top secret

Ang ibig lang sabihin ng written off ay inililista ng bangko yung utang bilang wala nang halaga (dahil nga hirap na silang kolektahin, o malabo na itong makolekta) sa libro ng bangko. Ito ay para maging tama ang halaga o valuation ng assets ng kumpanya. Inililipat mula sa "Accounts Receivable" yung utang at inilalagay sa "Bad Debt". Para din bumababa ang taxes na babayaran ng kumpanya at ito ay kanilang ginagawang expense.

 

Hindi ibig sabihin ay wala na yung utang at na hindi na maaaring makolekta yung utang. Maaari pa rin itong makolekta.

Is it easier to negotiate on written off accounts? Meaning, the bank would settle on lower amount (say just the principal) so as just to totally erase it on their books?

May narinig akong discussion last month na karamihan sa mga kinokolekta ng mga collection agencies ay written off na. Ibig bang sabihin nun ay burado na ng banko ang utang at ang collection agency na lang talaga ang kumikita dun? If written off na, pwede pa ba sila mangolekta?

Then pwede bang irequest na lang sa bank na i-write off na lang yung utang?

An enlightenment would be appreciated.

STRENGTH IN NUMBERS!

Hehehe... meron ditong isang nag-gagaling-galingan... tingin nya mas magaling pa sya sa panel na bumoto "UNANIMOUSLY" para sa MVP :-)

Habang dumadami ang sinasabi ay lalong nakikita na hindi nakakaintindi ng Basketball...

Finals na bukas...

Go GSW!

 

alam mo siguro ang kasabihan Defense wins Championships. hindi mo matatalo ang kabilang team kung hahayaan mo lang sila umiskor hindi ba? natawa na lang ako sa basketball 101 mo. parang style ni mike d' antoni ang sinasabi mo. outscore the opponent. don't pay attention to defense. ang pinagkaiba lang nila ng phoenix ay at least itong team na ito plays defense. kung scoring lang, eh andyan yung ibang player na pwedeng umiskor para sa kanila. si thompson. sila barbosa, si livingston, pati si speights tumitira ng tres. kahit wala si curry sa golden state alam mo bang wala masyadong drop off sa laro ang team? nung 1st round series vs houston wala siya. tinalo pa rin nila, kahit ang portland, kaya nila talunin kahit wala si curry. so anong impact ang dala ni curry aside sa scoring niya? wala naman pinagbago dahil kayang dalhin ng ibang player sa team. (excerpt ito galing sa isang ex nba coach nung tinanong siya tungkol sa impact ni curry sa warriors)

 

tanggalin mo si lebron sa cleveland or sa miami na lang para may basis. ano nangyari nung umalis sa miami? nahirapan ang team at ang laki ng drop off sa wins. nung wala pa siya sa cleveland, hindi naman kayang dalhin ni irving ang team pero nung dumating siya. asa finals sila ngayon. yan ang argumento ko sa impact ng player sa team. sa akin tanggalin mo si curry sa warriors at magiging successful pa rin ang warriors kahit wala siya as evidenced sa mga naunang series nila sa playoffs at regular season na hindi siya naglalaro dahil sa injury. nananalo pa rin warriors

 

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nagsasabi lang ako ng nakikita ko. yung tanong ko nga hindi niyo masagot. bakit hindi binabantayan ni curry ang mga magagaling na guard ng kabilang team, ilang beses ko pinapanood at pinagmamasdan pa simula nung season. sila chris paul, westbrook, damian lillard. at iba pa, ultimong si tony parker nga hindi niya binabantayan, eh sobrang mas mabilis at athletic ang ibang guard sa kanya hindi rin siya binabantayan ni curry. si thompson ang bumabantay. hindi naman mismatch yon kasi magkasing laki lang sila. so sinasabi mong dahil physically less gifted si curry sa mga ibang guard sa league kaya hindi niya binabantayan? tinawag mo overrated ang defense ni westbrook, pero hindi ko siya nakita na tumanggi na hindi harapin ang challenge na bantayan ang mga magagaling na guards. huwag mo ring gagawing palusot na game plan ni steve kerr yan. pwede naman niya sabihin na gusto niyang harapin ang challenge na bantayin ang best point guard ng kabilang team pero hindi. sila chris paul, tony parker, westbrook at iba pa, binantayan nila si curry, at least masasabi kong kahit mahirap para sa kanila at least hinaharap nila ang challenge na bumantay. eh si HYPE curry kailangan pa si thompson bumantay para sa kanya? halos pareho lang ang laki nila.

