arabianknight

any lawyer to recomend for my annulment? pls pm me. tia

Hindi ako legal adviser kundi practical adviser. at ang advise ko sa iyo ay mag-backread ka naman.

 

Ayan may kasagutan si Tito jopoc sa tanong mo

Thank you tito jopoc

May nag-ooffer ng none appearance pwede daw maannuled ang kasal.

Scam ba to?

Good day sa mga mababait na legal adviser ng thread na ito.

Sana may makatulong sa problema ko.

Hiwalay na kami ng legal wife ko ng 12 years. May 2 kaming anak. Naghiwalay kame nung 15 at 12 years old pa lang ang mga anak namen. Naiwan sila sa mother nila dahil OFW ako na every year lang umuuwi sa pilipinas. Pero napagtapos ko na sila sa college.

Nagkaroon ako ng ka live-in at nagka anak ng isa. Hindi rin kame nagtagal dahil hindi ko siya mapakasalan.

Baka kapag nagkaroon ulit ako ng girlfriend dun din humantong sa hiwalayan dahil hindi ko din siya kayang pakasalan.

Lately kinausap ko ang legal wife ko na gusto ko na din lumagay sa tahimik at gusto kong mapa annulled ang kasal namin. Pumayag naman siya kung yun daw ang magpapasaya sa akin at kung balak ko pa daw mag-asawa ulit. Hindi na siya nakipag relasyon kahit kanino simula nung maghiwalay kame. Basta nandun pa din ang suporta ko sa mga anak ko ay okey lang daw sa kanya.

Ano po ang chance na mapa annulled ko ang kasal namen na kahit nandito ako sa ibang bansa eh magmomove ang petisyon ko for annulment.

Maraming salamat po.

i'm a soda lover and i,ve tried pepsi max and coke zero in different places (other countries) it taste great.

but the same soda in the philippines, the taste are totally different, parang kulang sa timpla. matabang.

you don't invest in equity & expect to gain from it in 10 months. i think.

 

uitfs are supposed to be mid to long term investments. kung gusto nya ng sure gain in a short span of time eh sana nag SDA na lang sya, IMO.

sir kadafy. any idea what is the minimum placement for SDA, which banks are offering this type of investment and what is the minimum holding period?

a friend of mine lost p200k investing in equity for 10 months, nag-out lang siya this week.......

this is the reason why i don't want to put all my savings to equity investment.

My suggestion is put it all in an equity fund and watch it grow!

thanks to your advice mr.mahilig.

but what i understand to all financial term is "diversify" is the key word.

i don't know if my understanding is right.

Be nice to all. make friends not enemies.

Remember, if the company is in need of a cost cutting.

Those ass hole are in the top list.

Considering that this is more likely a five year investment horizon, you may choose to invest in a corporate five year note or a Tier Two offering. Since it is for at least five years, it is tax exempt and will at least put you ahead of inflation. If you don't feel comfortablw with choosing a five year instrument, try to visit a trust department and let them invest it for you for five years.

Thanks Doc to your advice.

Yes, this will be in a five years investment horizon. But I don't have any experience in other investment as you mentioned. My other investment are simply US$ TD, PESO TD and savings accounts. Do you think for a novice like me, if I try the UITF or Mutual Fund will serve my purpose?

Ex: 50% equity or balance fund

30% money market

20% bond

Note: Im willing to take the risk for equity investment coz i still have the time to recover the lost.

Thanks.

Guys I need your advice.

When my daughter was 1 year old, I got her a pre-need plan for her college. And you know what happened with these pre-need companies. Our investment for her college was gone.

Now I want to start again to invest for her college but for sure not a pre-need plan.

Assuming that she will take 5 years course and it will cost PH100,000 per year for her tuition with the current average tuition fee. That will requires me to put PH500,000 for her college fund.

She will be in college after 5 years from now. Take the inflation average of 7% per year, the value of 500,000 college fund will not be the same after 5 years. Maybe I may need to put approx. PH700,000 that time when she will attend college.

My question now is, if I have the PH500,000 now, WHERE to invest this amount just to at least beat the inflation rate or to gain at least in a minimal interest after inflation.

TIA

This is a nice thread and it seems a lot of smart guys in the field of personal finance are in the house. :cool:

I read a lot of forum about UITF and Mutual Fund. But the thing which is not clear for me is "how to calculate the gain of your investment. Let say...

NAVPU = 1.000

Invested = 100,000.00

I kept my money for 3 years. When the time to pull out my investment the NAVPU is 1.150.

How much gain with my investment for 3 years?

What is the % interest per year?

TIA

hello to all experts here.

had anyone tried this CELL-TECH HARDCORE Creatine. any feedback?

my goal is to build muscle. i had tried this GNC Pro Performance 100% Whey Protein but i noticed a little improvement.

just got this Cell-Tech Hardcore 4.5LB. hope i picked the better supplements to build muscles.

160 kph - toyota corolla

200 kph - toyota camry

teenage life ko late 70's at early 80's kaya para sa akin da best ang 70's at 80's. simple lang ang buhay walang maraming gadgets...

Ako po ay isang OFW, ang masasabi ko sa serbisyo ng mga taxi natin ay BULOK.

Nakakahiya sa mga turista dahil ako mismong Pilipino ay nakaranas ng bulok na serbisyo.

Tuwing magbabakasyon ako sa Pinas ay dinadala ko ang pamilya ko sa Duty Free. At tuwing sasakay kami sa TAXI hindi pa kami nakakaupo nanghihingi na ng dagdag ang driver bukod sa aabutin kung magkano ang nasa metro. Sa 18 years kong pabalikbalik ng pinas LAHAT ng taxi na nasakyan ko ganun ang approach sa akin. Kahit ang mga taxi naman nila ay bulok din, yung aircon nga malamig pa ang hangin sa labas kaysa sa buga ng aircon nila. Dapat serbisyo muna bago manghingi di ba. At yung tip ay kusang binibigay naman ng pasahero yan kapag maganda ang serbisyo.

dirty politics.

With the stats you have given me, you definitely need to put on more muscle and should cut down your cardio

Thanks coach Olympus.

Hi to all experts here, I’m a newbie and need some advice.

If I’m doing a workout 3x a week and doing cardio between the workout, should I lose some muscle? i just want to lose fats on my mid part not muscle. Im 130lbs, 5’5” and have a BMI 24%

Monday – workout

Tuesday – 1 hr jogging

Wednesday – workout

Thursday – rest

Friday – 1 hr jogging

Saturday – workout

Sunday – rest

Is this a correct program?

Thanks

I suggest you invest in a US Dollar investment vehicle. The Peso is still very strong and there appears to be no shortage of dollars. There are several UITF Dollar funds for you to choose from.

Thanks a lot Doc!

Hi Doc Pepper,

Good day!

If I have $4,000. right now,

1. Should I invest on the same currency? Which is best for short term (minimum of 3 months) then roll up.

2. Or should I wait for the weaker peso against dollar then convert my dollars? Then invest the money to UITF.

Thanks.

Toyota Land Cruiser or Honda CRV. :cool:

newbie lang po.

lesson i've learned today, check muna ang grammar at spelling bago ipost.