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between_angels

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Posts posted by between_angels

  1. mga sir follow up lang po, yung RA 8484 defrauding of creditors. with regards to the unpaid credit card. exam week kasi kaya ndi ako makakausap ng lawyer, probably next week pa ko punta lawyer. medyo naguguluhan lang po ako kasi it can be a criminal case against me. :)

     

    thanks po.

  2. mga sir regarding ulit sa credit card. the case was already filed sa makati rtc. and meron criminal case na violation or RA 8484, defrauding of creditors

     

    any one familiar with this one?

  3. They cannot garnish something that you have not earned yet. Bank accounts can be garnished, unpaid salaries cannot. I think this is what he was concerned about

     

     

    thanks mga sir,

     

    one more question, civil case ba reflects in nbi clearance?

     

    kxe i have plans in working sa singapore anytime soon eh di ko sure kung reflect un sa nbi clearance ko.

     

    thanks mga sir.

  4. Credit cards usually "age" delinquent accounts. At 60 days all you will get I think will be persistent calls from the collection agency. At 120 days they might pass it to their legal for filing of a collection case. They cannot attach your salary because salary deduction requires the consent of the employee and employer. What they can attach are properties, real or chattel that are under your name. Attachment is only available once a civil case for collection has been filed with the courts. NO you will not be sent to jail as there is no criminal liability for failing to pay a debt.

     

     

    mga sir iv got the same problem, past two years na ko hindi nakakabayad kasi i stopped working and went back to school, and nakapag file na ata sila ng case sa makati rtc, is it 100% sure na civil case lang file nila? subpoena lang ba lalabas?then warrant?is it possible na magkaroon ng off the court settlment?

    salamat po, medyo bothered na ko eh.

     

    salamat

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