arabianknight Posted February 19, 2007 Share Posted February 19, 2007 I suggest you invest in a US Dollar investment vehicle. The Peso is still very strong and there appears to be no shortage of dollars. There are several UITF Dollar funds for you to choose from. Thanks a lot Doc! Quote Link to comment
anarkista Posted February 21, 2007 Share Posted February 21, 2007 ASk lang po. How do they compute the Early Redemption Fee percentage? against the initial amount invested, or against the amount to be redeemed? Thanks! Quote Link to comment
ngebz_666 Posted February 21, 2007 Share Posted February 21, 2007 I have dollars which I acquired at a rate of 56, the peso have been strengthening against the dollar. What you guys suggest to leverage this? Are trust funds better off than investing in government securities? Quote Link to comment
Dr_PepPeR Posted February 21, 2007 Author Share Posted February 21, 2007 ASk lang po. How do they compute the Early Redemption Fee percentage? against the initial amount invested, or against the amount to be redeemed? Thanks! It depends on the rules (Declaration of Trust) of that particular UITF. Normally it is against the proceeds to be received. Quote Link to comment
anarkista Posted February 21, 2007 Share Posted February 21, 2007 Proceeds, as in, the realized gain? Pardon the ignorance, Sir. Quote Link to comment
jerzz Posted February 22, 2007 Share Posted February 22, 2007 i don't know if i'm computing it right but BDO Money Market Fund interest rate is steadily decreasing since Feb 12, 2007 Its 3.1498% today and 3.238% last February 12. I been monitoring it and an ave of .01% decrease daily Quote Link to comment
Dr_PepPeR Posted February 23, 2007 Author Share Posted February 23, 2007 i don't know if i'm computing it right but BDO Money Market Fund interest rate is steadily decreasing since Feb 12, 2007 Its 3.1498% today and 3.238% last February 12. I been monitoring it and an ave of .01% decrease daily You mean you compute the ROI daily based on the NAVPU and annualize it? That's the closest I can think of based on your figures. A fixed income fund should be doing about 4 to 5% p.a. by now. In any case, that period only covers nine banking days, not really a cause for panic. Quote Link to comment
Dr_PepPeR Posted February 23, 2007 Author Share Posted February 23, 2007 Proceeds, as in, the realized gain? Pardon the ignorance, Sir. Proceeds as in actual amount of cash received inclusive of any losses or gains. Quote Link to comment
golfer697 Posted February 23, 2007 Share Posted February 23, 2007 You mean you compute the ROI daily based on the NAVPU and annualize it? That's the closest I can think of based on your figures. A fixed income fund should be doing about 4 to 5% p.a. by now. In any case, that period only covers nine banking days, not really a cause for panic. Navpus have been trending down for both peso & dollar uitfs. Try switching to equity based uitfs! Quote Link to comment
parbust3r Posted February 23, 2007 Share Posted February 23, 2007 equity and balanced funds are continuing to rise as the stock market remains bullish. Quote Link to comment
anarkista Posted February 23, 2007 Share Posted February 23, 2007 Thanks, Doc! I am so happy with the UITFs today. Panalo! I am just a small investor, and frankly, a passive income of ~20K means something to me already. I am sure some masters who are trading on the stocks market are so, so happy with the bullish trend of the market. Quote Link to comment
tonyp Posted February 23, 2007 Share Posted February 23, 2007 Proceeds, as in, the realized gain? Pardon the ignorance, Sir. My experience with BPI is penalty fee applies to the redeemed value, which is principal plus gain or loss, if this is terminated during the holding period. Quote Link to comment
jerzz Posted February 24, 2007 Share Posted February 24, 2007 Navpus have been trending down for both peso & dollar uitfs. Try switching to equity based uitfs!equity and balanced funds are continuing to rise as the stock market remains bullish. Is it a good idea to switch as the stock market might remain bullish till the election? You mean you compute the ROI daily based on the NAVPU and annualize it? That's the closest I can think of based on your figures. A fixed income fund should be doing about 4 to 5% p.a. by now. In any case, that period only covers nine banking days, not really a cause for panic. yes sir Quote Link to comment
Dr_PepPeR Posted February 26, 2007 Author Share Posted February 26, 2007 equity and balanced funds are continuing to rise as the stock market remains bullish. That is correct. Had you gone in around October or November last year you could have realized large gains by now. Outlook still remains bullish since fundamentals are still good. Quote Link to comment
