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pusongbato

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  1. In terms of credit scores, which is better? paying the minimum due amount or full account balance?

     

    I noticed with my HSBC.. in less than 6 months of just paying a little higher of minimum due.. tinaasan agad yung credit limit ko without informing me..

     

    Samantalang ung RCBC.. which is madalas kong bayaran in full balance... hindi ako tinataasan.. although hindi pa naman ako nag rerequest kasi hindi ko kelangan..

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