Jump to content

Recommended Posts

Contestability period ng lahat ng insurances is 2 years,pag within 2 yrs namatay ang client, may investigation pang gagawin ung insurance company. Pero hinde dapat abutin ng 6 months yun. But I heard si Axa at manu, matagal talaga mag process ng claims.

 

I know someone nakapag claim agad yung family ng 1 week time ng 3M na death benefit. Yun nga lang more than 2 years na kasi policy niya, Pru Life UK ung insurance nila.

Link to comment

Contestability period ng lahat ng insurances is 2 years,pag within 2 yrs namatay ang client, may investigation pang gagawin ung insurance company. Pero hinde dapat abutin ng 6 months yun. But I heard si Axa at manu, matagal talaga mag process ng claims.

 

I know someone nakapag claim agad yung family ng 1 week time ng 3M na death benefit. Yun nga lang more than 2 years na kasi policy niya, Pru Life UK ung insurance nila.

 

Parang nadefeat yung purpose ng insurance if ganun pala talaga katagal waiting time. Anyway, wala naman na kami magagawa kundi maghintay :unsure:

Link to comment

Parang nadefeat yung purpose ng insurance if ganun pala talaga katagal waiting time. Anyway, wala naman na kami magagawa kundi maghintay :unsure:

Better mag start ng mas bata, mabilis lang yung 2 years lilipas hehe ako mejo late na nga nakakuha ng policy, kasi 3 years ago ko lang nadiscover na need pala natin ng insurance. ayun ngaun lagpas na 2 years yung VUL policy ko hehe tsaka better choose yung right insurance company.

Link to comment

Better mag start ng mas bata, mabilis lang yung 2 years lilipas hehe ako mejo late na nga nakakuha ng policy, kasi 3 years ago ko lang nadiscover na need pala natin ng insurance. ayun ngaun lagpas na 2 years yung VUL policy ko hehe tsaka better choose yung right insurance company.

 

Hehe I mean antagal ng 2yrs para sa waiting time para makakuha ng claim. Pahirap sa naiwang family.

Link to comment

 

Hehe I mean antagal ng 2yrs para sa waiting time para makakuha ng claim. Pahirap sa naiwang family.

Papi Popoy (alternick of Papa Popoy?) meant if your brother have passed on within 2 years from getting insurance , matagal daw process.

 

Me, I don't like life insurance. The only way you win is to die while you are net gain. Malungkot if you die while you are net loss. Namatay na nga, nalugi pa. This is why insurance companies are big money makers. I used to manage actuaries prior so we know the odds of winning are on us. Sure we lose 2.5 out of 10 bets, but we win 5.5 times.

Link to comment
  • 1 year later...

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

×
×
  • Create New...