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#421 nflumpire

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Posted 11 September 2019 - 06:23 PM

I only have bpi credit card. annual fee was waived, but I need to purchase anything worth 10k for 3 months.That includes the amount on an item I've been paying for.



#422 jasperlaguitaolegacy

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Posted 30 September 2019 - 09:21 AM

baon na sa utang wag magloloan



#423 Pearl_Diver

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Posted 20 November 2019 - 01:42 PM

Masarap mag swipe medyo mahirap lang sa bayaran kapag napadami na utang.

#424 putokmolang

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Posted 27 November 2019 - 06:32 PM

which bank credit card have the good perks / promos? aside from BDO and BPI



#425 RunningFree

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Posted 28 November 2019 - 03:09 AM

Kas-kas ng kas-kas. Pag bayaran na, kamot ng kamot. Better to always bring cash for daily use. Tempting and cards, the lower the limit the better. Mabilis magpile up yan. 160k pa utang ko hahaha limit naman eh 1 mil.

#426 sirheinrichcu

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Posted 29 November 2019 - 10:25 AM

lahat ng credit cards ko max out with loans pa

grabe ang buhay



#427 benhur0000

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Posted 05 December 2019 - 08:01 PM

Metrobank maganda. Nagiincrease ng credit limit mag isa. BDO at BPI maganda pag may bank account ka sa kanila para online transactions.



#428 GarminS

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Posted 31 December 2019 - 04:10 PM

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#429 mrbig86

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Posted 10 January 2020 - 01:30 PM

Before getting a credit card, be sure that you have self control. You can't just swipe it anytime, anywhere, on anything you want. Otherwise, mababaon ka talaga sa utang.

 

For instance back in December during the 12-12 promo ng Lazada, a news site reported that someone shopped a total of more than 1 million worth of good from Lazada. If that's how you shop (impulsive), then probably you have to stay away from credit cards.

 

For instance, BDO was offering me their platinum card with unlimited credit limit. However, I don't use credit cards, as I prefer to pay cash/debit cards. However since credit cards are safer to use online than debit cards, I decided to get their Gold instead.

 

Basta know your limits and be a responsible shopper. No one deserves the burden of thinking about how to pay their bills day in and day out.


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#430 Colop

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Posted 11 January 2020 - 11:14 AM

any idea guys kung pano maresolve ang utang sa credit card? as far as i know yung binabayaran ko nalang e interest problem is im facing financial problem now, my worry is it will getting bigger and bigger as time goes on na sakto lang ang nababayaran ko , any suggestion mga sir?



#431 zener

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Posted 18 January 2020 - 12:41 AM

Kung hindi kayang bayaran ang total amount due, sana mas malaki sa minumum amount due. Kakainin lang ng interest charge mo yung minimum due na binayaran mo.

May iba nag ooffer na for installment ang total amount due mo.

The key is disiplina sa pag gamit.

#432 Colop

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Posted 18 January 2020 - 09:35 AM

Kung hindi kayang bayaran ang total amount due, sana mas malaki sa minumum amount due. Kakainin lang ng interest charge mo yung minimum due na binayaran mo.

May iba nag ooffer na for installment ang total amount due mo.

The key is disiplina sa pag gamit.

 Im trying to do that Sir ,kaso minsan minimum lang , as my knowledge yung buong nakuha ko e nabayran na ang monthly ko na binabayaran ay interest nalang na nag accumulate, hindi ba to pwede magawan ng paraan or any thoughts about this



#433 zener

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Posted 18 January 2020 - 09:45 AM

Sa interest po talaga sila kumikita. Para hindi na mag patong patong ang interest try nyo po yung i-avail na gawing installment ang total amount due. May interest pa rin one time na lang para di na mag accumulate.




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