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nayr

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Posts posted by nayr

  1. ang girl na nakat-bak? da best! sympre ang libog lahat ng tao parepareho lng.. tyempuhan lng kung kelan ilalabas!;)sexy sexy ang girl na nakat-bakang girl na nakat-bak? da best! sympre ang libog lahat ng tao parepareho lng.. tyempuhan lng kung kelan ilalabas!;)sexy sexy ang girl na nakat-bak

  2. I read the entire thread from first to last page and can't help but wonder....NO Philippine bank has good service since all banks here were mentioned to have bad service.

     

    Siguro, a few insights:

     

    1. When a bank is big, definetly people place their hard earned money on them for reason of security. Bank's selling point is their huge network and financial power. If banks has these, it attracts people. Therefore, with lots of depositors, there would be lots of transactions, thus the many people you see queing over the counter.

     

    2. Banks are strict in opening accounts because they are mandated to "IDENTIFY" the would be depositor. Bangko Sentral ng Pilipinas mandates banks to require various identification documents of clients for purpose of AMLA or the Anti-Money Laundering.

     

    3. Systems are not perfect, so are leased lines thus the occassional OFF-LINE.

     

    4. Banks develop their own Electronic Banking facilities to lessen transactions over the counter. So, if you don't wanna wait just to pay your credit card, apply on your bank's internet or phone banking facilities, so you can pay your bills at the convenience of your office or home and avoid the long lines.

     

    At the end of the day, no bank is perfect. Big or small, the thoughest job of bank personnel is pleaseing their customers.

     

     

    well said!!! :thumbsupsmiley: swak na swak hahaha :upside:

  3. sa tibay tlga.. toyota ang maasahan.. meron kaming toyota 2 units isa since 96 pa.. pagnakita nyo gud as new pa... yun isa naman corolla 2000 model la pang major repair na ginagawa.. tlgang reliable paggusto nyo ng kotseng pangmatagalan.. pero if you plan to change from time to time kahit ano pwd na.. since ur willing to change it after a few years.. :cool:

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