puki-man

We are going on another cruise in a couple of weeks aboard the Carnival Fascination. There's usually a lot of Filipinos who work on these ships. Does anyone know someone who works on Carnival Fascination?

ugaling pinoy? judging ng kapwa kasi pinoy. lahat ng lahi may good and bad.

kung masama ang ugali ng isang tao, dahil yun sa masama talaga ang ugali nya.

walang trait o ugali na pinoy lang ang mayroon.

kaya tigilan na yang ugaling pinoy. walang "ugaling pinoy" meron ugaling tao o hindi tao!

huwag kang mag tago sa ilalim ng bato dahil nandyan ang mga bulate.

pinagbibida ang kilala nilang mayaman. hindi na bale kung kurakot. kaya hindi umaasenso ang ating bansa. dapat kung alam mung kurakot e ipahuli mo sila.

fresh lanzones

Cozumel, Mexico taken on 4/14/2011

4/9/11 to 4/16/11 - Caribbean Cruise

4/27/11 to 5/3/11 - Las Vegas

5/21/11 to 5/25/11 - Universal Studios and Islands of Adventure, Orlando, Fla

We stayed here last August. I agree that it's a great place to get away from it all. It's pricey but it is well worth it. We have been to Saud Resort in Pagudpud and this is much much better.

where exactly is the Malugay location?

the WHO

Has anyone stayed at Sheavens Resort? How is the place?

Just ordered my third Invicta watch yesterday.

a bag of potato chips

Yup I agree that the D is back in Dallas. Good luck against the Vikes.

What happened to the cowgirls? Pantyhose too tight?

I can add a couple of things to the list of suggestions already given.

Try apartment rentals. You can find really good bargains in very good locations. The thing I like about staying in apartments is that you get to stay in a real neighborhood where you can mix in with the locals. Getting exposed to the local culture is one of the great benefits of traveling. You can visit www.homelidays.com to find apartment rentals.

Regarding the debate between taking the train versus flying, use your common sense. It depends on many factors, including where you are in Europe. Train service in Austria is not the same as it is in Spain. The frequency of schedule, cost, etc are not the same. Also, take into account the trip it takes you to get to the airport, go through security, etc. For example, if you are taking a day trip from Madrid to Toledo, you can take a Metro to the train station and then go to Toledo. I believe there are more than dozen trips a day between these cities and the round trip will cost somewhere around 10 Euros per person which includes the fare for the Metro. Convenient and cheap.

Finally, if you are traveling in Spain and will be using the trains, book through RENFE (www.renfe.es). If you book early, and the you get the Web Special, the savings is sometimes close to 60%. RENFE post the 62 days ahead (don't know why) so if you book exactly 62 days from the start of your trip, you will most likely get the Web special price.

Our next trip is to Cinque Terre in Italy this coming March. It will be with my wife and youngest son.

Have fun traveling.

Name droppers

Any recommendations within the Fort Bonifacio area? A place where you watch sports on big screens or even just people watch?

Fat Tire Beer

Actually, depending on the location, I may have just the buyer for him, anyways, how can you be out of your league here my maester?

The lots I own are located in Tuguegarao, Cagayan. One of the lots, situated right next to the Provincial Capitol, was the one that Carmella Homes considered. As I said, they decided not to move ahead due to the access road.

The one I'm getting ready to subdivide is next to the new St Louis University extension.

Let me know if you know of a possible buyer. I can get you in touch with my cousin who has the POA to represent me. We can work out a commission arrangement for your referral.

40 lots at 250 sqm each is already a commercial undertaking. With that kind of property, why don't you consider partnering with a developer? Let the latter take care of doing the subdivision, improvements and selling (including getting approvals from the Home and Land Use Regulatory Board) and just take in your share? I think dealing with a reputable expert will get you better results than what you will get here.

 

The experts here will know better, but my understanding is that a lot plan is a drawing that shows you the boundaries and shape of your individual lot, and a subdivision plan is a drawing that shows the boundaries of the subdivided lots from the mother title while a sketch plan is a drawing that shows your lot in relation to the other lots or roads in the area (rather like a map).

The 15,000 sq/m lot I'm planning to subdivide is too small for developers. They require a minimum of 7 hectares.

Actually, we already tried the developer route. Another lot I own was considered by Carmella Homes (owned by Villar) and by the firm owned by Sen. Guingona. Both firms really liked the location of the property. However, they both had a requirement that the access road leading to the property must be 10 meters wide. The existing road was only 8 meters so the deal fell through.

According to the agent, the fastest to turn the lot into cash is to subdivide it. The problem with going the developer route is finding a good one you can trust.

Thanks for explaining the different plans.

Hi Dr. PepPer,

Thanks for your advice. The agent told me that there will be over 40 lots if we cut into 250 square meter portions. Were you recommending titling all of the lots in one shot? Supposedly, if the subdivision plan has over 10 lots, it goes through a much more rigorous and expensive process. For instance, it is supposed to be approved by the Housing Authority. I'm not sure if you were aware of this regulation.

I'm still confused about the difference between a lot plan, subdivision plan and a sketch plan. Can you explain the difference?

hello real estate experts....

I need a little help on process and terminologies. I'm a Filipino based in the US who inherited real estate properties in the Philippines. The lots I inherited are in a high demand location but the lot sizes are too big. In order to sell them and get the best profit, I'm told that I have to subdivide them. I'm getting ready to do that to one of the lots. The agent I have contacted mentioned getting a lot plan drawn and then title the subdivided lot when a buyer is found. Other people I have contacted mentioned a subdivision plan and also a sketch plan. Are lot plan, subdivision plan and sketch plan different documents or are they the same?

Also, what exactly is the process that I should follow if I want to subdivide the lot and sell the smaller portions? The one I'm thinking of cutting has a total of 15,000 square meters. A relative, also an heir, recommended that I cut maybe 8 small lots at 250 square meters a piece and keep the rest as one big lot. When the first 8 is nearly sold, to cut more small pieces.

I would appreciate some insight on how I should go forward with this.

Cuban Mojito

Its possible to convert those f.dbx files to pst files or vice versa but you will have to purchase a DBX-PST Converter Software. I can't find any freeware for it.

Thanks for checking.

imho, pwede import dyan ah.

The import process is not useful because the Outlook Express folder is corrupted. There are many .DBX files under the folder in which the saved emails are not showing when I open up Outlook Express. I would like to get to the individual .DBX files under the folder and convert them one by one so I can reover my old saved emails.

Does anyone know how to convert emails in OutLook Express DBX files into Outlook PST files?