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Bad_Wolf

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    Internet Marketing?

    in Service Reviews

    Posted · Edited by Bad_Wolf

    Hi All!

     

    I have signed up with adsense but I haven't been actively blogging so far. I am looking forward to earn from adsense. However, I am doing a lot of affiliate marketing as I am currently employed by an Australian-based web company.

     

    Btw, we are currently looking for affiliate marketers.

     

    As an affiliate marketer, you will earn $/commissions for every referrals you make using your own unique affiliate link. You can earn recurring income (same commission amount) monthly if your client goes for the monthly plans. So here's the run down of the offer:

     

    We are selling 1 Business system, an all in one online business/website system for small, medium & large businesses. Basically it is a website/enterprise system where it integrates a website+CRM+CMS+Forums+Blogs+Email Marketing+Ecommerce/Shopping Cart, etc. We will provide product knowledge and free internet marketing training

     

    This is a legitimate product with using a Business to Business (B2B) model.

     

    By the way, Affiliate Marketing is nothing more than Referral Marketing. Affiliates earn if their referrals to the main website

    will perform a specific action: buy the product or sign up an inquiry form (leads).

     

    Affiliates / Referrors are assigned a unique URL by the seller. Once a prospect clicks on the link, this particular account is now tracked & credited exclusively to the referror/affiliate (no sulutan) for a set period (in our company's case, it's one year...others like Commission Junction - 2 to 3 months only).

     

    How do affiliate marketers sell and spread their affiliate links?

     

    Through blogs, forums, emails/personal selling, advertising...anything goes as long as the affiliate doesn't violate the terms of the affiliate agreement and use unethical methods.

     

    For more info, please pmail me or check out the 1business system website.

     

    By the way, we have a free trial you can sign up so you can check out the system yourself. I assure you it's a very useful tool and you will be proud or at least not be afraid to sell it.

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    Real Estate Investing 101

    in Money, Finance, Investments, Crypto, Stocks, Banking, Business, Loans

    Posted

    As for land values, it may be a temporary thing...but as usual, people will still need space to live and work. However, here's my fearless forecast: There will be a mad rush for RFO Condo units. Preferably those located 3rd floor and above :thumbsupsmiley:

     

    So if you have listings, maybe this is the time to bring them out.

     

    hi real estate experts!

     

    maybe someone could give his/her analysis on how the recent typhoon (Ondoy) will affect

    the local mortgage market. I'm afraid pasig/cainta/marikina/qc land values will plummet. :(

    Real Estate Investing 101

    in Money, Finance, Investments, Crypto, Stocks, Banking, Business, Loans

    Posted

    Hello everybody!

     

    I am a licensed real estate broker too with concentration on properties located in Bacolod, Iloilo & Cebu. I am also involved in internet marketing and consulting for other realty companies/brokerage houses.

     

    Hope you can help me out with this 5-question survey on Real Estate Brokers & Agents who do their marketing/selling over the internet. The answers you will give will help us come up with new widgets & applications that would enhance your selling/marketing efforts.

     

    Alam ko hindi biro magbenta even in the internet. Maraming ahente at broker nasa cyberspace. Basically I want to find out what tools that can be useful to make you stand out among the clutter. For this survey, it's about video and how we can use it to promote our properties & generate leads efficiently.

     

    Hopefully you can help me.

     

    Here's the survey link (just 5 questions lang)

     

    http://www.surveymonkey.com/s.aspx?sm=EZyl...4gBwwrEuQ_3d_3d

    Celebrities You Just HATE

    in TVs, Movies, The Stage & Showbiz

    Posted

    my list...not really a hate list...just people I would like to ignore (although that would be tough since my wife, daughter and the rest of the household hold the remote control 80% of the time...bihira lang CNN, Discovery, ESPN, NatGeo & other informative/brain stimulating programs...haaay...ganun talaga ang buhay...di bale may internet naman)...

     

    Kris A.

    Annabelle Rama...sama mo na rin si Ruffa G.

    Cristy Fermin

    Baron Geisler

    Piolo Pascual

    Singers who keep using revivals (can't you sing or write originals?!)

    Sam Milby

    Goma

    Gretchen Barreto

     

    Mostly kapamilya kasi kapamilya channel dito heheheh!

    Bible Versus Science

    in Religion, Philosophy & Personal Reflection

    Posted · Edited by Bad_Wolf

    yes, why does it have to be versus?

     

    It's like apples and oranges to me. These biblical scriptures have been around (especially the 1st 5 books) for thousands of years before the modern scientific method was used to study and search for answers. Whether these books were meant to be taken figuratively or literally or these were just a bunch of allegories /stories to teach lessons remains to be seen.

     

    I would like to believe that knowledge is in a constant state of evolution. There are no absolutes.

     

    Like tayo ngayon, here right now...in the year 2008, we may be correct in saying..."as of year 2008 A.D. we think the events in the Bible are total hogwash based on logic & prevailing scientific studies."

     

    500 to 1,000 years from now, who knows what they (the future posters...if may MTC pa siguro by that time heheheh!) will be saying in light of new discoveries, new events, new methods discovered and adopted through the years.

