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#401 neville

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Posted 21 July 2019 - 04:17 PM

Wahahahaha...may travel fund din ako lagi pero grabe naman kung mababaliw pag hindi nakasakay ng eroplano 😂
Basta ako ayokong masyadong magpayaman...ang gusto ko ay makahanap ng girlfriend na gagawin akong mayaman...este i mean sasamahan akong magtravel 😜

 

 

sumagot na yata ako.  pero naisip ko, paano kung business class ang gusto ng GF mong travel companion?

 

wala na?  :D

 

 

nice, good luck! let me know in a year, iconnect kita dun sa sinasabi ko in case magustuhan mo yung mga bahay na ginagawa nila. our plan before was for a resort property pero hindi nagpan out kasi ang mahal ng pagship ng containers papunta dun sa isla haha!

 

hahaha, good to hear! iba rin may healthy relationships with parents. feeling ko kasi in my case, malaking tulong kung naging mas bukas yung utak ko sa mga sinasabi ng parents ko noon. turned out okay overall pero iniisip ko sayang rin.

 

can relate sa delegation. hirap ako dyan early kasi mas nasstress lang ako pag pinagawa ko sa iba. not sure if it would help, but what's helping me get over it is thinking na opportunity cost pag ako gagawa. constant questioning ng "is this worth my time." medyo feel ko nung start na parang ang yabang ko, pero hard lesson siya dahil marami ako namiss out na opportunities dahil busy ako doing things that i didnt want to delegate haha.

 

i think taking the initiative is a good move, so congrats on doing that. hopefully may makuha na useful data yung researcher niyo!

 

pano ginagawa ang mobile meditation?  :huh:  

 

medyo intense yung workload mo, so ang masasabi ko lang ay good luck, have fun! magbunga nawa ang lahat! haha!


di ko alam san ilalagay and kung may nagbabasa ba nung HR thread, so isingit ko na rin dito:

 

 

Are there any product management professionals in this forum? I'm looking to sit down and refresh my knowledge of the field, as I'm planning to hire a product manager in the coming weeks.

 

Looking for a product manager who would be interested in either:

 

1. discussing current best practices over coffee/dinner

2. joining our company 

 

No pressure. kwentuhan environment. If you're interested in the second option, the formal interview process can start after the coffee session. Right now just interested in the current practices. 

 

Feel free to reply or send me a pm. thanks!

 

 

nice!  will do sir.  sana alam ko na next year o sa 2021 kung saan ako titira.  fascinating sa akin ang idea ng shipping container homes. astig siya architecturallly :)

 

yup, nakakatuwa na disiplinado mga pamangkin ko pero open sila sa amin.  sa akin lang naman nila pinapakita ang likaw ng bituka nila.  sa iba, behaved at prim and proper ang mga ungas.  di ako makapaniwala na good kids sila sa ibang tao.  

 

noon, gusto ko na ako na lang gagawa nang lahat para sigurado akong maayos ang trabaho.  pero habang tumatagal, napansin kong mas marami akong nagagawa kung matutulungan ako ng mga tamang tao.  Ganyan na kaso sa lagay ko ngayon.  di ko puwedeng gawin lahat.  dadaigin ko pa si Voldemort sa seven soul splits niya para matapos lahat ng kailangan.  Delegation is key.  I only need to learn to let go of some things.

 

naku, dapat may mahanap na sagot ang researchers namin.  Mahirap maging tanga, di ba? :D

 

ah, mobile as a meditation teacher....not mobile meditation :D  aalis kasi ang teacher na nasa laguna, uuwi na sa home country.  ako nakikita ng nandito na dumalaw doon twice a week.  umalma na ako kasi di siya posible at masyadong nakakapagod.  buti may isang kaya ring pumunta ng laguna para salitan kami

 

so yes, delegation is the only way to ease my intense schedule.  now i get why big business owners usually travel on a business with pleasure itineraries.  it's impossible to really leave the business alone.

