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security bank was the first bank who gave me a credit card, and i will always be thankful for them for that.

bdo and bpi are very "risk averse" banks. Pag maliit sweldo mo at wala kang credit history, hindi ka mabibigyan ng mga ito.

citibank back then mabilis makakuha pero kuripot sila sa credit limit, pero moot na ito kasi magsasara na citibank

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