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JST2021

[05] MEMBER III
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Posts posted by JST2021

  1. On 3/11/2022 at 1:26 AM, razeyhamirez said:

    Again, as a disclaimer, I am not one to be called pure

    Like most of you, I ALSO LIKE SEX (quite a lot)

    I, myself, also engage in flings, fubus, MU, spas, whatever. But I make the conscious effort to make sure that it’s (1) consensual, (2) no other parties are affected, (3) no relationships/marriages are broken. I don’t fuck around if I’m in a relationship.

    This does not put me on the pedestal, but justifying that ‘disloyalty/cheating is okay’ is just absurd. Own up your mistakes/sins. 

     

    I'm not justifying anything or making an excuse. It's just what I've done in the past and will continue to do. That's my choice and I was replying to the question on the topic. 

    If you choose otherwise, then it's your choice sir. I am not telling you that you are foolish or forcing you to be sexually promiscuous.  But the last time I checked you're not my boss or parent, so while I applaud your life choices, I don't feel compelled to copy them.

  2. A fling is a delicious dance between honesty and mystery. Dapat honest about your limitations pero sweet ka pa rin hahaha. Minsan kasi kahit nag usap na kayo, after a while may feelings na nangyayari, lalo na kung maganda ang sex. Once in a while you have to remind your partner and most of all, also yourself na fling lang talaga. 

  3. Frankly speaking, I think it's largely beyond your control.  A man will either be sexually unfaithful or be totally committed, depending on his personality, what he saw with his own parents, if he's in a good and communicative relationship with his spouse, and sometimes based on no reason other than his mood of the moment.  

    Personally, I've accepted the fact that I am sexually promiscuous.  No justification or reasoning, basta lang.  I am really fulfilled and happy when I have varied sexual experiences with different partners.  

  4. On 12/9/2021 at 1:20 AM, Curtis20 said:

    Any contacts for laundry business?

     

    Sir I would advise against laundry business. We had one a while back and it never took off. Mahirap sa kanya walang product loyalty. All your clients are there because of convenient location. Unlike restaurant na kahit malayo hahanapin ka kung may masarap ka na offer na di kaya ng iba, ang laundry business depends on how many people find your location convenient for them. Tapos tatabihan ka pa ng mas mura, makuha na existing clients mo pa.

  5. 3 minutes ago, SupremoTaga said:

    Kung mag Paper Assets ka na tinatawag:
    1. Timeline of when you might need the fund? Within 1 year, Time Deposit (TD)/Cash is king, After a year or 2, pwede Mutual Funds (MF)
    2. What is your risk tolerance? Cannot handle loss of 5-10% from current value, stay with cash/TD/MF that invest in bonds, low risk instruments. Can handle 20-30% loss, go with stocks. Can handle getting Rekt or up to 90-100% loss, go with crypto.
    3. How much percent you want to earn? up to 5% in one year = TD/MF bonds, up to 20-30% if you have good trading skills - stocks, up to 100% to 10,000%+ gain = crypto (ingat dito, wag masilaw sa gain, go back to number 2)

    Baka mas mabuti at kung baguhan ka pa, i-split mo into 3 categories (revise the % as necessary, depende sa risk appetite mo):
    Low Risk Investment (TD/MF): 60% (Mag consult sa bank at sa mga provider ng MF like Manulife or Sunlife)
    Med-High Risk (stocks): 30% (COL Financial or other brokers that you can do online trade)
    Ultra-High Risk (crypto): 10% (Kahit 0% muna ito, ang ilalagay lang dito ay pera na pwede maging 0 value) (coins ph, Binance)

    Ang pag-invest ay inaaral na mabuti, sobrang habang oras ang ginugugol dito at walang katapusan na research/DYOR ito kahit low, mid risk.
    Lalo na sa high risk and ultra high risk.

    Kung walang tiyaga or capacity na mag-aral, sa safe/low risk ka na lang.

    Pero take note, every year bumababa ang value ng pera mo due to inflation, pag hindi mas mataas ang kita ng naitabi mong pera/savings vs. sa inflation, ibig sabihin legally binabawasan ng government ang pera mo ng ilang % due to inflation every year hehehe (kasi nagpi-print sila ng pera every year or dadagdagan ng 0 yung nasa record ng mga central bank and banks hehe - that's another topic kung paano nababawasan ang value ng pera mo pag cash ang hawak mo)
     

    *** Disclaimer ***
    Not a financial advise. Post ko lang ito base sa experience. Bahala ang bumabasa paano gagamitin ang information na binigay ko dito.
     

    Agree with you Sir. Nicely put!

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