There is a PRU product that used to provide 4% guaranteed payout (1% per quarter) that they sell promotional offers from time to time to 6%. Got mine about 2022 or 2023 in the 6% (quarterly payout of 1.5%) and any succeeding topups for the next 5 years from effectivity date are qualified for the same rate. Found it better than any Bank Time Deposit but still the investment is still appreciating/depreciating based on the market performance of where the funds have been invested by PRU.
For context, say I opened an account in June 2023 for 100k. Come Sep, lost some value and saw it was valued only at 97,500 (earned 1.5% out of this 97,500 by end of Sep)
Dec it was 98,200 (1.5% again was deposited to my enrolled bank account by end Dec)
Jan, I funded another 100k. Checked March that the value recovered to 200,100 (1.5% again based on this by end March)
And so on.
I would say there are way better investments out there like REITs that pays dividends quarterly but if you're considering only pure investment product from insurance companies, Sun, AIA may have a similar product like this one from PRU and best to have an agent on contact to inform you for such promotions.