tonyp Posted February 17, 2007 Share Posted February 17, 2007 Sorry, Sir, I am a bit lost here. Are you asking if I "Like to know what will cause the correction when the environment of low interest rates is quite stable?"? Yes, I do. It would help me in future investments. Thanks! Actually, I do not know what will cuase the correction. I want to learn from the more experienced. Thanks. Quote Link to comment
arabianknight Posted February 18, 2007 Share Posted February 18, 2007 Hi Doc Pepper, Good day! If I have $4,000. right now, 1. Should I invest on the same currency? Which is best for short term (minimum of 3 months) then roll up. 2. Or should I wait for the weaker peso against dollar then convert my dollars? Then invest the money to UITF. Thanks. Quote Link to comment
Dr_PepPeR Posted February 19, 2007 Author Share Posted February 19, 2007 Really!!!! I've not encountered this with BDO nor MetroBank! I've not encountered this either in any banks' UITF. As far as I know there is only the NAVPU and that is the basis for computing how many units you will get with the funds you have on any particular day. Quote Link to comment
Dr_PepPeR Posted February 19, 2007 Author Share Posted February 19, 2007 Like to know what will cause the correction when the environment of low interest rates is quite stable? Thanks.Correction. It is 1/4 of 1%. Not 1/2. Like all trends, sooner or later they are bound to correct a bit when the line hits resistance level. Political events may do this and the traditional seasonal events may also. Since these are simply corrections, they are most likely just to be speed bumps. In general, the trends will continue I think, all the way past the elections as the fundamentals are still pretty good. Jez mah 'pinion. Quote Link to comment
Dr_PepPeR Posted February 19, 2007 Author Share Posted February 19, 2007 Hi Doc Pepper, Good day! If I have $4,000. right now, 1. Should I invest on the same currency? Which is best for short term (minimum of 3 months) then roll up. 2. Or should I wait for the weaker peso against dollar then convert my dollars? Then invest the money to UITF.Thanks. I suggest you invest in a US Dollar investment vehicle. The Peso is still very strong and there appears to be no shortage of dollars. There are several UITF Dollar funds for you to choose from. Quote Link to comment
arabianknight Posted February 19, 2007 Share Posted February 19, 2007 I suggest you invest in a US Dollar investment vehicle. The Peso is still very strong and there appears to be no shortage of dollars. There are several UITF Dollar funds for you to choose from. Thanks a lot Doc! Quote Link to comment
anarkista Posted February 21, 2007 Share Posted February 21, 2007 ASk lang po. How do they compute the Early Redemption Fee percentage? against the initial amount invested, or against the amount to be redeemed? Thanks! Quote Link to comment
ngebz_666 Posted February 21, 2007 Share Posted February 21, 2007 I have dollars which I acquired at a rate of 56, the peso have been strengthening against the dollar. What you guys suggest to leverage this? Are trust funds better off than investing in government securities? Quote Link to comment
Dr_PepPeR Posted February 21, 2007 Author Share Posted February 21, 2007 ASk lang po. How do they compute the Early Redemption Fee percentage? against the initial amount invested, or against the amount to be redeemed? Thanks! It depends on the rules (Declaration of Trust) of that particular UITF. Normally it is against the proceeds to be received. Quote Link to comment
anarkista Posted February 21, 2007 Share Posted February 21, 2007 Proceeds, as in, the realized gain? Pardon the ignorance, Sir. Quote Link to comment
jerzz Posted February 22, 2007 Share Posted February 22, 2007 i don't know if i'm computing it right but BDO Money Market Fund interest rate is steadily decreasing since Feb 12, 2007 Its 3.1498% today and 3.238% last February 12. I been monitoring it and an ave of .01% decrease daily Quote Link to comment
Dr_PepPeR Posted February 23, 2007 Author Share Posted February 23, 2007 i don't know if i'm computing it right but BDO Money Market Fund interest rate is steadily decreasing since Feb 12, 2007 Its 3.1498% today and 3.238% last February 12. I been monitoring it and an ave of .01% decrease daily You mean you compute the ROI daily based on the NAVPU and annualize it? That's the closest I can think of based on your figures. A fixed income fund should be doing about 4 to 5% p.a. by now. In any case, that period only covers nine banking days, not really a cause for panic. Quote Link to comment
Dr_PepPeR Posted February 23, 2007 Author Share Posted February 23, 2007 Proceeds, as in, the realized gain? Pardon the ignorance, Sir. Proceeds as in actual amount of cash received inclusive of any losses or gains. Quote Link to comment
golfer697 Posted February 23, 2007 Share Posted February 23, 2007 You mean you compute the ROI daily based on the NAVPU and annualize it? That's the closest I can think of based on your figures. A fixed income fund should be doing about 4 to 5% p.a. by now. In any case, that period only covers nine banking days, not really a cause for panic. Navpus have been trending down for both peso & dollar uitfs. Try switching to equity based uitfs! Quote Link to comment
parbust3r Posted February 23, 2007 Share Posted February 23, 2007 equity and balanced funds are continuing to rise as the stock market remains bullish. Quote Link to comment
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