Pag-Ibig / Philhealth Concerns
Posted 21 December 2008 - 11:02 PM
I was instructed to go through the process, which is fall in line in Atrium Building, wait for number to be called, complete the forms and submit all the requirement, then go back and attend mandatory seminars.
It was at these seminars that I learned they do not provide loans to Cityland buyers.
All those times, effort, money for coming up with the documents and transportation costs . . . wasted. If they only explicitly told me from the start that Cityland is not in their network, then I would not have gone through that horrendous exercise.
Oh and yes, I also have my own work to take care of at the same time. Imagine all the squeezing in i need just to take care of the requirements as there is too much work for my company to allow me to take leaves that time.
Posted 16 February 2009 - 02:37 PM
mag se-seminar pa lang din ako sa pag-ibig
mga requirements sabi ng agent ko hindi naman yata ganun karami:
2pcs valid ID
6pcs 1x1 picture
latest one month payslip
proof of billing
xerox of birth certificate
Posted 28 February 2009 - 03:28 PM
Based on the FRs here, I'm having this impression that loaning or trying to loan from PAG-IBIG can be a horrible experience.
What do you guys suggest? Shall we just loan from another institution instead? Will that be a better alternative?
Yes, it can be but the best solution is to attend their seminars para clear lahat. Isa sa mga dapat iconsider ay ung service charge pag multipurpose loan. At pag housing loan naman malaki ung amount na babayaran para sa change of title. However, compared sa SSS loan, mas gugustuhin ko pa ung PAGIBIG kasi ung SSS mas bureaucratic at mas konti ang pondo. Ang PAGIBIG nadagdagan sila ng pondo dahil sa project ni VP Kabayan.
Posted 16 June 2010 - 10:07 PM
Posted 13 September 2010 - 03:59 PM
Posted 25 July 2011 - 01:16 AM
Posted 02 August 2011 - 04:43 PM
Questions lang po regarding sa Philhealth
1. Papano po ba maging member ng philhealth
2. Ano po ba ang benefits ng Philhealth
3. Pag naging employee po ba automatic na magiging philhealth member sya?
Posted 01 September 2013 - 10:33 AM
What happens to your Pag-ibig contributions when you retire?
someone is not paying attention during orientation or your HR is amiss somewhere (joke po)
your monthly contributions together with the employer's share accumulates into the TAV. members' TAV are invested as well as being loaned to members themselves with interest (depending what type of loan, MPL or calamity loan, the latter interest being less than 6%pa low). so upon retirement/ permanent separation, your TAV with dividends will be returned to you. there are options where you may ask for it earlier after ten(10) years or twenty (20) years. i.e. after 120 months or 240 months contributions.
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