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bad dogz

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Posts posted by bad dogz

  1. I look into my portfolio just now that i started almost 5 years ago and my average annual return is 13.12%.

     

    Personally i dont like bonds kasi over the long term, they almost always outperformed by stocks. And also for me i still have 7-10 years bago ako maging financially independent so im OK to be 100% in equities.

     

    My main challenge now is kung papano ko ba maco control ang spending habits ko to increase my savings rate e.g. i just bought Sony A7 III (fullframe mirrorless camera) and some prime lens this week. Oh well, we all need a hobby and live a little.

    thank you for sharing, do you consider 13.12% return a good return?

    I don't like equities because I don't have time to monitor them so I just put my money in to mutual funds.

    I also bought the same camera last year, it is a great camera but expensive lens.

    What do you mean by financially independent? I think everyone has there own definition.

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