sssneaky
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Posts posted by sssneaky
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Depending on what you mean by overseas qualification. If what you mean is whether an overseas qualification can help in looking for a job as accountant in the Philippines, then the answer is yes although your options may get limited by your overseas qualification (i.e. general business qualification means you are geared towards consulting, bookkeeping would possibly limit you to BPO, etc.). or it might enhance it greatly (Masters abroad would jack up your value).
If what you mean is whether being an accountant (or CPA) would enhance your chances of landing a job abroad, then the answer is yes. The US is currently looking for CPA's to migrate abroad. Natakot yata ang mga tao doon because of the Enron Case so there is an apparent lack of Accountants there.
in addition to the above post, the demand for accountants especially in the US increased dramatically since the passage of the sarbanes-oxley act (SOx). this law has placed stringent requirements to us sec-registered companies, specifically for corporate responsibility for financial reports (sec. 302) and management assessment of internal control (sec. 404). from the corporate view, this translates to a lot of work such as business process reviews, assessments of internal control, etc., to assist the ceo and cfo in complying with the requirements of the act. initially, these companies outsource the function, but hiring "consultants" to assist in the requirement has proven to be costly especially for SMEs. because of the cost, more and more companies started establishing their own "internal controls department" or appointing a compliance officer to do the evaluations and assessments necessary in assisting the ceo and cfo. these new departments or positions create a market for accountants and auditors. their local pool of accountants and auditors are not enough to satisfy their needs, which is why they hire from the outside. other countries also passed similar local laws that resulted to the demand for accountants and auditors.
kaya lang negative ang effect dito sa tin kasi foreign companies really prefer filipino accountants and auditors. nauubos ang mga tao dito kasi lahat gusto mag-abroad. even kami apektado sa external audit because in the middle of the engagement biglang mawawala ang senior kasi may secondment pala for SOx-related work in another country. may papalit sila pero panibagong familiarization at paliwanagan na naman mangyayari, sayang oras.
ryanarjay,
sayang, accounting pala preference mo. i'm looking for an internal auditor ngayon e. pero if you have audit experience, i may consider you. pm me if you're still interested. thanks.
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oo nga naman.
kaya sa cv nilalagay ko pwc.parang resort na nga yung pangalan ngayon e...
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3 ata topnotcher na pinoy...
yung #1 saka yung isa, galing sa firm namin...
yung isa galing sa kabilang firm...
Congratz din sa iyo...
I know they informed her of her ranking.
They invited her to grace the awarding ceremonies to be held in Texas!... :goatee:
yup. that's the "price" for the william smith gold award (given to the topnotcher), an invitation to the iia international conference where she will be recognized.
brod, nasa accounting firm ka ba? ey, kpmg o pwc? taga-pwc ako dati, some years ago.
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Pinoy ang top placer sa recent Certified Internal Auditor (CIA) Exams conducted worldwide.
Kasama ko siya sa work...
So young...
She's only in her twenties...
Astig! :cool:
wow! congrats to her. i also passed the november 2005 cia exam same batch as her. baka pwede patanong, kung kanino nya nakuha yung scores nya? puro passed lang kasi yung nakalagay sa letter ko for parts 1 to 3. binibigay lang ba yung results sa mga nagta-top? info would be appreciated. pa-pm na lang. thanks.
balita ko rin, taas ng pass rate ngayon ng philippines! galing ng pinoy! :thumbsupsmiley:
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nice lantis bro! you're lucky to have one. these were released in limited numbers worldwide when it came out.
mine are 2005 mazda 3 1.6v and 1996 mazda familia glx.
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mickey's. you may just find it a bit pricey but consider it as the price for satisfaction.
