niccolo_19

Winning in a sports tournament sa megamall. Getting so badly drunk sa Sunken Garden at katabi ko ang suka ko. Smoking hash the whole night, and accidentally acing a multiple choice exams (dakilang tsamba!). Having sex with the GF in her apartment before coming to class, parehas pa kaming bagong ligo pagdating sa classroom and we get THE STARE, hahaha!

Hay UP, academic excellence is just half of the story... ;p

if you're after a sci-fi/fantasy book that doesn't resort to overused story plots.

 

Sergey Lukianenko's tetralogy (Day/Night/Twilight/Last Watch) is a winner.

 

despite the fact that the version you'd most probably be reading will be translated from the original russian, i'm betting you'd get the impression that this isn't your usual story borne out of a formula.

I agree this series is a fresh take on overused themes. The way I read between the lines, it's almost philosophical in nature and more mature than other sci-fi's... ;p

The movie (in Russian) also looks amazing, kaya lang hindi ko pa natatapos since the copy I had before ran out of subtitles in the middle. I heard the Twilight watch is currently in production - or was it released?

Job Title: Researcher

Salary: 12,000 SAR around 1.9 M per annum + bonus based on performance evaluation ;p

Perks: Travel especially when you are doing multi-country projects/ networking/ occasional intellectual masturbation/ low cost of living in Saudi -- almost the same as Philippines even lower i guess since i just walk to my office... ;p my house is just for 1k SAR per month ;p approx 13,000 PHP food is cheap. and you get to know which product will come out first in the market. ;p 1 month vacay that you can actually use.

Cons: No MPAs, no beer (yet), censored but fast internet connection (though I can easily bypass them, still...), Occasional long work hours during report time

Is this store located where those hobby shops are? Kanina lang I found 2 stalls that sell adult toys in that lane.

Yes yun nga, I was there last week and they feature a lot of transformers in that Lane, I forgot the stall number/name but it is there may 2 stalls nga dun...

Eversince it was my favorite lane ... combining my two favorite 'toys' hehehe...

depende e...

console -- for some good ol' button mashing fun

pc -- pag gustong magisip, strategize and to some extent socialize

kasi pang soloista ang console e...

my first job was a year ago -- 19k at dahil nahuli ang pay 1 1/2 months siya mga around 30 ata less tax, bumili ako ng kama, cabinet at aparador and gave 10k to my mom -- utang ko.. hehehe

Good choice yan... I presume you understand that balanced fund means some amount is on equities (Stocks) and some are on bonds. This is a generally easy, simple investment choice with manageable risks. Their portfolio is relatively risk averse (blue chip stocks... highly rated bonds)

However, you should know that Sunlife, unlike Philam life and a few other balanced funds have the flexibility to shift between bond and equity anytime they want. Their policy limit (i think) is 80%, meaning at most 80% of their total fund can be placed in either bonds or equity. This shifting of money is totally up to them.

 

Sunlife's balanced fund is mostly on equity right now (at the limit). Which is good since bonds are down and equities are up.

However, the false sense of security here is that people think they can suddenly shift from one type to another everytime the stockmarket dips. They won't do that. They have too much money to easily shift (meaning are their enough bonds in the market to buy? or TBills?), plus they don't just shift based on short term fluctuations...

 

So, you still get quite a bit of ups and downs on the fund value... but again at the end of the day, given the competency of their fund managers, and their low risk portfolio... this is still a nice little investment choice for anyone who wants to start in mutual funds.

 

my two cents here. :thumbsupsmiley:

I agree, I have just bought the Sunlife Product 2 months ago and I am well on my second quarter now.

I had my plan invested 70% on equities because of the growing market. My basic understanding is to do this when the economy is rising and to shift your funds when its starts dipping although in the long run, mas marami ang return ng equities.

On the otherhand, since i am an employee, i cannot manage my money as i do not have time for it, so it is wise to leave it to Sunlife's Professionals to do the managing for you and it is relatively safer kasi naman diversified na yung portfolio nila.

It has to be the following for me:Diablo IIStarcraft Warcarft - Orig and Expansion isama na ang DOTAhalata bang Blizzard fan ako?God of War 1 and 2Prince of PersiaPokemon (Gameboy)Legend of Mana / Seiken Densetsu (yung old school na nintendo)Mario 3Final Fantasy 12It really doesn't matter which platform/generation the game was from so long as it made you happy not to mention engaged/sedated/tranced/devoted to it during the time you were playing it -- regardless if newer games offered better gameplay or graphics etc.so the winner i guess is DIABLO II!though i doubt if would still want to play it now, but looking back... hehehe!It has to be the following for me:Diablo IIStarcraft Warcarft - Orig and Expansion isama na ang DOTAhalata bang Blizzard fan ako?God of War 1 and 2Prince of PersiaPokemon (Gameboy)Legend of Mana / Seiken Densetsu (yung old school na nintendo)Mario 3Final Fantasy 12It really doesn't matter which platform/generation the game was from so long as it made you happy not to mention engaged/sedated/tranced/devoted to it during the time you were playing it -- regardless if newer games offered better gameplay or graphics etc.so the winner i guess is DIABLO II!though i doubt if would still want to play it now, but looking back... hehehe!

Market Research, Sales & Programming (a long time ago) ;p

pre, maganda ba ung god of war 2? kelangan ba dumaan ng 1 para makuha ung istorya o ok lang na 2 agad ung lalaruin?

Yup da best, I suggest na dumaan ka muna ng GOW 1 kasi may mga story elements na mamimiss out mo otherwise... Also I think GOW 2 is easier kung dumaan ka ng 1...

God of War 1 & 2 (I think was voted the BEST PS2 game ever)

Final Fantasy XII

Prince of Persia - Two Thrones

Tekken 5

Binili pero hindi pa tinatry:

Shadow of Collosus

Dawn of Mana

Maganda ba to?

hehehe

Might I add that aside from those you mentioned I was able to buy a Cyberskin p**sy sleeve in Greenhills. In one of those stalls 2,500 ang isa, and it is very durable I bought it last year christmas time, and it is still 'functional'Might I add that aside from those you mentioned I was able to buy a Cyberskin p**sy sleeve in Greenhills. In one of those stalls 2,500 ang isa, and it is very durable I bought it last year christmas time, and it is still 'functional'