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Rizalbraders

[05] MEMBER III
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Posts posted by Rizalbraders

  1. English.

    IMO, it only make sense to focus on English since Math and Science and other subjects are taught in English (in my school, not sure sa iba).

     

    Besides, we have proven many times sa ibang bansa na reliable hire ang Filipinos basically because of our grasp ng English language.  Other countries ksi medyo thick ang local accent nila.

  2. On 10/31/2022 at 10:37 AM, Poooops said:

    Tama sinabi ng karamihan dito.

    Di kikita sayo CC if you pay in full.

    Dami perks ng credit card and better kesa debit. Kasi pag namali ng pasok sa debit, ubos lahat ng pera mo. Not like sa Cc na you can dispute it pa. 

    Gumagana pa naman yung waive ng CC lalo na ang dami ng free annual fee for life ngayon. Also helps if wala kang balance sa CC mo.

     

    Mine I used my points to pay for the annual fee. Saved 5k for that. Ang mahal ng annual fee ng metrobank nakaka irita. 

    considering now.  thanks

  3. On 6/3/2020 at 2:15 PM, Kutitap 123 said:

    If you are serious about HIGHER INTEREST ON INVESTMENT/DEPOSIT, my good model of management is Aly Lao Yap, the general manager of Ateneo de Manila Multipurpose Coop. That coop really gives you 10%-12% yearly interest. UST's TOMEC lags behind with only 5% annual interest. IMHO

    Interesting!

  4. Stopped using credit card more then ten years ago.  It's only cash or debit.  

     

    Most recent big ticket item bought was motorcycle.  Hindi in-expect ng cashier na may cash ako na dala to the tune of ... 😆

  5. On 10/18/2021 at 8:07 AM, johnlove said:

    If your vehicle has front and back aircon vents (ie avanza, innova), always turn them both on at the same time.  Never turn on only the front, and leave the back closed.  This would save you over 10k in repair bills in the future.

    Bakit kaya?  Parati pa naman naka off ung ac sa back ksi wala naman umuupo almost always.

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