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kung kailangan mo ng car agad nandyan naman honda and toyota. yan mga pumalpak na yan sa ibang bansa hindi mga lemon car yan. yung mazda dati kahit sa ibang bansa mga lemon yan. yung audi sinali mo pa eh ang problema lang nun ownership hindi quality ng car.
about sa iso. ama computer college nga may iso eh. andami company nagpa-iso. ang point ko kahit walang iso bsta rep*table ang company no problem.
remember ang ama may iso.
wag na mainis mga mazda fanatic. nandyan naman miata and yung mga iba pa. pero wag na yung lata na dinala dito. about the mazda 3 waiting game nga. bago pa lng masyado na kayo excited.
whats the rush?
alam mo ang lemon talaga e ang utak mo. ewan ko kung ilan ang IQ mo ang hirap mo umintindi ng mga bagay na simple. kung di mo alam ang technicalities ng mga bagay bagay, wag ka na mag-comment kasi pag nasoplak ka ng nakakaalam kokontrahin mo din sarili mong statements para lang lumusot. balikan mo na lang mga post mo. ang consistent lang na sinabi mo ay bulok siguro kasi consistent na bulok din ang utak mo. mag-post ka naman kahit article lang from a reliable source na talagang nagre-review para masuportahan mo yang sinasabi mong lemon car.
matatanggap ko pa yung comment mo kung nagbigay ka man lang ng facts or kahit experience man lang para masabi mo na bulok talaga (tawag don proof). E basehan mo lang yung sinabi ng friend mo kasi tumirik yung mazda 323 nya. guess what, lahat ng kotse pwede tumirik. e yung 1996 mazda familia ko never pa tumirik kahit isang beses. hanggang ngayon wala ako problema dito. ako may basehan ng quality at reliability. di yan yung narinig ko lang sa iba at gagawin kong gospel truth. yung accord ko dati twice ako tumirik dahil sa radiator problem (overheat), pano bulok din ang honda? syempre hindi, dahil hindi yon ang basehan.
ano naman kung i-post namin ang magagandang experience namin sa mazda3 "this early" e sa na-experience na namin e. wag ka na lang mag-comment kung ayaw mo ng nabasa mo kasi nag-share ako para don sa thread starter who's contemplating on getting an m3. subjective yon to my liking, of course, kasi it's what suits me not you.
mag-start ka ng sarili mong thread na ang objective ay makipagtalo sa lahat ng magpo-post kasi mukhang yon ang fulfillment mo sa buhay. :boo:
sori mods, ot. last reply ko na din to sa thread na to.
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I see we have the same situation here as we have had in other threads.
Just to remind y'all that posting does not have to be an argument all the time. There are ways to post w/o sounding as if you are picking a fight with everyone else on the thread.
YOU know who you are.
OT. now, i understand what you're saying. just right now, in the marketplace, i came across a thread of someone selling shoes. ganon din mga replies, may info na sa thread tinatanong pa uli, blah blah blah. di ko alam kung may ibang thread pa na ganyan din. tsk tsk tsk. mahirap makipag-usap sa nakatira sa mental. this guy needs to get some air. sayang na nga oras ko sinasayang pa lalo.
i think a reasonable person can read through this thread and extract useful information based on facts and help them in their judgment.
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AMA is ISO certified? That's a surprise.
I don't know kasi e, which certification 9001, 14001, 18001? -
ang mazda 3 at ford focus ay dito sa pinas ginagawa. ine-export ito sa south east asia at karatig-pook.
ang honda hindi puwede pantaxi dahil bawal. tanungin mo sa honda phil yan.
kakatawa talaga si edc. kung sundin natin ang line of argument niya eh di dapat sarao na lang ang bilhin ko. ang dami nito sa daan, araw-araw ginagamit, at mataas ang resale value din niyan kasi mura lang ang retail price eh!
at laos na po ang argument ng iba ang weather at road condition ek-ek. lahat ng car companies dahil na rin mas-economical ay naglagay ng kanya-kanyang version ng g.o.a. system na inumpisahan ng toyota noon. at dahil halos lahat ng car assembly plants ay AT LEAST iso 9001 certified, at may sinusundang qc sa lahat ng components na pumapasok sa assembly line, at mga machineries at robotics na ginagamit ay standard na rin, hindi na nag-iiba ang quality ng mga specific model na kotse ngayon kahit kunuha mo ito sa manila, bangkok, beijing, detroit, stuttgart, johannesburg.... hindi ho parang assembly ng puj o bus ang mga planta ng toyota, ford/mazda at honda sa laguna. hehehehe
natawa ako dito ah. go go go sarao hataw! pinakamarami sa kalsada. :boo:
edc research mo yang ISO (International Organization for Standardization) para maintindihan mo yung sinasabi ni acidboy.
