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Stocks Vs. Mutual Funds Vs. Uitf Vs. Pre-need


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#41 blue+george

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Posted 20 February 2017 - 04:50 PM

HI guys,

I would like to ask what you think is the best investment strategy which is a one time deposit stuff for an amount of about 50K.

would it be better for me to go for banks or would it be better for me to go for philam or sunlife?

I am also willing to try the high risk types which are supposedly yield higher interest

Thanks in advance!

 

no point. try to learn about interest rates po. the more options you have the better you can choose for yourself. when money is working for you, remember to take note of risks. uulitin ko risks. so try to learn the risks of your chosen vehicle of investment. study the process and computations and better yet talk to one of their clients, what did he do and what did he get. experience is the best teacher of all, especially kung experience ng iba, para hindi u na uulitin ang mali ng iba.



#42 K0RN

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Posted 19 January 2019 - 06:56 AM

Id go for Stocks (if you can monitor) and Term Insurance.

#43 cs1234

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Posted 25 March 2019 - 12:49 AM

hindi ko alam kung ano ung PRE-NEED (isipin ko na lang insurance yan)

 

Pooled Funds: (MF,UITF,ETF)

 

Mutual fund- yoko nito.

 

UITF - gusto ko ito, lalo na index fund or index based stocks, bakit? namomonitor using PSEI at no holding period at deretso pa sa settlement account mo.

 

ETF(FMETF) - yoko nito, mahina volume, kung magttrade ka nito maganda 100k lang

 

Direct Stocks - trader/investor ako eh

 

Insurance - syempre ang gusto ko ung walang kasamang investment or ung hindi VUL



#44 MRROUGHSEX

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Posted 25 March 2019 - 10:52 AM

Mutual fund is the winner for me, for someone just passively investing.  They do minimize excessive trading but for a reason -- to minimize costs that in turn, keeps fees low for the customers.   



#45 cs1234

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Posted 25 March 2019 - 06:01 PM

Mutual fund is the winner for me, for someone just passively investing.  They do minimize excessive trading but for a reason -- to minimize costs that in turn, keeps fees low for the customers.   


Mf fees na alam ko:
Entry fee (nireremove dpende kung saan ka kukuha)
Management fee ( kasama na sa navpu)
Exit fee

Suggestion: use a broker than investing directly to the company..

Example: sunlife mf, use a broker to remove entry fee and to have a control on your portfolio

#46 9zkals

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Posted 22 October 2019 - 11:59 PM

If you want to somehow invest in a passive way i suggest index funds

 

look it up






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