Z

Avocado shake

Principles by Ray Dalio

Thinking, Fast and Slow by Daniel Khaneman

Atomic Habits by James Clear

Bible

Insurance is an expense just like food, utilities, rent etc. VUL is an expensive way to invest. Its a lot cheaper to buy term (expense) and invest the rest in mutual fund or ETF. You'll never go wrong. VUL is widely marketed kasi 45% of your paid premium is paid sa ahente na nag benta syo. So its good for the insurance agent and bad for the consumer ksi napamahal ka. Unless mahal mo ang ahente mo kesa sa bulsa mo

I agree and I’m an insurance agent, rather ‘financial advisor’. Not exactly close to the financial advising services I was exposed to when I was in Australia. Also, there are better structures available for estate planning in the PH - insurance only addresses the immediate financial need and not the possible conflicts therein (e.g Ilusorio family).

Fix the bed

Toilet

Prayers / meditation

Journal

Supplements

Greet the kids

Stretching

Workout

Podcast, read articles, journals et al.

Breakfast

(What happened to the edit function?)

making Money is my passion

Couldn’t agree more but in my case it’s for greater purpose.

Aristocrat

Opo

i finalized my itinerary

 

21 Oct - Kyoto - Kobo-san Market - Kodai-ji Autumn Illumination

22 Oct - Kyoto -Jidai Matsuri Festival - Jidai Matsuri Festival - Kurama-no-himatsuri (Kurama Fire Festival)

23 Oct - OSAKA/Universal Studios

24 Oct - Kyoto Castle/Temple Tour

25 - 28 October - Tokyo (staying @Shinjuku)

 

getting the JR pass and good pair of walking shoes as recommended

 

thanks guys sa mga shared info

Stayed in Keio Plaza hotel in Shinjuku over a week ago. It’s cheaper to eat out with plenty of options. My left calf cramped on our third day from all the walking (and standing). Already miss the food and persimmons.

Grace

Obedience

Proverbs 17:13

Never give up

Barking up the wrong tree by Eric Barker

Bible

Yes. The more pertinent questions are “what kind of payer do you offer and what kind of relationship do you have with Him?”

Let go and let God.

Iba-iba taste ng tao. Many Americans want their backyards as playground for kids so they'll want it bulldozed/grazed. Ako iba. I want it natural growth. Eto bale magiging backyard ko. I will still have a sideyard lot where my me and my kids can play like kiting, throwing football, and drone flying.

 

 

Like the way you think. I like a house with a huge lot.

my uncle invested his retirement at online forex last year.....from 1M capital luckily he earned 12M but did not return again afraid of losing the huge income

This actually true if you’re dealing with the right broker and trader and a proper system for monitoring, fund transfers, profit sharing et al.

Tumi

HID. Value for money

House and lot

Thank you

Blind date by a friend here. She introduced me to one of her best friends. Long distance relationship but married within 18 months

Thank You for what I've been through, thank You for where I am now, thank You for what's to come, and thank You for being with me every step of the way.

Always. Recently a request for discernment to address a dilemma was answered within 15 hrs.

Knowing is one thing, doing another. You truly are your own worst enemy or greatest ally.