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Uulitin ko sinabi ko. Mazda na dinala dto sa pinas hindi mazda na imported. yung dinala ng mazda dito. rx 7 hindi dinala dito.
whatever dude. basahin mo na lang yung history ng mga posts mo dito at yung chronological order. hirap kasi sayo nilalahat mo e. tapos mapapaso ka. respect other people's posts so you'll get respect as well. wag yung pag ayaw mo ng pinost parang gusto palabasin sinungaling yung nag-post.
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Wala bang speed-limiter yan? Yung ibang new models kasi meron. Sinubukan ko dati Nissan Grandeur 1.6 sa star toll, nagka-cut off at about 173kph.
meron rev limiter lahat ng nakalista except yung galant kasi karburador yon walang ecu. others efi na. at those speeds di pa lumalagpas sa "redline" yung tachometer. pag palo mo kasi ng mga 180 mabagal na talaga tumaas yung speed pero tataas pa din yon as long as wala ka pa sa fuel cut-off. yung 173 mo kaya pa tumaas yon kasi torquey din makina ng sentra unless pumupugak na yung engine which means nagka-cut-off na yung ecu. kelangan lang talaga wag maubusan ng kalsada.
masama gawin sa engine to palagi. minsan minsan lang at pag talagang maluwag lang sa highway. be safe!
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im into looks and engine din. eh ang ganda ng mazda 3 pero sabi ko waiting game muna.
kaya ko gusto miata ksi sa lahat ng mazda dito sa pinas sya lng ang may class of its own. yung mga ibang mazda bulok na.
pag mazda ang name ng car medyo kakaduda. exception lang yung miata.
brod, e eto ang pinost mo e. una nilahat mo, ibang mazda mazda bulok na sabi mo except miata. tapos sabi mo pag mazda ang name ng car kakaduda. kaya tinanong kita, tapos sasabihin mo yung rx-7 "in a class of its own," e ano ba brand non??? di ba MAZDA?!?!?
sarili mong posts kinokontra mo kaya di kapanipaniwala mga pinagsasabi mo. check mo pa mga ibang posts mo dito.
kung maganda experience namin sa mazda, e ano naman, why don't you just be happy for us? i know a lot of people with good experiences sa brand na to. check out protegetech's web site for some.
kung gusto mo marami makita pumunta ka sa mga parking area ng mga office at malls on busy days. ewan ko kung san ka nagpa-park o kung nagda-drive ka ba talaga. mas matagal ang time spent ng sasakyan sa parking kesa sa kalsada kasi private vehicles ito.
ang bottomline kasi e, lahat ng kotse may advantages at disadvantages. its up to the individual to choose what will suit him/her best. ang objective ng thread starter dito is to solicit information from those who have "experienced" driving a mazda3 for him/her to verify and help in deciding what to buy. kaya kami na naka-experience nagbibigay ng facts based from our experiences. but we are not trying to convince anyone na wag ka mag-mazda o wag ka mag-toyota, etc.
ako pinaka-bad experience ko sa kotse yung 89 galant ko dati dahil every week na lang may pinapagawa ako pero if someone wants to buy an 89 galant di ko sisiraan yung car sasabihin ko lang yung experience ko.
sasabihin ko lang na bulok talaga ang sasakyan kung meron itong factory defect at LAHAT ng bumili nito pare-pareho ang naging experience, sa simula pa lang major problems na parang dapat na i-garahe at wala nang remedyo.
mahirap mag-judge sa wear and tear ng sasakyan kasi iba iba ang driving style ng mga tao pati driving conditions kung san tumatakbo ang sasakyan and most importantly pag tinipid mo ang scheduled maintenance ng sasakyan di talaga tatagal. ganon lang kasimple yon.
