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Stocks Vs. Mutual Funds Vs. Uitf Vs. Pre-need


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For those interested on investing on mutual funds avail in ph. You can check and review their current performance in here.

https://pifa.com.ph/facts-figures/

Do your due diligence.

Tip: Normally, the fund managers target are to beat the current index results. It doesn't, mean that all of them make money. Like for example if the YTD of the index is at -15% and their results is at -9%. Technically, they have beaten the index results but they also didnt make money. Plus they earn money from the investors (fund managing fee). 

In order to have a glimpse of their real performance (ask for their 3 years performance, if it went positive or not). 

 

Own thoughts; study the markets, learn technical analysis and invest on a much more liquid fund in the US ETF, or like SPY were historically your money grew in a much shorter period of time and gain more results provided that the entry is good.

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