 

panoorin ninyo sa finals makikita niyo sinasabi ko. si kyrie irving hindi man niya babantayan sa series. iaasa na naman niya na isalba siya ni thompson dahil hindi niya kaya bantayan.

 

sigurado ako, sa sobrang pagkabilib ninyo sa kanya hindi niyo na pinansin ang kanyang depensa, kung hindi ko lang nabanggit ito.

Well... as they say... LOSERS are always BITTER!

No amount of explanation of basketball facts could convince them because their bitterness has closed their minds.

Enjoy the Finals folks! My prediction? It's GSW in 6 or 7!

Basketball 101: The figures on the scoreboard are the most important numbers. It is about scoring (shooting). It is the points that win games.

The stat-sheet is also important... you could fill them with rebounds, assists, blocks, steals, etc...but if they don't reflect on the score board... they are of little value.

Defense is also important... but it just plays second fiddle to offense... because at the end of the day... the team with the higher score (offense) wins the game.

As far as players are concerned... the scorers are the most important part of the team because it is their points that reflects on the scoreboard. You don't build a team around a defensive player.. the scorer is always the cornerstone and foundation of any champion team.

Curry's impact on his team is primarily on offense (scoring, assisting, controlling their offense) and he excels on that. He has seen a variety of defensive strategies thrown at him... he could be slowed down for a game or two... but in a long series.. he is always able to solve the problem and be a big time scorer that he is.

He is not a lock-down defensive player. That's why they have Bogut, Igoudala, Green and Thompson. His main contribution on defense is guarding the passing lanes (steals) and providing extra pressure via double team.

And again... the panel has voted UNANIMOUSLY. Curry is the MVP... and it is not just a hype. He delivers an MVP game when it really matters.

That is why Basketball is a TEAM game... because they all need each other... but you still cannot deny that somebody has to lead the team... and for GSW.. that's Steph Curry.

I just don't know why there are "experts" here who still cannot appreciate what Curry does to his team.

The panel has voted "UNANIMOUSLY"

Even Klay Thompson acknowledges Curry as their MVP.

Is it true that Rondo is being recruited by Kobe to join the Lakers?

Thanks for all your opinions... I now know what to do just in case some collectors/agents try to disturb me again...

Katulad ninyo... yun din ang tanong ko: Bakit ibinangko tapos ipinasok sa last 4.8... then pinatira sa last play???

Bakit ibinabad ng buong 4th quarter si Urbiztondo???

so the 17-man pool has been trimmed by 2. 15 men fighting it out for the 12 coveted slots. will we see a change in the lineup? despite the withdrawal of lassiter and greg, chot still has a difficult task of choosing the final 12. sayang si greg at marcio...makakatulong sana ng malaki yung dalawa. di pa din pala natapos ang politika sa basketball.

Huwag naman sana... pero injuries ang malamang na susunod na factor dito... baka hindi na kailangang pumili si coach chot... kung sino na lang ang matira...

ang hirap magtanggal ng 5 out of the 17. chot will have a tough job selecting the final fighting 12.

 

shoo-ins could be ping, junmar, greg, japeth, ranidel, castro, norwood and whoever would be the naturalized - blatche or marcus.

 

but the others like for point who would you pick among the 3? LA, jimmy or lee

 

shooters - david, fonacier, chan or lassiter.

 

daming pwede but one thing's for sure...whoever will be picked will be deserving to don the philippine colors.

I would prefer Lee, Lassiter and Chan to play in Spain for the World Championship...

then those who will not be chosen can play in Korea for the Asian Games..

I think the current pool is enough... they already have a good mix of bigs, guards, wingmen and shooters... trimming the team down to 12 is the big challenge for coach Chot.

I love the 17-man pool. It gives Chot a lot of choices so he can make a team that is versatile enough to adjust to different playing styles.

 

King ako lang, I'll make the following selection for the final 12:

 

Center - Blatche (or Douthit), Slaughter, Fajardo

Gregzilla and the Kraken can be our team's back up centers without surrendering any height. Besides, these two Visayan giants play differently and offer different looks.

 

Power Forwards - Aguilar, De Ocampo, Pingris

Again, 3 guys who provide different skillsets. We can either play fast and rugged (Ping), long (3 pt sniping from Ranidel), or match others height-wise (Japeth).

 

Small Forwards - Norwood & Dillinger

They are fast, tall, and they play tenacious d. Add to the fact that both can slide down to the point guard position in emergency cases make both of them our ideal wingmen.