     

    para sa akin, all of these are just...katuwaang discussion. pakutaw sa utok as well visayans say. but hey, i love reading the passionate posts here...so keep it coming.

     

     

     

     

     

     

    i don't even know why there is such a thread like this. i mean, VERSUS? what the hell?

    The Legal Side of Real Estate

    in Legal

    Posted

    depends on what type of real estate business you want to get into. there are a lot of specializations as far as real estate business is concerned. You can be a real estate dealer (subdivision, condo, townhouse, etc. unit development or buy & sell), wherein you may money from the proceeds from the sale or lease of real estate units. This entails large amounts of money as land, construction/development costs are quite high. You can also be a service provider (broker, agent, etc.), not much money involved here but as with any profession this requires a lot of know-how, background knowledge, experience, people skills,etc.

     

    How much money do you guys recommend to get into real estate?

    The Legal Side of Real Estate

    in Legal

    Posted

    yup, tama ka bro...this is a business question. advertise ka lang or get a really good broker to negotiate a joint-venture agreement with a developer. You may also consider cashing out by selling the entire property. Getting into JV requires certain know-how and background on your part. Baka maisahan pa kayo ng developer or lopsided ang sharing nyo.

     

    imho, sell it.

     

    This is really a business question. My suggestion is to put up a sign on the property giving your contact details or put an ad in the local papers.

    The Legal Side of Real Estate

    in Legal

    Posted

    naghihintay pa rin po ng sagut ito :(

     

    For Pag-ibig financing as well as other banks, they use the diminishing balance system of mortgage. Diminishing balance means, the interest will only be applied on the running balance.

     

    So for instance 1M yung bahay, and you paid 12 months na tag 9k+/month (granting ito lang ang binayad mo na monthly..hindi sosobra sa required monthly amort mo), at the end of the 12 month period mo, ang running principal balance (meaning yung actual na hiniram mo less interest component ng monthly amortization) mo will be less than 1M (although usually sa 1st year, maliit lang ang bawas lalo na if very long term loan mo like 30 years).

     

    So if say after the 12 months payment mo ang principal balance mo would be 960,000 (assuming 40,000--for example---ang nabawas sa principal mo, but better ask an updated statement from pag-ibig for the actual principal balance amount), then nagyad ka ng 500,000...bale 960,000 less 500,000 = 460,000 - new principal balance.

     

    So what does this mean na maliit na ang principal balance mo? It means 2 things, 1st you save on interest payments since the interest will now be based on the diminished principal balance (kaya diminshing balance system and tawag nito) and 2nd, hindi na aabot ng 30 years or 360 months para ma fully paid ang property mo assuming again na you will continue paying strictly only the required monthly amount of 9k+/month.

     

    Ang formula kasi ginagamit diyan is...

     

    principal x 12% divided by 365 days = daily interest x 30 days = monthly interest component

     

    if balance is 460,000 x 12% = 55,200/365 days = 151.23 x 30 days = 4,536.98 - interest payment for the month

     

    Monthly amortization: 9,147.39

    less 4,536.98 - interest payment for the month

     

    4,610.40 - principal payment

     

    So itong principal payment will be deducted from the principal balance of 460,000

     

    460,000 less 4,610.40 = 455,389.60 - new principal balance which is lower and when applied in the next month ng usual formula, baba ang interest mo kasi maliit ang principal na tatamaan ng interest compared to the previous month.

     

    With the new balance na 455,389.60, ito naman ang apply natin the same formula:

     

    principal x 12% divided by 365 days = daily interest x 30 days = monthly interest component

     

    if balance is 455,389.60 x 12% = 54,646.75/365 days = 149.71 x 30 days = 4,491.51 - interest payment for the month

     

    notice mas mababa na kaysa previous month ang interest payments mo compared sa previous months.

     

    So ganun lang yun until maubos na ang principal. Siyempre if you pay more than the required monthly due of 9k+/month, mas magaacelerate ang pay off period mo and maka save ka pa lalo sa interest.

     

    Anyway, after 30 years, mataas na rin value ng property mo. Besides after 10 to 15 years, ang 9,147.39 monthly mo mas mababa pa kay sa litro ng gasolina o pang bayad sa massage parlor hehehe! :evil:

    The Legal Side of Real Estate

    in Legal

    Posted · Edited by Bad_Wolf

    good advice moed.

     

    Another option for buyer is to hold on to say 10% of the total selling price and give it to the seller once he shows the receipt of the CGT payments. Better yet, have someone trusted or the buyer himself accompany the seller to the BIR for assesment and to the bank where he pays the CGT. Kaliwaan style.

     

    Another variation for buyers...issue the payment to the seller less CGT, dox stamps, etc. Tell the seller you will take care of the BIR payments so that processing of the transfer and registration of the title will be faster. As the buyer, it is in your interest to have the title transferred to your name asap. For sellers, letting the buyer pay the capital gains tax, dox stamps is a time saver (hindi ka na pupuntang BIR,etc.). Just make sure everything you agreed on is put to writing.

     

    Other arrangements can be as long as both buyer and sellers agree to it and all done as what masi said..in good faith.

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