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#1 firealert

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Posted 20 April 2015 - 10:36 AM

lets I have around 10-20k of excess money what would be the best way to have it grow long term? or short term?



#2 Nemo Outis

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Posted 20 April 2015 - 10:40 AM

Go to your bank and ask about UITFs



#3 dinibdib

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Posted 20 April 2015 - 11:05 AM

networking!  B)



#4 firealert

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Posted 20 April 2015 - 11:07 AM

Go to your bank and ask about UITFs

thanks sir!



#5 firealert

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Posted 20 April 2015 - 11:10 AM

networking!  B)

hahaha!! not a bad idea pero it only works when your at the formulation phase pero pag stability phase na mejo so so na eh hahaha



#6 shamrock8691

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Posted 20 April 2015 - 11:59 AM

Stocks, Bonds, Mutual Funds, Certificate of Deposits, Exchange Trade Funds, Money Market Accounts, FOREX, Real Estate - IE Pagi-ibg Fund loans and mortgages, Insurance Investments, Insurance Policies, Multi-level marketing, Education- IE Invest in yourself, and last but not the least my personal favorite: Fishball business, capital 10-20k. ROI - 2-3yrs, 100% return.  



#7 firealert

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Posted 20 April 2015 - 01:10 PM

Stocks, Bonds, Mutual Funds, Certificate of Deposits, Exchange Trade Funds, Money Market Accounts, FOREX, Real Estate - IE Pagi-ibg Fund loans and mortgages, Insurance Investments, Insurance Policies, Multi-level marketing, Education- IE Invest in yourself, and last but not the least my personal favorite: Fishball business, capital 10-20k. ROI - 2-3yrs, 100% return.  

thanks for the information I will take this into consideration. 



#8 private_1st

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Posted 20 April 2015 - 01:27 PM

lets I have around 10-20k of excess money what would be the best way to have it grow long term? or short term?

 

every month ba yang excess money na yan?? if every month yan try to invest in stock market :)



#9 firealert

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Posted 20 April 2015 - 01:41 PM

 

every month ba yang excess money na yan?? if every month yan try to invest in stock market :)

hmm hindi sir! hehehe lets say in a month may excess na 2-4k po 



#10 jaygo

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Posted 21 April 2015 - 12:53 AM

2-4k a month might not be enough to invest in stocks.  Just put the money in the bank and once you have saved enough, you can buy stocks or start a small business.



#11 xxnomatchxx

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Posted 21 April 2015 - 09:56 AM

Invest in VUL (Variable / Unit Linked) life insurance :) 



#12 firealert

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Posted 21 April 2015 - 01:58 PM

thank you sirs for the information you shared will consider my options and decide on it :) 



#13 artedpro

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Posted 21 April 2015 - 03:40 PM

Here's a nice read from Imoney Phils.

http://www.imoney.ph...nts-for-p20000/
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#14 AstralChaos

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Posted 23 April 2015 - 03:28 AM

I strongly suggest VUL/ULP if start pa lang ng foundation. :)



#15 shamrock8691

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Posted 05 May 2015 - 11:40 AM

Just to encourage you on your small investments, we all need to start and learn with small investments. I started out with very small UITFs, stocks, bonds, and insurance, which eventually lead me to fully diversify my financial portfolio. From small investments, I was able to make high-risk/high gain decisions because I had the money to move around. And now long story-short, I earn between 150k-200k a month with minimal labor on my end, as opposed to my humble beginnings. so start small, be patient, learn and enjoy!  



#16 hala beerah

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Posted 06 May 2015 - 09:16 AM

Very informative... Thank you mga sirs.

#17 adyuts

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Posted 10 June 2015 - 12:53 PM

I like mutual fund but if you're more into risk then start online trading... following their suggestions are easy enough. good luck



#18 paradigmshift

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Posted 09 July 2015 - 04:06 PM

ang sabi nila bago ka mag invest e dapat meron ka munang pera na nakatabi for emergency in case mawalan ka ng source of income or magkasakit ka na maapektuhan ang pagkita mo ng pera. maganda din daw na me insurance ka (lalo na me pamilya ka). talk to your bank kung ano ang pwedeng paglagyan ng pera mo. usually MF and UITF yan.



#19 Retz

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Posted 09 July 2015 - 04:13 PM

 

every month ba yang excess money na yan?? if every month yan try to invest in stock market :)

 

parang downtrend na stock market ngayon. breakeven level na ung na invest ko. 



#20 bentot69

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Posted 09 July 2015 - 10:09 PM

If ypu are really looking for a very low capital but high return in your inveatment, Prepaid loading franchise business is great since cellphone load is very necesity. People can not live without a cellphone nowadays. As a matter of fact, i am earning more in my part time business than my full time.job. there is a magic in part to me




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