any financial investment instruments what so ever and I also have a moderate risk tolerance. Hope you can help me out. you got pm btw. thanks!

 

Would be glad to help you sir, I'll see you today at 11:30am.

[preacher]

Would be glad to help you sir, I'll see you today at 11:30am.

 

It was a pleasure to meet you doc! thanks for enlightening me with regards to uitf's and it's mechanics.

I'll probably take your advice and put it away for a couple of months first.

[Dr_PepPeR]

It was a pleasure to meet you doc! thanks for enlightening me with regards to uitf's and it's mechanics.

I'll probably take your advice and put it away for a couple of months first.

 

And it was likewise my pleasure to meet a gentleman such as you sir. Unfortunately interest rates are at an all time low these days so keep your placements short, most likely until the first quarter of next year. If something happens on the political front soon, then all bets are off.

[hard_core]

very intersting group.

ill drop by to see what's new and hope to be part of your group...

 

happy holidays

[qrich_23]

any new developments hir? try unit linked investments from PRULIFE UK..dey r d 1st insurance company 2 offer variable life contract hir in the phils. backed by the fund managers from singapore. PM me for more details.