money Where To Invest 200k?

[kakashisensei]

As would any financial adviser would say, if you got 200k in your hand. I'd suggest you put it in at least 2 baskets - one would be mutual funds, bank and maybe VUL.

 

Mutual funds - for growth over time

Bank - for emergency purposes

VUL - for protection and growth over time

[kwax42]

Can you give us the names of these franchises?

 

 

We have a package for Php150,000 including equipments and initial stock inventory. PM me your email address and contact info if interested and I'll send the details.

[bonsaiwells]

anu bangko ba ang may malaking interest rate in terms of doing a time deposit? any ideas?

[knoll1234]

based on the current financial climates all over, stocks , bonds , direct and indirect ventures are risky. Somebody mentioned here real estate. good but not sure bet due to fluctuations in values. notes are risky again because of the net uncertainty of markets. TREASURY NOTES, BONDS...are a bit safer due to no major gambits government makes on these tenders. It may not give you superfantastic returns but they are bonds that traditionally will yield you something in the future.

[rooster69ph]

where to invest 200K? well for one to be able to answer that I guess one needs to know your risk profile.

 

For those risk averse, put the money in a time deposit or gov't securities. Otherwise, you may want to just put it in unit linked products like Mutual Funds or UITF wherein you have a professional Fund Manager do the works for you. For those who are risk takers and knows how to trade the equities market, this would still be the best bet that will give you the highest return in the long run.

[litebeer]

With the stock market up 36% this year, it may not be a good idea to invest now in the stock market as you might be buying at the high. But with interest rates so low, what's left?

[erika123]

Stock market in the emerging markets like Philippines, Australia, etc. Bonds are expensive now. With interest an all time low, time deposit is not even an option anymore.

 

MSCI Asia Pacific is on 2 year high. And it continues to go up.

 

This is the time to make lots of money.

[Mango Man]

Stock market in the emerging markets like Philippines, Australia, etc. Bonds are expensive now. With interest an all time low, time deposit is not even an option anymore.

 

MSCI Asia Pacific is on 2 year high. And it continues to go up.

 

This is the time to make lots of money.

 

 

hey erika,

 

you think stocks of mining (gold) companies are still okay? i'm not sure if the valuation of PX, etc. are still viable.

[animolibog]

sori offtopic , dont know where to post this. i just want to know if there's anyone who work in bdo here? i want to open an account.and i have some questions /inquiries. thanks pls PM me

[superfunkibey]

If i got 500k but I want no risk, what options are available for me?

[rooster69ph]

If i got 500k but I want no risk, what options are available for me?

 

Time deposit ... but you have to accept the fact that with low risk investment then expect returns to be also low.

[vexy9]

If i got 500k but I want no risk, what options are available for me?

bro, try mo sa stock market! try to invest through Citiseconline!

pero wag ka mag-titrade! dun ka malulugi! basta invest lng sa best companies na nakalist sa Stock market!

[wizard23]

stocks for short term, mutual funds for long term. spread your money. don't put everything in one basket.

[test1985]

A smarter choice is to invest the money on:

- a business if you're a risk taker. high risk high return.

- financial instruments like stocks, bonds, etc. if you don't have time to manage them

- time deposit. this is a no-brainer. low risk low return (not really, you end up loosing money if you account for inflation)

 

Invest your money on something that you really know and is comfortable to invest in. Even if we talk about buying and selling of load, that's still an investment.

[nino1481]

bili ka ng lupa sa province nyo. hehehe

[TanglewoodBoy]

Time deposit ... but you have to accept the fact that with low risk investment then expect returns to be also low.

 

how much would the interest per month or per annum be sir if i invest 100K??

 

thanks

 

[bitoysworld123]

how much would the interest per month or per annum be sir if i invest 100K??

 

thanks

 

currently boss rates are on the average of 2% per annum... some banks may offer even higher, especially if the investment will be for 5yrs... not sure though if Security Bank still have that promo for 5yrs TD you'll get a fixed and guaranteed interest after 5yrs holding period...

[wizkidathome]

Honestly? If you don't believe in karma and stuff. Patayo ka ng spa. Sobrang lakas ng ROI ng spas (the one with es) believe me. Hehehe.

[TanglewoodBoy]

currently boss rates are on the average of 2% per annum... some banks may offer even higher, especially if the investment will be for 5yrs... not sure though if Security Bank still have that promo for 5yrs TD you'll get a fixed and guaranteed interest after 5yrs holding period...

 

Thanks Master, much appreciated!!

 

[scam]

in a businessman point of view,

 

if you're going to invest 200k, you must at least earn 4k a month or 2%,

 

because banks can give you 2% monthly if you deposit your money to their bank.

 

in one year time, your money should increase by 24% or 48k minimum.

 

Ano pong bank ito?

[kanski]

^

 

2008 pa yan at nakulong na si de los angeles.

[Trader Val]

The best pa rin ang FOREX higly liquid kumuha ka lang ng mahusay na trader at make sure na meron kaung trading plan [e.g. entry price, predetermined sl (stop loss/ risk) & predetermined tp (take profit/ objective)] no doubt u can make a lot of money minimum $5k if for example nalugi ka ng $1k stop trading ibig sabihin hindi para sau ung negosyo at least may $4k pang ma w/draw pero kung maganda ang trading plan ninyo napakalaking ROI ung kikitain mo ng 1 yr sa time deposit wala pang 1 month sa FOREX pag pumabor ang merkado sa inyo :-)

 

stock market dito sa atin kailangan my insider ka para kumita hindi pa rin makalimutan ung ngyaring scam sa BW Resources kaya umalis ung malalaking brokerage firm gaya ng JP MORGAN at WI CARR nawalan ng kumpiyansa sa ginawa nilang wash trading kung may kilala ka isa sa mga board of directors o mismong may ari ng kumpanyang listed sa Philippine Stock Exchange yan pwede kasi mabibigyan ka nila ng ideya kung kailan sila bibili at magbebenta pero kung wala wag na lang.

Edited March 16, 2011 by Trader Val

[Trader Val]

Sample ng Trading Plan:

 

 

fxmajors.pdf

Edited March 16, 2011 by Trader Val

[bientot]

boss val,

 

are you into forex trading? you sound like you know your stuff. i too have been longing to go into forex trading but just can't be convinced enough to take the risk.

[Mango Man]

bientot,

 

i won't venture into forex trading if i were you. Its quite risky and you can end up losing your shirt.

 

remember, there's no such thing as a high-return, low risk investment. If you want high returns (stocks, etc.), be prepared to take on high risks. If you want low-risk only, then be content with low-return investments like T-Bills, time deposit, etc.