Jollibee89

Time deposit rates are seen to decline in the coming months. Better if you can invest in a bond which has a tenor of 5 yrs. So you may lock yourself to a much favorable rate already.

You may also want to try metrobank's short term UITF. Historically, this fund had generated 4.5% net p.a. though the future results are still not guaranteed.

You may try applying for an HSBC credit card. They're lenient when it comes to documentary and employment requirements. HSBC was my first credit card that i got approved of when i was still a proby in my first ever job.

Can't UITFs uield 8% gross a year?

Hi, Yaplan.

If you are willing to invest in local equity (stocks) UITFs, 8% gross is achievable. However, always remember that the higher the risk, the higher the return. With local stocks UITFs as well, dapat you should have an investment horizon or willingness to stay until 5 years. This is mainly due to the historical performances of the stock market having best results in 5 yrs. Time.

Huge fan of MILFs here.

Game over.

Matagal pa ba?

Lakas maka-blue balls hahaha

Maitim armpit. Hahahaha