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brod, i think you have a very big problem of comprehending things. posters here are stating their opinions based on hands-on experience with a mazda with the objective of sharing some information and experience about the car. some are quite subjective, but appropriate for one's taste and they are not generalizing. you are entitled to your own opinion, of course, but i don't know why you argue so much about things that you obviously do not understand that can mislead people. just check all your posts. i'm a long time mazda owner and i have not had any problems with the car kaya nga kumuha uli ako ng mazda last year e.
so aside from the 323, 626, 929, astina bulok din pala ang rx-7 and rx-8 (mga rotary-powered engines), mx-6, mazda2, mazda5, mazda6, tribute, demio, mpv, lantis??? kasi sabi mo miata lang ang ok e. sama na rin ba dito yung mga kapatid nyan sa ford, volvo, jaguar, land rover, etc???
OT: makes me wonder lang kasi, ano ba ride mo bat hate na hate mo ang mazda? share ka naman ng SPECIFIC, DIRECT and PERSONAL EXPERIENCE mo handling a mazda, di pwede yung sabi lang ng friend mo ha.
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190 kph - 1996 mazda familia, stage 1 set-up (year 2001 skyway)
185 kph - 1997 honda accord vti, all-stock (year 2002 nlex)
185 kph - 2005 mazda3, all-stock (year 2005 slex)
180 kph - 1999 civic vti, all-stock (year 2001 skyway)
160 kph - 1989 mitsu galant ss - my first car, all stock (slex)
in all instances kaya pa ng engine kaya lang di ko pa rin ma-hit yung 200 kph na goal ko. yung accord nabenta ko na to get the m3. yung civic is a car for the family, but not mine. yung familia although prepped pa rin hesitant na ko to try to push that hard kasi matanda na mas malaki chance na maaksidente ako. so natitirang pag-asa na lang e yung m3. bago pa naman so intact pa. pag may opportunity, ako lang mag-isa at mahaba pa kalsada sa highway sana ma-hit ko na.
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edc, i don't know how the miata passed "your standards" when engine reliability, as you say, is your main consideration? THE 1.6L MIATA'S ENGINE IS A "B6" and THE FAMILIA'S ENGINE IS ALSO A "B6." the miata is just much quicker obviously because of the lightweight body and slight difference in tuning, but the engine, internals, blocks are basically the same. maybe you're the one who's into looks? or you just have no true idea of what you're talking about because you're preaching about something you do not understand or truly experienced?
there's no need to wait because the mazda brand is already tested in different parts of the world. it's just sad that the brand was mishandled in the 90s. when it comes to cars, there is this stereotyping thing in the phils even though there are a lot of good cars in the market. nissan, for one, also has a good line-up of quality vehicles.
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i agree with acidboy. mazda belongs to the ford group, so does VOLVO. the mazda3, ford focus and s40 shares the same platform and even some aspects of the design and possibly some parts and accessories. mazda retired the 323 series by introducing the mazda3 in 2004. the ford lynx is actually a rebadged mazda 323 (familia in japan and in here, protege in the US). i have a 1996 mazda familia and i still have it up to now. naka-stage 1 set-up lang but can still kick ass on the road. i've had no problems with it, just the regular maintenance.
i haven't heard of any recalls on mazda engines (B series engines used in 323s), so i'm surprised that engine pala problem nito. personal experience ko wala ko problema sa engine. hatak, hataw, kaskas, long drives, atbp. na ginawa ko sa kotse, my engine is still smooth. the mazda3 although still young, i would say (again based on my personal experience with the car), is right up there with the best.
mahirap mag-comment sa reliability ng engine kasi ang wear and tear nito depende na lang sa gumagamit, driving conditions and the way it is maintained. sa torque and horsepower pwede i-compare kasi it can be measured through the dyno.