 

i was technically a project manager with my old job.  but we were not formally trained as project managers.  we simply had to make sure that the orders were completed by all the concerned departments.  rank and file pero manager ang job title.  labo.  haha



#402 Papa Popoy

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Posted 21 July 2019 - 04:58 PM

sumagot na yata ako.  pero naisip ko, paano kung business class ang gusto ng GF mong travel companion?
 
wala na?  :D
 

Siguraduhin lang nyang pangbusiness class din ang kagandahan nya 😂✌️
Aba wag choosy pag hindi yummy 😂😂😂
Patuturuan ko sya sayo ng financial education 😜
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#403 neville

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Posted 22 July 2019 - 06:48 PM

Siguraduhin lang nyang pangbusiness class din ang kagandahan nya ✌️
Aba wag choosy pag hindi yummy
Patuturuan ko sya sayo ng financial education

 

 

Huwag choosy kung hindi yummy...right.  Trophy gf material lang ba siya? :D

 

Ako talaga magtuturo?  Maling age bracket ako sir.  Dapat bata pa pero mayaman na ang magtuturo sa kaniya kung sa travel buddy/gf mo magtuturo :P


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#404 JohannBeckham

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Posted 25 July 2019 - 09:52 AM

Whoa the stock market is running like a wild bull. Make me think twice about investing in shares and start buying bonds (i have zero bonds at the moment). I know its hard to time the market but man, the bull is out and its goin wild.

My unrealised gain at the moment is in AUD 6 digits. I'm stoked but fearful at the same time.

#405 MRROUGHSEX

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Posted 27 July 2019 - 05:02 AM

 

 

- not sure if this would be useful, but back when i started doing consulting, i had a similar problem na hindi ko alam magkano sisingilin ko sa clients dahil feeling ko hindi naman talaga ako nagtratrabaho dahil medyo madali lang for me yung mga projections na ginagawa ko for clients. may nabasa ako na book noon, and i decided to suddenly charge the same as industry rate (I started na parang pinapa-dinner/lunch lang ako ng mga tao hahaha) so I was surprised that there were people who were really willing to pay that amount. Next step ko was to double it, tapos meron pa rin. nung naging mas busy na ako sa ibang negosyo, i charge my standard hourly rate just to make sure that it's worth my time. medyo malayo yung hourly rate na yun sa initial industry rate. true, some clients said that they couldnt afford it, but some stuck to it, and i think that that's a good thing since worthwhile para sa aming lahat. that said, all the best sa business :)

 

 

 

 

 

Nice gig you have kuworuru!  More power!



#406 MRROUGHSEX

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Posted 27 July 2019 - 05:06 AM

I started investing in August 2011 and before that i'm deeply in debt living a happy go lucky solid MTC bachelor life. But then i get married to my beautiful wife in 2011 and that's when my finances started to go in the right direction. We're (me and my wife) were not always a good saver. Last year lng namin na hit yung target naming more than AUD $100k save and invested in ETFs in a given calendar year. Prior to that, the highest it has been is like $30-$50k/year or AUD 2,500 - $4,100/month. Nkadagdag din sa motivation namin when we have a child together 3 years ago. We matured alot and started cutting lots of stuff. Me and my wife still support our parents (hers and mine), typical sandwich generation since our parents do not have the financial means to support themselves. Nung kami pa lng at wla pang anak, kahit sinong kaibigan, kamag anak, kapit bahay or kakilala ng kapit bahay na mangungutang, pinapautang namin. After ng magka anak kme, we say "No" to most if not all of it now. I realize na ang laki ng neri remit namin every month na people no longer know their boundaries and would simply demand for money simply because we have it and they dont. Well, tough luck.
Im 39 years old know and next year will hitting the big FOUR-O so im definitely not young anymore. But considere where i have been to where we are now, boy it's such a big upgrade.
I'm not saying these to brag. No, and I'm not here to please any ladies in this group for I'm happily married to my beautiful uber sexy wife and mother to my beautiful child. I'm saying these to hopefully inspire and help someone in any shape or form.

We're very lucky to have you on this board pre JB.  Certified FIRE guy ka!  Wala bang pic ni sexy wife hahaha.



