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meet_joeblack

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Posts posted by meet_joeblack

  1. in my experiance as a real estate broker, i think ok real estate ngayun, coz most of our clients are pulling out there money from their respective banks and binibili na lang nila ng property and rent it out sa mga expats. i think maganda real estate nowadays and maganda paring investment and real estate. wala kang lugi. hehe. i sell and rent out condos along manila bay and other manila areas.

  2. imho, bluff lang yan nung collection agency to where the account was sold to, para maka commission.

    they cannot do anything about it kung talagang walang capability magbayad yung friend mo. they should have at least accept it and offer a repayment scheme.

     

    tell your friend to talk to the bank and not to the collection company. ang purpose ng collection company is kumita din sila.

     

     

    sir maraming salamat sa advice. :thumbsupsmiley:

  3. Have your friend get a lawyer from the PAO or the IBP Legal Aid Office. The law firm is misrepresenting what RA 8484 says. The law punishes the obtaining and/or use of credit cards through fraud and/or deceit. It also punishes the tampering and counterfeiting of credit cards. The mere fact that your friend is unable to pay does not make him liable for credit card fraud. His liability is merely civil in character.

     

    Thank you sir sa reply, i will tell my friend about it. Then ask ko rin po pede rin ba siya makasuhan ng criminal case? Saka yun pagbayad niya ng amount , let say the bank requires him to pay 10,000 monthly pero kaya lang niya 3k or 1k basta makabayad sya kasi may other expense din sya, pede ba siya kasuhan ng ganun? tnx po sir.

  4. Sir ask ko lang po. lasi may kaibigan ako na kaksuhan daw ng isang credit card company, my friend is willing to pay pero yun binabayad ng friend ko ayaw tanggapin dahil maliit lang. ang gusto is bayaran yun full amount whci is 100k plus or monthly na 10k, di kaya bayaran ng friend ko. then the legal office send a leeter to my friend na kakasuhan daw ng republic act 8484, pede po ba yun? then may criminal liability ba yun friends ko dahil sa hindi pagbayad ng card? nakikicooperate naman friend ko kasi ayaw pagbigayan request niya. walang wala kasi yun friend ko and he cannot afford to have a lawyer. anu po ba magandang advice? thanks po.

  5. Sir ask ko lang po. lasi may kaibigan ako na kaksuhan daw ng isang credit card company, my friend is willing to pay pero yun binabayad ng friend ko ayaw tanggapin dahil maliit lang. ang gusto is bayaran yun full amount whci is 100k plus or monthly na 10k, di kaya bayaran ng friend ko. then the legal office send a leeter to my friend na kakasuhan daw ng republic act 8484, pede po ba yun? then may criminal liability ba yun friends ko dahil sa hindi pagbayad ng card? nakikicooperate naman friend ko kasi ayaw pagbigayan request niya. walang wala kasi yun friend ko and he cannot afford to have a lawyer. anu po ba magandang advice? thanks po.

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