my previous car na kasabay ng familia was a 97 accord vti. hanep din tong car na to, sarap i-drive and very comfortable lakas pa ng makina in stock form, but i sold it to get the mazda3. twice ako nag-overheat hanggang sa pinapalitan ko na ng radiator. other than that wala ko naging problem don and i enjoyed that car.
i wouldn't say na "konti" na lang ang mazda sa kalsada. may car club for mazda owners here and abroad. check the web. di lang kasing dami ng corolla at civic kasi di rin naman talaga ganon kadami ang production dito sa pinas to begin with. yung familia bihira ang may taxi pero the earlier 323 sedan marami-rami pa rin tumatakbo kahit dito sa makati.
dito kasi sa atin sa pinas, naging stereotype na pag kotse toyota lang talaga. if i remember correctly nuong 1989-90 bago lang din ang honda dito. laging sinasabi di daw talaga reliable kasi motor lang daw ginagawa ng honda, di pa daw tested kasi di pa nagagawang taxi, etc. but honda has proven the critics wrong. bilis nila mag-creep up sa car market. there was a time that the civic bested the corolla for the best compact sedan in the late 90s.
the point is you have to really try something and have hands on experience before making comments. we should not rely on hearsay then generalize (sabi nila ganito, sabi ng friend ko, wala yan sa lolo ko). there's no perfect car. kaya nga nagbibigay ng warranties ang mga car companies e. all has their advantages and disadvantages. it's up to the user to choose which car suits him/her the best or which disadvantage(s) he/she can live with.
based on my driving experiences, kung gusto mo talaga ng mabilis na sedan, get the civic (fastest in the 1.6L and 2.0L and very responsive sa modifications). If you're after better fuel economy, get a 1.3 vios or jazz. if those are not your top priorities and looking for more balance then i would suggest you try the mazda3, decent power, fuel economy, suspension, amenities, reliability and the looks at a competitive price.
i'm not connected to mazda ha. just my 2 cents.
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dude you can't go wrong with the mazda 3. i should know, i got one! hehehe. seriously, imo best value for money yung 1.6l. Each car has its own advantages and down side depending on each owner's taste and your objective in getting the car. for me the downside is that the backseat is less romy than my mazda familia and it does not come in manual transmission because they offer the a/t with activematic.
go to your nearest mazda dealer, so you can have a better feel and then compare it with other cars. if it's to your liking then pa-reserve ka na! mahaba pa rin pila sa 1.6l model nila.
Don't let the 105ps rating fool you. the engine has a enough torque for a 1.6l and a great gear ratio. you get the horsepower from the engine torque. in short, even in a heavier body (compared to the altis, civic, lancer, sentra and optra) it can keep up with the competition and even surpass them in long highways kasi yung 1.6l di umaayaw yung makina basta tapakan mo lang ng tapakan accelerator. there are those who claimed to have taken their 1.6l up to 205 kph. my personal experience so far is only up to 180 kph (NLEX-slowed down coz may nakita akong highway patrol from afar). Sa arangkada medyo mabagal kasi matic e. iba talaga ang manual kung arangkadahan. that's why the m3 is not for drag race or short sprints. for short sprints palaban pa din naman, just keep your engine working at higher rev ranges. kung may manual na m3 dito ibang usapan yon.
good luck!
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hello everyone! good thing there's also a thread for accountants, finance people and auditors! i'm also a CPA and currently a senior manager for internal audit of a diverse group of companies involved in the real estate business (housing and business parks), financial services, investments, property management and off-shore banking.
UST graduate, batch 98.
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he's correct. time deposits earn you only up to 8% p.a. less tax pa on interest, long-term td na yon. ang borrowing rate ngayon 10.25% to 14% depende sa financial institution. saka bro, yung loan mo for the 80% ang collateral non yung property. what will be your collateral for your other loan? personal loan ba to? pag binigyan ka ng personal loan na ganyan kalaki pm mo ko, maglo-loan din ako. :thumbsupsmiley:
tama lang na bayaran mo na yung 20%, equity mo na yon. lahat naman ng property acquisitions may equity talaga yung buyer unless bayaran mo ng cash in full.
opinion ko lang.