#407 MRROUGHSEX

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Posted 27 July 2019 - 05:09 AM

Siguraduhin lang nyang pangbusiness class din ang kagandahan nya ✌️
 

LOL  Natawa ako ng hus2.



#408 neville

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Posted 30 July 2019 - 10:02 PM

Right. I did say I will give you guys an update.

Since I don't really get all the details of the financial spreadsheet my Financial Planner does for me (Basta Alam ko Kung ano Ang income, investments, at expenses ko), what I can understand is the end of the line aka the net worth figures.

December 2018: approximately PhP 540,000
Expected December 2019 balance: PhP 1,700,000

She estimated a growth of 222%





*I can see her grin while she was making her analyses.

*Let's gun for PhP 2.5 million in 2020. The business has to really take off for it to happen.

*Pat on the back moment.
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#409 MRROUGHSEX

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Posted 05 August 2019 - 11:19 AM

Right. I did say I will give you guys an update.

Since I don't really get all the details of the financial spreadsheet my Financial Planner does for me (Basta Alam ko Kung ano Ang income, investments, at expenses ko), what I can understand is the end of the line aka the net worth figures.

December 2018: approximately PhP 540,000
Expected December 2019 balance: PhP 1,700,000

She estimated a growth of 222%





*I can see her grin while she was making her analyses.

*Let's gun for PhP 2.5 million in 2020. The business has to really take off for it to happen.

*Pat on the back moment.

 

Congrats neville!  Very happyt for you.


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#410 brazzerboy

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Posted 05 August 2019 - 09:59 PM

Right. I did say I will give you guys an update.

Since I don't really get all the details of the financial spreadsheet my Financial Planner does for me (Basta Alam ko Kung ano Ang income, investments, at expenses ko), what I can understand is the end of the line aka the net worth figures.

December 2018: approximately PhP 540,000
Expected December 2019 balance: PhP 1,700,000

She estimated a growth of 222%





*I can see her grin while she was making her analyses.

*Let's gun for PhP 2.5 million in 2020. The business has to really take off for it to happen.

*Pat on the back moment.

 

WOW! Very good. 


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#411 neville

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Posted 13 August 2019 - 01:40 PM

Congrats neville!  Very happyt for you.

  

WOW! Very good.



Salamat mga sir!

Yung Lang, Wala pa Yung bayad sa last translation work ko. Di tuloy ako makapamakyaw ng stocks at mutual funds. Hahaha

#412 Papa Popoy

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Posted 13 August 2019 - 01:49 PM

Right. I did say I will give you guys an update.
Since I don't really get all the details of the financial spreadsheet my Financial Planner does for me (Basta Alam ko Kung ano Ang income, investments, at expenses ko), what I can understand is the end of the line aka the net worth figures.
December 2018: approximately PhP 540,000
Expected December 2019 balance: PhP 1,700,000
She estimated a growth of 222%
*I can see her grin while she was making her analyses.
*Let's gun for PhP 2.5 million in 2020. The business has to really take off for it to happen.
*Pat on the back moment.

Why you only aim for php2.5M sa 2020??? According to your 2018 result and 2019 target, you should aim for at least php3.2M 😄
Anyway, congrats! Pacanton at magpababoy ka naman 😂✌️

#413 MRROUGHSEX

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Posted 17 August 2019 - 08:55 PM

20190817 Updates:  

 

* Reduce total debt to $58K by year-end  (currently at $64.0K)

* Grow retirement savings to   $170K by year-end (currently at  $162K)  (Note:  Conservative case at 92% of actual)

* Anticipate house value to appreciate to  $280K by yea- end (currently at $272.0K)

* Increase college savings of children to $20K by year-end (currently at $17.3K)  

* Buttress business fund to  $65K by-year end (currently at  $60.1K)   (Note:  Conservative case at 92% of actual)

* Expect condo value to appreciate to $50K by-year end (currently at $49.1K)

* Drum up social security savings to $170K by year-end (currently at $162K)  (Note:  PV at $360K for age 62)






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