Lewis Wilson Posted July 24, 2022 Share Posted July 24, 2022 On 5/23/2022 at 9:39 AM, KapitanBoom2009 said: Yung ibang bank sinasabi na free daw yung anuual fee..pero hindi nilalagay na sa 1st year lang free.... Uso nga ito. Free ang Citibank Simplicity. Quote Link to comment
abunjo69 Posted August 8, 2022 Share Posted August 8, 2022 On 6/19/2022 at 12:08 AM, AvocadoStreet said: Agree! You'll be surprised there's already an anual fee on your SOA for December of the following year 🙃 Anong credit card po ito? nagwowork pa ba ang papaputol mo na lang yung card mo para i-waive yung annual fee (assuming wala kang utang). Quote Link to comment
jasperlaguitaolegacy Posted August 20, 2022 Share Posted August 20, 2022 200k ang bpi ko 100k ang eastwest ko huhuhuh daming bayarin Quote Link to comment
coffeelover Posted September 17, 2022 Share Posted September 17, 2022 currently using Citibank (Citi Simplicity+) no annual fees. full payment lang ginagawa ko = no interests Quote Link to comment
Rizalbraders Posted October 31, 2022 Share Posted October 31, 2022 Stopped using credit card more then ten years ago. It's only cash or debit. Most recent big ticket item bought was motorcycle. Hindi in-expect ng cashier na may cash ako na dala to the tune of ... 😆 Quote Link to comment
Poooops Posted October 31, 2022 Share Posted October 31, 2022 Tama sinabi ng karamihan dito. Di kikita sayo CC if you pay in full. Dami perks ng credit card and better kesa debit. Kasi pag namali ng pasok sa debit, ubos lahat ng pera mo. Not like sa Cc na you can dispute it pa. Gumagana pa naman yung waive ng CC lalo na ang dami ng free annual fee for life ngayon. Also helps if wala kang balance sa CC mo. Mine I used my points to pay for the annual fee. Saved 5k for that. Ang mahal ng annual fee ng metrobank nakaka irita. Quote Link to comment
Rizalbraders Posted November 1, 2022 Share Posted November 1, 2022 On 10/31/2022 at 10:37 AM, Poooops said: Tama sinabi ng karamihan dito. Di kikita sayo CC if you pay in full. Dami perks ng credit card and better kesa debit. Kasi pag namali ng pasok sa debit, ubos lahat ng pera mo. Not like sa Cc na you can dispute it pa. Gumagana pa naman yung waive ng CC lalo na ang dami ng free annual fee for life ngayon. Also helps if wala kang balance sa CC mo. Mine I used my points to pay for the annual fee. Saved 5k for that. Ang mahal ng annual fee ng metrobank nakaka irita. considering now. thanks Quote Link to comment
Tipreth Posted February 14, 2023 Share Posted February 14, 2023 Kung wala disiplina sa pagkaskas at hindi kaya magbayad wag na lang kumuha ng CC 1 Quote Link to comment
engrnery1027 Posted February 14, 2023 Share Posted February 14, 2023 nagkaroon ako bad credit dati pero na settle ko na. may chance pa ba makakuha ako ulit ng CC? Quote Link to comment
Skemedu Posted February 17, 2023 Share Posted February 17, 2023 On 2/14/2023 at 9:28 AM, engrnery1027 said: nagkaroon ako bad credit dati pero na settle ko na. may chance pa ba makakuha ako ulit ng CC? Best if don ka kumuha kung nasan ung savings mo Quote Link to comment
incrediblehunk Posted April 14, 2023 Share Posted April 14, 2023 BPI credit card. Quote Link to comment
Pen15 Posted April 23, 2023 Share Posted April 23, 2023 Noong wala pa ako CC syempre wala ako iniisip na utang-Stress free. Putek, nagka CC ako tsaka naman ako naiistress dahil sa utang🤣 Quote Link to comment
abduljackolsalsalani Posted May 10, 2023 Share Posted May 10, 2023 Yun nagsasabing free lifetime ang credit card, after Ilan years nagchacharge na ulit ng annual dues. This was my experience with HS@C. Quote Link to comment
Ben.Dover Posted May 21, 2023 Share Posted May 21, 2023 (edited) unionbank cc platinum cards more than 5 years now. no annual fees. and no need to call service agents to remove annual fees I use my cc like a debit card. to collect points for cashback. Edited May 21, 2023 by Ben.Dover Quote Link to comment
Ben.Dover Posted June 17, 2023 Share Posted June 17, 2023 On 5/10/2023 at 9:00 AM, abduljackolsalsalani said: Yun nagsasabing free lifetime ang credit card, after Ilan years nagchacharge na ulit ng annual dues. This was my experience with HS@C. depende mostly sasabihin nila free for the 1st year. mostly itanong mo din clearly sa kanila. Sa unionbank ko na cc more than 5 years na walang annual fees. since offer nila sa akin yung cc na 1st MC at VI. at na offer lang nila ito sa aking since good credit standing ako. Quote Link to comment
nothinggood Posted September 8, 2023 Share Posted September 8, 2023 On 5/10/2023 at 9:00 AM, abduljackolsalsalani said: Yun nagsasabing free lifetime ang credit card, after Ilan years nagchacharge na ulit ng annual dues. This was my experience with HS@C. Depende sa T&C nila. Meron talaga na for life na yung no annual fee Quote Link to comment
rbdizzy Posted September 9, 2023 Share Posted September 9, 2023 Any thoughts of the secbank nafl? Quote Link to comment
Ojay28 Posted September 9, 2023 Share Posted September 9, 2023 Any thoughts about psbank credit card? Quote Link to comment
Rolf.go.06 Posted September 9, 2023 Share Posted September 9, 2023 ako wala annual yung CC ko. Full payment ako ayko ng installment sakit sa ulo ee. 🤣 Quote Link to comment
Andy chai 2023 Posted September 14, 2023 Share Posted September 14, 2023 Hows ur platinum metrobank? 1 Quote Link to comment
korewarowera12345 Posted September 17, 2023 Share Posted September 17, 2023 any idea po bpi vs metrobank credit cards?,specially yung platinum.,or baka meron kayo masuggest na credit cards na ok ang perks,.meron ako currently bpi cc platinum Quote Link to comment
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