Dr_PepPeR Posted February 26, 2007 Author Share Posted February 26, 2007 equity and balanced funds are continuing to rise as the stock market remains bullish.Is it a good idea to switch as the stock market might remain bullish till the election?yes sir Hmmm, you are a very astute investor sir, I have a feeling I have much to learn from you. Quote Link to comment
anarkista Posted February 28, 2007 Share Posted February 28, 2007 Grabe, stocks went down!!! Lowest single-day drop for the last 5 weeks! Quote Link to comment
jps0218 Posted February 28, 2007 Share Posted February 28, 2007 Grabe, stocks went down!!! Lowest single-day drop for the last 5 weeks! Contagion yan from shanghai's yesterday and New York's drop last night ... Quote Link to comment
golfer697 Posted February 28, 2007 Share Posted February 28, 2007 Shanghai recovered already. Guess I will just ride it out since naka lock in pa ako. Besides no alternative investment vehicles since all are returning low rates! Hope we recover pretty soon! But as the analysts say where would you put your money if not back in the market since interest rates are too low! Quote Link to comment
tonyp Posted February 28, 2007 Share Posted February 28, 2007 Shanghai recovered already. Guess I will just ride it out since naka lock in pa ako. Besides no alternative investment vehicles since all are returning low rates! Hope we recover pretty soon! But as the analysts say where would you put your money if not back in the market since interest rates are too low! Stick to the blue chips. Quote Link to comment
sunking Posted February 28, 2007 Share Posted February 28, 2007 I think we have to be smart about this. That Shanghai drop is just because of individual PLAYERS who got scared about a bit of news and did not consider fundamentals. I think the US markets overreacted. If I had money, I'd actually buy in tomorrow or Friday. It's ok to stay in equity and balanced funds right now since the managers are keeping stuff in blue chips (or at least I hope they are). Quote Link to comment
Dr_PepPeR Posted March 1, 2007 Author Share Posted March 1, 2007 The Shanghai fiasco is affecting everything, equity, balanced, fixed income and even dollar UITFs. We will see maybe at the most a correction but for fixed income funds, it will recover fairly soon and as for local equities, company fundamentals and the economy is still good so my view is to just stay in. If you have the stomach for it, buy more equities when they dip down. Keep it till the end of the year. Quote Link to comment
anarkista Posted March 1, 2007 Share Posted March 1, 2007 UITF equities are starting to recover. tama ba? ang bilis naman makabawi. :-) BPI's equity fund jumped 3 pesos, i think, from yesterday. not bad. hope this would continue. Quote Link to comment
Dr_PepPeR Posted March 1, 2007 Author Share Posted March 1, 2007 UITF equities are starting to recover. tama ba? ang bilis naman makabawi. :-) BPI's equity fund jumped 3 pesos, i think, from yesterday. not bad. hope this would continue. I was hoping it would correct and consolidate for a few days, it would have been a good opportunity to jump in while prices were low. Quote Link to comment
seetheworld Posted March 1, 2007 Share Posted March 1, 2007 be careful. i think this week might very well signal a change in the marketplace. would be very difficult IMO for us to move higher from here, whereas the downside is more substantial. people are reducing risk globally. emerging markets, commodities, yen carry trades. Quote Link to comment
golfer697 Posted March 2, 2007 Share Posted March 2, 2007 The Shanghai fiasco is affecting everything, equity, balanced, fixed income and even dollar UITFs. We will see maybe at the most a correction but for fixed income funds, it will recover fairly soon and as for local equities, company fundamentals and the economy is still good so my view is to just stay in. If you have the stomach for it, buy more equities when they dip down. Keep it till the end of the year. It even affected the peso exchange!!! Nice advice Dr. Pepper! Fundamentals are still good!! Don't know why the Shanghai fiasco happened though except maybe they over reacted to the governments threat of clamping down on speculation!! But we can't stop China from continuing to grow specially with the olympics in beijing next year! The PSEI recovered but dipped down again today. Oh well, since everything is down anyway, I'll just keep it in. No alternative choice as of now! Quote Link to comment
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