 

Tiradors - Lassiter & Chan

Because they are extremely good shooters. Period.

 

Point Guards - Lee & Castro

One is bulky but shifty. The other one is smaller but zooms like someone with a jetpack. Two different looks but they have one thing in common - both can slash really well which is ideal for Chot's dribble drive offense.

Ok na din ako sa line-up na 'to for the FIBA World Championship... though for the Asian Games, I think we would need more shooters and quickness...

Looks like Jeff Chan is Gilas' most consistent and dependable shooter...

smc players had no legs and couldn't run after jeff chan. fatigue may have caught up with tim cone's wards. they should take advantage of the next few days of rest.

Mukang mga pagod na nga... but I'm sure Tim Cone could do something... specially in managing his players' minutes on the floor...

I agree on the news item wherein Team Gilas is encouraged to focus more on the Asian Games. The point is to maximize the World Championships experience and use it to ensure that we will win the "gold medal" in the Asiad.

3 Idiots

Have you heard about using acetone as a fuel additive? I 'googled' it and found some articles (studies) that claims putting acetone to your fuel could increase mileage...

Tiningnan ko yung mga demand letters na dumating sa'kin since 2011... naka-3 law offices na pala yung account ko...

Huh???

Why in the world would anyone pick a slower injurred and sick williams over japhet? Williams doesnt even have a good medium range shot...im not a hypocrite...i was glad williams was injured...did you even watch the tokushima games? Williams is a no factor already...i agree on beu belga...he would be an asser BUT only in FIBA Asia not FIBA world...unless of course belga is listed as a 6-9 burly and round power forwrard...

This team would really need a big lineup change...especially the succeeding fiba asias or even asian games...lutz paul lee ellis barroca and most esp lassiter...(heck all those gilas boys that toroman trained were more than enough to replace david and fonacier ...on paper) and please no arwind or yap...

BUT everyone should agree that this gilas team...the same gilas team who played here and pour out their sweat blood and hearts for their countryman...SHOULD be the team THAT should play in FIBA World...

That's the politics in basketball... remember that it is Manny Pangilinan who is financing the team...

Personally.. I would prefer to still have Douthitt in the team for the World Championships in Spain ... the chemistry is already there... and his attitude is commendable... he goes easily well with our locals... maybe we should consider giving it to him as his last tour of duty (together with the Asiad that immediately follows after the World Championships). Then let's enlist another naturalized player for the next FIBA qualifier for the Olympics.

As for the locals... I would vouch for the inclusion of Slaughter, Barocca and Lassiter. They were already part of the pool after all. Plus maybe Cliff Hodge and another shooter. My candidates to be taken out are Tenorio, Fonacier, David, and De Ocampo.

Just my opinion... peace.

No Japeth?

Yes... Japeth is still not sure of making the team...

If you would remember, Belga was the last cut from the Gilas team who fought at the FIBA Asia. The choice was actually between Belga and Japeth. Had it not for Williams' injury, he (Williams) would have been there instead of Japeth.

Now, considering that Fajardo, Pingris and De Ocampo are almost sure of making it... plus the naturalized player (either Douthitt or Blatche)... there would be only 2 or 3 more slots left for the big men... if Blatche would play, he's a natural 4... so what Gilas team would need is a 5... where Slaughter is being considered...

With that scenario... the last slot would be a toss-up again between Japeth, Belga, and/or even Williams... where Williams has an inside track because he plays for MVP (Talk n Text)...

Beating Argentina is a wishful thinking (even without Ginobili); sa Senegal lang may tsansa; sa iba tsamba lang

I would quote a retired basketball coach who was asked about his thoughts on the FIBA World championship; - They must study the line-up and styles of Senegal, Puerto Rico and Croatia. They must prepare seriously against those teams because that's where they have a chance of winning.

The games against Argentina and Greece would be treated as practice/tune-up (and rest for the players who are playing heavy minutes) since there would be a very slim chance of winning anyway...

The final line-up will also depend on their preparations against those 3 teams... a possibility of bringing just 2 points guards (they have 3 point guards right now)and adding more height and shooters...

Only 6 from the current line-up are almost guaranteed to make it - Fajardo, De Ocampo, Pingris, Chan, Norwood, and Castro.

Toyota

Mukang mas magandang isama si Barocca in place of LA Tenorio...

Ang ganda ng nilaro ni Pingris sa series against Barangay Ginebra... lumalaban kahit mas malalaki ang katapat nya... talagang kailangan sya ng Gilas...

Makakatulong din kung maisasama si Slaughter...