jack08

Good Day

 

We are thinking of rebuilding our parents house / build a new house. I am currently inquiring about financing this project (READ: PAG IBIG... He he he).

 

Went to the seminar and trying to complete our requirememts, etc. etc.

 

One problem that we have is, should we start this project. We need it to finish it quickly and within budget. What I imagine is a rough finish but we can work it out later. What I want it for it to be built to last (like my old grand parents / parents house) and divide it into 2 to 3 separate separate house (me and my sibling and my living parents). Did I mention that we are currently living in the said house?

 

I've notice that alot of new building todays are built using the steel frame. (please correct if Im wrong). I also notice that they finished rather quickly.

 

My question is: Which is better? Steel Frame house or tradition construction. in terms of cost, quality, etc. etc.

 

Also, my house is not readily accessbile from the main road. (READ: Nasa looban kami at masikip and eskinita)

 

Comments and suggestions please.

1. kung PAGIBIG loan house mo, baka di matapos ng maayos at sa oras kasi mabagal mag release ng pera.

2. Kung steel frame roof, concrete wall yan ang ok. remember may kalawang sa steel kaya di dapat buong bahay ay yari sa steel.

BSP rate cut

means the BSP lowers its overnight borrowing & lending rates facility to banks in good standing with them. overnight may mean 1 day, 7 days, 15 days, 30 days. Every once a month the monetary board of the BSP will held a meeting to establish the rate. It may either go up or go down depending on their analysis of the market condition.

It does not follow that a rate cut will mean a lower interest rate on your corporate or personal loan. It depends on the bank which gave you the loan or how it is established in your loan contract. the BSP rate is only a guide or reference point.

Only the borrowers from BSP, whch is the banks, will benefit directly from a rate cut.

use their service 2 years ago. ok naman. paid online and delivered at my address in a few weeks. may tracking number so hindi nakakakaba

bdo, bpi, metrobank and all the other big banks are generally stable. yung sa amerika at europa lang ang may problema kasi pinasok nila ang negosyo ng derivatives. e yung mga bangko natin 'pawnshop' mentality pa lang, medyo beginners, kaya swerte di tayo halos kasali sa krisis.

tulog muna lahat ng mahimbing.

teban,

preferred shares of stocks are usually not listed sa PSE. common shares lang karamihan at yung mga series A,B,C,etc. yung class A and B sometimes hindi rin listed ang share price to be sure check with the company itself (usually may investor relations department sila) kung wala naman better talk to their stock transfer agent. Kung may stock broker ka, duon ka na lang magpa assist

balik ka sa SEC at get the list of requirements for dissolution. kung masyadong masalimuot, e ang SEC eh hindi naman nag iisip, hayaan mo na lang i cancel nila mismo (kasi pag more than 3 years kang walang GIS -general information sheet at annual financial reports, malamang i-cancel nila partnership nyo). pero make sure, check mo procedures ng SEC for cancellation

binasa ko pages 1 to 12. ang dami kong tips natutunan lalo na sa mga girls.

try to bear with us. It's our genes, it's hard to avoid seeking happiness everytime :hypocritesmiley: