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Vince Vaughn

I just want to ask what's the best i can do for this.  I'm eyeing a house & lot package worth 5M, if lot only that would 1.8M. 

 

Both requires a 20% downpayment (1M for house & lot and around 300K+ for the lot only).  The 80% can be paid in lump sum via a bank loan or pagibig loan after 24 months.

 

I have a time deposit pero I don't want to use that for the downpayment because it's earning interest na.  I'm thinking of availing a pagibig loan to be paid in 5 years (the shortest term).  However, will that affect my loan application for the 80% balance (two years from now).

 

What should I do, I mean what could be my best move for this?

 

Hope to hear from you, thanks, thanks.

<{POST_SNAPBACK}>

Use your time deposit as downpayment. If mag-loan ka just for the downpayment, you will lose more. Mas malaki ang interest sa mga loans as compared to bank deposits. Magkano lang ba interest na earned mo for the time deposit?

Much better if distilled water (e.g. Wilkins) ang ilagay mo sa radiator. Ingat ka lang sa coolant. Too much coolant additive will damage your radiator.